GCA Mortgage Forums

Mortgage Loan Programs

Compare home-loan programs and ask questions about program-specific requirements.

277 topics 601 replies Last activity: 8 months, 2 weeks ago

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FHA loans are the most popular mortgage loan program for first-time homebuyers, borrowers with high debt-to-income ratios, buyers with bad credit, and borrowers with…

92 topics 8 months, 2 weeks ago

VA Loans

In this FORUM on VA Loans, we will cover everything about VA loans: COE, Credit Score requirements, debt-to-income ratio caps, residual income, bad credit,…

41 topics 3 weeks ago

Conventional Loans

Conventional loans are mortgage loans not backed by a government agency, such as HUD, VA, or USDA. Conventional needs to conform to Fannie Mae…

18 topics 1 year, 4 months ago

USDA Loans

Welcome to the Sub-Forum on USDA Loans. In this Sub-Forum, we will cover anything USDA loans. From the United States Department of Agriculture Rural…

17 topics 4 months, 1 week ago

Non-QM and Alternative Mortgage Programs

Welcome to the Non-QM loans Sub-FORUM of Gustan Cho Associates. Non-QM loans are back. No-doc mortgages are back. Stated-income loans have reincarnated my friends.…

60 topics 1 month, 3 weeks ago

Jumbo and Specialty Mortgage Loans

High-end homebuyers can now qualify for non-QM jumbo loans with credit scores down to 550 FICO, and no income documentation is required. No federal…

23 topics 1 week, 1 day ago

Refinancing and Home-Equity Loans

Discuss mortgage refinancing, cash-out refinances, rate-and-term refinances, home-equity loans, and HELOCs. Ask questions about eligibility, credit requirements, home equity, closing costs, appraisals, interest rates,…

24 topics 1 week ago

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