W2-Income-Only Mortgages Without Income Tax Returns
This guide covers qualifying and getting approved for W2-income-only mortgages without income tax returns. FHA, VA, USDA, and Conventional loans offer W2-income-only mortgage without income…
Category: Videos
The Importance of Pre-Approval for Homebuyers and Sellers
This guide covers the importance of pre-approval for homebuyers when buying a home. Homebuyers and sellers should realize the importance of pre-approval in the homebuying…
Buying a Home Again After Bankruptcy and Foreclosure
This guide covers buying a home again after bankruptcy and foreclosure. Many people think bankruptcy and foreclosure is the end of the world and they…
Benefits of Using a Realtor When Buying or Selling Your Home
This guide covers the benefits of using a realtor for homebuyers and sellers. Buying or selling a home can be both an exciting and stressful…
Difference Between Mortgage Brokers vs Lenders
This guide covers the difference between mortgage brokers vs lenders. Consumers often think of dealing with mortgage bankers. The are under the impression by dealing…
How To Improve Credit Scores For Mortgage Approval
This guide covers how to improve credit scores for mortgage approval. All lenders will qualify an individual for a mortgage loan based on income, debts,…
Non-QM Loans After Bankruptcy and Foreclosure
This guide covers getting qualified and pre-approved for non-QM loans after bankruptcy and foreclosure. The housing market has been bullish since 2013. Since 2013, housing…
How To Avoid Stress During The Mortgage Process
In this guide, we will cover how to avoid stress during the mortgage process. The mortgage process does not need to be stressful. As long…
Buying a Short Sale Home From a Mortgage Lender
This article will cover buying a short-sale home from a mortgage lender versus a traditional home listed by a homeowner. Besides buying a short sale…
Reasons to Use a Real Estate Agent Over For Sale by Owner
In this guide, we will cover the reasons to use a real estate agent over for sale by owner. There are many reasons to use…
The Steps in Getting a Mortgage in the Virgin Islands
This guide will cover buying a single-family home and getting a mortgage in the Virgin Islands. Many American and foreign real estate investors are eyeing…
How Underwriters View Increasing Income in DTI Calculations
This guide covers how mortgage underwriters view increasing income in debt-to-income calculations. Income is probably the most important factor in qualifying for a mortgage. Income…