Late Payments After Bankruptcy and Foreclosure

I was talking to my prospective lender today about the letter I received from Countrywide, wherein I informed her that the lates were corrected and showing current; then she asked for a copy of the payment transaction history.

Well, lo and behold, the transaction history is not updated and it shows that the payments were late and for the loan (Rapid Refi- 18 months on-time payments), this creates an issue because they do refer to the transaction history. Countrywide did update the credit bureaus, but not its own records.

Will it stop me from getting the loan? I have the letters from them stating the correction and I also have the corrected credit reports.

I wanted to know how long will one late mortgage payment hurt our overall credit scoring and FICO?

Can I Qualify For Mortgage With Late Payments After Housing Event And Bankruptcy?

If you have late payments after bankruptcy or foreclosure, lenders consider borrowers as second offenders. Borrowers with late payments after a bankruptcy or a housing event will have a difficult time getting a mortgage loan approval. Why do mortgage lenders consider borrowers having late payments after bankruptcy or foreclosure, as second offenders. Why do mortgage lenders consider borrowers with late payments after a bankruptcy or a housing event have a difficult time getting a mortgage loan approval. How can you get approved for a mortgage approval with late payments after bankruptcy or foreclosure?