Wisconsin

Property taxes in Wisconsin is going through the roof. In Kenosha County, Racine County, and Milwaukee County, property tax assessor office announced property reassessment increases due to higher real estate values. High reassessment by the county assessor office means property taxes in Wisconsin will be reassessed and increase. I want to know if anyone with expertise in property tax assessments if Wisconin have a property tax cap? Is there a maximum limit on how much property taxes can go up in Wisconsin? At what age do you stop paying property taxes in Wisconsin? How do I fight a high property tax reassessment by the county assessor’s office in Wisconsin? What does an increase property tax assessment by the Assessors Office mean on my property taxes? Why do property value and property taxes increase? Are homeowners in Wisconsin seeing a big property tax increase? What if I cannot afford the property tax increase? How do I avoid paying property taxes in Wisconsin? How are property taxes in Wisconsin compare with the rest of the country? What is the difference in property taxes in Wisconsin between an owner-occupant home versus an investment home or investment property?

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Homeowners, landlord react to increase on property value assessments

New property assessments are being mailed out to residents this week.The average increase is more than 17%, according to the city assessor's office. Property...

How is the Wisconsin housing market forecast? How much is an average price of a house in Wisconsin? What cities in Wisconsin have the best bang for the buck on homes and the best school districts. How is home prices in Wisconsin compared to the rest of the nation. How is the economy and job market in Wisconsin. How is the cost of living and taxes in the state of Wisconsin. Is Wisconsin a good place to raise a family. Is is smart to relocate to Wisconsin from other states? What states are people moving from to Wisconsin. What are the best cities with the lowest crime rate and affordable housing in Wi a homebuyer from out of state should look at in Wisconsin. Wisconsin is a community property state. How will that affect homeowners? What is the cost of living, inflation, taxes, housing and renting, and last but not least, politics. I heard Wisconsin is a swing state. What does it mean? Will the state being a swing state affect the education and mental health of my young children and my wife?

What are my best mortgage options in Wisconsin for first-time homebuyers

Dome general information on mortgage options for first-time homebuyers in Wisconsin. Remember that mortgage options and interest rates can vary, so it’s always best to research and consult with lenders to get the most current and personalized information for your situation.

1. FHA Loans: The Federal Housing Administration (FHA) offers loans with lower down payment requirements and more lenient credit score criteria, making them popular among first-time buyers. With an FHA loan, you may be able to qualify for a down payment as low as 3.5% of the home’s purchase price.

2. VA Loans: If you are a current or former military member, you might be eligible for a VA loan, which the Department of Veterans Affairs backs. VA loans often have competitive interest rates and require no down payment.

3. USDA Loans: If you are buying a home in a rural or suburban area, you might be eligible for a USDA loan, which the U.S. Department of Agriculture backs. These loans offer low or no down payment options and come with competitive interest rates.

4. Conventional Loans: Conventional mortgages are not backed by government agencies like FHA, VA, or USDA. Private lenders offer them and typically require a higher credit score and a larger down payment, but they may have more flexible terms and competitive interest rates.

5. First-Time Homebuyer Programs: Wisconsin may have state or local programs specifically designed to assist first-time homebuyers with down payment assistance, closing cost assistance, or lower interest rates. These programs can vary based on where you are buying your home.

To find the best mortgage options for your situation, consider the following steps:

1. Check Your Credit: Review your credit report and score. A higher credit score can lead to better mortgage offers and interest rates.

2. Determine Your Budget: Analyze your financial situation to understand how much you can afford to borrow and repay comfortably.

3. Shop Around: Contact multiple lenders to compare their mortgage products, interest rates, fees, and terms. This way, you can find the most suitable offer for you.

4. Preapproval: Get preapproved for a mortgage from a lender. Preapproval shows sellers that you are a serious buyer and can help you in the home shopping process.

5. Research First-Time Homebuyer Programs: Explore any first-time homebuyer programs available in Wisconsin that could provide additional financial assistance or favorable terms.

Remember, the mortgage process can be complex, so it’s always a good idea to work with a knowledgeable mortgage professional or financial advisor who can guide you through the process and help you find the best mortgage option for your needs.

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There is thousands of acres right across the Illinois/Wisconsin border on the Wisconsin side. Any real estate investor delve into buying acreage and subdividing into lots and building manufactured homes? Homes in Illinois are skyrocketing due to competition so why not cross the Illinois-Wisconsin state line and start subdividing acreage and build your dream home. Manufactured homes are better looking and better built than stick built homes. Plus the cost is a fraction of stick built homes. Amazing deals on manufactured homes.

