Residential Mortgage Loans

Can I use my spouses income on an FHA loan even though her credit is bad?

Can i get a cash out refinance if i had a forclosure 6 years ago my score is 650?

CAN I QUALIFY FOR A MORTGAGE WITH A 580 CREDIT SCORE IN CALIFORNIA?

Can I qualify for a no tax return W2 loan if commission is large part of my pay?

CAN I GET A MORTGAGE WITH JUDGMENT OR DO I NEED TO FILE BANKRUPTCY?

Can a gift of equity be used to pay off debt on an FHA purchase

Can anyone tell it possible that I have property in USA and can get mortgage here in UAE?

CAN I GET HOME LOAN WITH 580 FICO CREDIT SCORE? AND IF SO, WHERE CAN I GET APPROVED. MOST LENDERS WANT A 620 CREDIT SCORE.

Can a gift of equity cover not just down payment/closing costs, but paying off an auto loan at closing to get my son’s DTI to qualify?

Can switching to an extended payment plan with student loans help with DTI vs using the 1% with a graduated payment or IBR plan? Will underwrites allow this change?

Can Borrowers Qualify For Mortgage With Lawsuit During Mortgage Process?

Can You Get Denied For Home Loan With Good Credit?

Does it make a difference if it is a private student loan VERSUS government student loans? What if I have private student loans versus government student loans delinquent or in collections.

Does all installment Loans with 10 or less payments exempt from debt to income ratios?

Do mortgage lenders look for enough cash to cover preapproval amount of the cost needed for the down payment and closing costs of the home in contract?

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

Can part-time income, overtime income, bonus income be counted to qualify for loan?

CAN SOCIAL SECURITY INCOME BE GROSSED UP? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON FHA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON VA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON USDA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON CONVENTIONAL LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON JUMBO LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON NON-QM LOANS?

Can I Get A Clear To Close In 2 Weeks Or Less?

WHAT IS QC AND WHY IS QC MORTGAGE UNDERWRITING AFTER A CLEAR TO CLOSE?

What is the debt income ratio requirement for FHA loan and conventional loan?

What constitutes a mortgage loan application? How does the mortgage loan application work? What is an “application” that triggers an obligation to provide a Loan Estimate? What is the loan estimate? What are the rules and regulations on the loan estimate and how does the process work?

What is the timeline from pre-approval to clear to close?

WHAT IS THE TIMELINE FOR A CLEAR TO CLOSE?

CAN YOU PLEASE EXPLAIN THE AUTOMATED UNDERWRITING SYSTEM.

WHAT IS REFERRED/ELIGBLE PER DU FINDINGS?

WHAT ARE FORWARD REVERSE MORTGAGES? WHAT IS THE DIFFERENCE BETWEEN FORWARD MORTGAGE AND REVERSE MORTGAGE.

What is the Truth in Lending in Mortgages. What was the truth in lending created for. What is the true purpose of the Truth in Lending Law? What is the background of TILA? What is the purpose of the Truth in Lending Act as implemented by regulation Z?

What are the middle score requirements for usda and conventional, to keep manual underwriting from occurring? What kind of reserves will each require? Without down payment added, how much will closing costs be on a 200k home? Is it possible to get into a home via usda and never pay anything? Do you offer down payment assistance in Kansas? Sorry for the wall of questions.

What’s the minimum credit score and debt-to-income ratio required to get the best rates on a mortgage loan.

I want to know how a lender credit from the mortgage lender works. I heard that mortgage lenders can offer a lender credit towards closing costs.

What are lender overlays by mortgage companies. What is the differences between a conventional loan and government-backed mortgage loans. What does it mean if a mortgage loan is backed by the government. Are conventional loans backed by the government? What are common lender overlays on FHA, VA, USDA, and Conventional loans.