Gift Funds For Down Payment and Closing Costs For a Mortgage
This guide covers gifts funds for the down payment and closing costs on a home purchase. HUD, the parent of FHA, USDA, the Veterans Administration,…
Category: Videos
Short-Term Hard Money Loans For Real Estate Investors
This guide covers short-term hard money loans for real estate investors. There are many benefits in getting a short-term hard money loans than traditional commercial…
The Importance of Qualified Income When Getting Pre-Approved
This guide covers the importance of qualified income when getting pre-approved for a mortgage. Several factors are evaluated in the mortgage qualification process, and the…
Freddie Mac Fixed-Income Mortgage Guidelines
This guide covers Freddie Mac Fixed-Income Mortgage Guidelines. There are specific rules and regulations for fixed-income borrowers per Freddie Mac Fixed-Income Mortgage Guidelines. Freddie Mac…
FHA Loan Requirements For First-Time Homebuyers
This blog will cover and discuss the FHA loan requirements for first-time homebuyers. FHA loans are the most popular loan programs in the United States…
Reverse Mortgages For Seniors Eligibility Requirements
This guide covers reverse mortgages for senior eligibility requirements. States such as California, New York, and New Jersey have the highest home values in the…
How Home Sellers Can Sell Homes Fast While Getting Top Dollar
This guide covers how home sellers can sell homes fast while getting top dollar. When they decide to sell, it is highly recommended that they…
Home Loan With Bad Credit
This blog will discuss qualifying for a home loan with bad credit and credit scores down to 500 FICO. The GCA Forums Mortgage Group team…
Buying a Home With a Low Appraisal
This guide covers solutions in buying a home with a low appraisal. Home values have gone up since the 2008 real estate and credit meltdown.…
What Are Lender Overlays vs Agency Guidelines
In this blog, we will cover and discuss what are lender overlays vs agency guidelines of HUD, VA, USDA, Fannie Mae, and Freddie Mac. One…
Adding Space With Basement Remodeling
This guide covers adding additional living space with basement remodeling. Most homes in the Midwest have basements. Basement remodeling can add useful square footage and…
How to Avoid Delays in Mortgage Closings
This guide covers the reasons for delays in mortgage closings. The pre-approval letter is the most important part of the mortgage application and approval process.…