I want to give a five-star thumbs up to Wisconsin Bankruptcy Attorney James Miller of Miller and Miller Law. Jamie Miller is hands down the best bankruptcy attorney in the nation. Unfortunately, Bankruptcy Attorney James Miller is only licensed in Wisconsin, with offices throughout the entire state in all major counties of Wisconsin. Attorney James Miller of Miller and Miller Bankruptcy Attorneys is hands-on and has the utmost most talented bankruptcy professionals in his staff. Proud to say I am a previous client of James Miller and Miller and Miller Law Firm. If you reach out to Jamie Miller, tell them Gustan Cho of Gustan Cho Associates sent you. Bankruptcy filings will start soaring so keep Attorney Miller’s contact information handy.

Wisconsin is one of 9 community property state. On FHA LOANS the spouse’s debts are included on debt to income calculations. Spouse’s debts are not included on conventional, VA, Jumbo and non-QM loans

Poor rookie firefighter 🚒 hired from Miami as a probationary fire fighter recruit in Wisconsin.

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I have been banking at JP Morgage Chase in Bristol Wisconsin since 2004. That is 20 long years. It is the people at a financial institution that makes a great bank. I have gotten to work with the best consumer banking professionals at Chase Bristol Wisconsin branch and get to know them very well. Everytime I visit Chase Bristol Branch, it amazes me how great, knowledgable, and professional these fine women of Chase are. If you live in Southern Wisconsin or Northern Illinois and are looking for the best branch of a bank or need a personal loan, auto loan, open a business account, or need a checking or savings account, please visit Chase Bank Bristol, Wisconsin Branch. Helen, Cecy, Jacqueline, Stephanie, and DeAnn are the Navy Seals of the Banking Industry. One thing about Stephanie, Helen, Cecy, Jackie, and DeAnn is they are always consistent. Never would you see them grumpy or in a bad mood or shrug your questions aways. Always go above and beyond. I have never met such a group of banking professionals who take their jobs with passion and are always ready and eager to help. I like to commend upper management at JP Morgan Chase for having such a phenomenal group of professionals represent such a great financial institution, Chase, BRISTOL, WISCONSIN BRANCH located 7510 Bristol Road, Bristol Wisconsin 53104. Thank you Stephanie, Jackie, Helen, Cecy, and DeAnn for everything you do for us and you are not taken for granted. You are appreciated.

I guess I am going to fess up what happened yesterday. Saturday mornings is hectic for me. First, I live in a rural area, Brighton, Wisconsin which is close to the Illinois and Wisconsin border. Instead of garbage workers picking up weekly trash once a week, I many residents in my town go to the town hall parking lot where two large garbage truck is parked to collect the townspeople trash. I was going to blow off going to the dump at town hall but got notice that my Chase bank account was overdrawn. I got a BMO Harris account too but did not know how to Zelle from one account from one bank to a different account in a different bank. I said fuck it and I might as well go to the dump if I had to go to BMO HARRIS to learn how to use Zelle. I packed my SUV full of my weekly garbage and headed off to town hall to have the sanitary workers unlead the garbage. I then head of to BMO Harris which was about seven miles from town hall in Salem, Wisconsin. I did not realize that I did not have online banking and you cannot open a Zelle account at two different banks with the same email address. I arrived at BMO Harris Salem, Wisconsin branch around 10:30 am. I was greeted by Kylie at the customer teller counter. Kylie analyzed my checking and savings accountd and was dumbfounded for a little while. She then got assistance from her colleague Shannon. They both try to rigure it out themselves and something was not adding up. Therefore, they contacted the regional help desk center of BMO Harris in front of me and got to investigate why I had an online account but could not use it and why I could not send a $77 dollar overdraft I owed Chase. Banks normally close at 12 pm or 1 pm on Saturdays. Kylie and Shannon diligently worked very hard to get me all set up. The reason why my Zelle account at BMO Harris would not work was because my online banking was not quite set up. Kylie and Shannon set up my online banking, set up my Zelle account, and updated all of my digital online banking information such as the current email address, personal cell number, and ordered new checks. Frank at the teller counter has also helped. I have dealt with Frank for over a year at the Salem Wisconsin Branch of the Salem, Wisconsin Branch. I am sold now why BMO Harris Bank has such a great reputation. It is the people that make a great company and now I know why. Like to commend upper management for having such a great team of professionals at BMO Harris Salem, Wisconsin.