Sub Forums
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Residential Homes
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Primary Homes
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Modular and Manufactured Homes
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Second Homes
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First-Time Homebuyer
This is for all first time home buyer discussions and questions. Let us know how we can help…Read MoreTopics: 5 -
Down Payment Assistance
Topics: 14
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Rate and Term
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Cash-Out Refinance
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FHA Streamline Refinance
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VA Streamline Refinance
Topics: 2
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Investment Property Jumbo Loans
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Single-Family Investment Home Loans
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Two-To-Four Unit Multi-Family Home Loans
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FHA High-Balance Jumbo Loans
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HUD Manual Underwriting Guidelines
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HUD Two-to-Four Unit Multi-Family Guidelines
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FHA 203k Loans
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HUD Reverse Mortgages
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FHA DPA Mortgage Loans
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FHA OTC New Construction Loan
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VA High-Balance Jumbo Loans
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VA Manual Underwriting
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VA Two-To-Four Unit Multi-Family Guidelines
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VA OTC New Construction Loan
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OTC New Construction Conventional Loans
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Bank Statement Loans
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DSCR Loans
Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read MoreTopics: 3 -
P&L Statement Loans
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No-Ratio DSCR Loans
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Asset-Depletion Loans
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NO-DOC Loans
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1099 Income Only Mortgages
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Airbnb Financing
Topics: 3
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All Topics
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DO LENDERS WANT TO SEE CASH TO CLOSE BEFORE ISSUING PRE-APPROVAL
Do mortgage lenders look for enough cash to cover preapproval amount of the cost needed for the dow…Read More
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Can part-time income, overtime income, bonus income be counted FOR Mortgage
Can part-time income, overtime income, bonus income be counted to qualify for loan?Read More
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GROSSING UP SOCIAL SECURITY INCOME
CAN SOCIAL SECURITY INCOME BE GROSSED UP? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON FHA …Read More
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CLEAR-TO-CLOSE
Can I Get A Clear To Close In 2 Weeks Or Less?Read More
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Quality Control Review in the Mortgage Process
WHAT IS QC AND WHY IS QC MORTGAGE UNDERWRITING AFTER A CLEAR TO CLOSE?Read More
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Debt-To-Income Ratio Guidelines on FHA and Conventional Loans
What is the debt income ratio requirement for FHA loan and conventional loan?Read More
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WHAT DEFINES A MORTGAGE LOAN APPLICATION
What constitutes a mortgage loan application? How does the mortgage loan application work? What is …Read More
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Mortgage Application To Clear To Close Timeline
What is the timeline from pre-approval to clear to close?Read More
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WHAT IS THE TIMELINE FOR A CLEAR TO CLOSE
WHAT IS THE TIMELINE FOR A CLEAR TO CLOSE?Read More
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WHAT IS REFERRED/ELIGBLE PER DU FINDINGS
CAN YOU PLEASE EXPLAIN THE AUTOMATED UNDERWRITING SYSTEM. WHAT IS REFERRED/ELIGBLE PER DU FINDINGS?Read More
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WHAT ARE FORWARD REVERSE MORTGAGES
WHAT ARE FORWARD REVERSE MORTGAGES? WHAT IS THE DIFFERENCE BETWEEN FORWARD MORTGAGE AND REVERSE MOR…Read More
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What Was The Truth in Lending Created For
What is the Truth in Lending in Mortgages. What was the truth in lending created for. What is the t…Read More
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