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Residential Mortgage Loans

Topics: 467

Replies: 958

Reply To: Credit Disputes During Mortgage Process  By Angela   2 hours, 50 minutes ago

• Home Purchase

  Topics: 75

  Replies: 150

  Reply To: BUYING VS RENTING A HOME  By Angela   5 days, 2 hours ago

  • Residential Homes

    Topics: 7

    Replies: 19

    Reply To: Home Purchase  By George   2 weeks, 5 days ago

  • Primary Homes

    Topics: 5

    Replies: 9

    Reply To: Personal Loan  By Tina   1 week, 1 day ago

  • Modular and Manufactured Homes

    Topics: 9

    Replies: 20

    Reply To: Modular Homes  By Bentley   4 weeks ago

  • Second Homes

    Topics: 6

    Replies: 13

    Reply To: FINANCING SECOND HOME  By Tom Miller   6 days, 4 hours ago

  • First-Time Homebuyer

    This is for all first time home buyer discussions and questions. Let us know how we can help…Read More
    Topics: 7

    Replies: 11

    Reply To: Buying a home? What happens between signing the contract and closing?  By Hunter   5 days, 5 hours ago

  • Down Payment Assistance

    Topics: 14

    Replies: 33

    Reply To: HOW DOES EPM EMPOWERED DPA PROGRAM WORK?  By Otis   2 weeks, 1 day ago

• Fix and Flip Loans

  Welcome to the Sub-Forums of Fix and Flip Loans at GCA FORUMS, powered by Gustan Cho Associates. Fix…Read More
  Topics: 4

  Replies: 9

  Reply To: potential profitability of a property  By Gustan   2 months, 1 week ago

• Refinance

  Topics: 42

  Replies: 73

  Reply To: REFINANCE  By Bruno   4 days, 9 hours ago

  • Rate and Term

    Topics: 1

    Replies: 4

    Reply To: Difference Between Rate and Term Refinance versus Streamline Refinance Loans?  By Samuel   4 months, 1 week ago

  • Cash-Out Refinance

    Topics: 11

    Replies: 15

    Reply To: Refinance with High debt-to-income ratio  By Angela   5 days, 2 hours ago

  • FHA Streamline Refinance

    Topics: 6

    Replies: 14

    Reply To: FHA STREAMLINE REFINANCE  By Angela   5 days, 2 hours ago

  • VA Streamline Refinance

    Topics: 2

    Replies: 4

    Reply To: Apply for a VA Streamline Refinance  By Bruce   2 months ago

• Residential Mortgage Rates

  Topics: 8

  Replies: 16

  Reply To: HOW MORTGAGE BROKERS CALCULATE INCOME AND RATES  By Peter   2 months, 4 weeks ago

• Investment Properties

  Topics: 7

  Replies: 14

  Reply To: FINANCING FOR A RENTAL HOME  By Susan   1 week, 3 days ago

• Rent-To-Own Homes-Seller Financing

  Topics: 3

  Replies: 4

  Reply To: Seller Financing as Rent to Own  By Tina   2 months, 1 week ago

• Manufactured Home Loans

  Topics: 13

  Replies: 32

  Reply To: Refinancing Manufactured Home-Rural Area  By Max   2 weeks, 5 days ago

• Jumbo Loans

  High-end homebuyers can now qualify for non-QM jumbo loans with credit scores down to 550 FICO, and no…Read More
  Topics: 19

  Replies: 37

  Reply To: Jumbo Loans For Self-Employed Borrowers  By Tina   1 month ago

  • Investment Property Jumbo Loans

    Topics: 2

    Replies: 3

    Reply To: Traditional and Non-QM Jumbo Loans on Investment Properties  By Connie   4 months, 1 week ago

• Investment Property Loans

  Topics: 10

  Replies: 18

  Reply To: Calculating Rental Income Based on DTI Ratio  By Brandon   1 week ago

  • Single-Family Investment Home Loans

    Topics: 2

    Replies: 5

    Reply To: CAN HUSBAND AND WIFE EACH BUY A HOUSE FOR RENTAL WITHOUT OWNING PRIMARY HOME  By Doc   3 months, 1 week ago

  • Two-To-Four Unit Multi-Family Home Loans

    Topics: 6

    Replies: 8

    Reply To: Can You Use Rental Income for DTI on Two-to-Four Unit Multi-Family  By Brandon   1 week ago

• Ground Up One-To-Four Unit Multi-Family Loans

  Topics: 4

  Replies: 11

  Reply To: Ground Up One-To-Four Unit New Construction Homes  By Gustan   4 months, 1 week ago

• FHA Loans

  FHA loans are the most popular mortgage loan program for first-time homebuyers, borrowers with high debt-to-income ratios, buyers…Read More
  Topics: 80

  Replies: 151

  Reply To: Credit Disputes During Mortgage Process  By Angela   2 hours, 50 minutes ago

  • FHA High-Balance Jumbo Loans

    Topics: 4

    Replies: 9

    Reply To: CHILD SUPPORT AND MORTGAGE  By Gustan   3 weeks, 3 days ago

  • HUD Manual Underwriting Guidelines

    Topics: 6

    Replies: 9

    Reply To: WHAT ARE COMPENSATING FACTORS IN MORTGAGES  By Bruce   3 months, 1 week ago

  • HUD Two-to-Four Unit Multi-Family Guidelines

    Topics: 3

    Replies: 8

    Reply To: Can rental income of this 4 unit be used to reduce the mortgage payment  By Hunter   5 days, 6 hours ago

  • FHA 203k Loans

    Topics: 4

    Replies: 6

    Reply To: RENOVATING YOUR HOUSE  By Angela   5 days, 2 hours ago

  • HUD Reverse Mortgages

    Topics: 7

    Replies: 9

    Reply To: Applying for a reverse mortgage  By Lisa Jones   3 weeks, 4 days ago

  • FHA DPA Mortgage Loans

    Topics: 3

    Replies: 4

    Reply To: closing costs associated with FHA DPA loans  By George   2 months ago

  • FHA OTC New Construction Loan

    Topics: 1

    Replies: 2

    Reply To: What is an FHA OTC NEW CONSTRUCTION LOAN  By Lisa Jones   4 months, 1 week ago

• VA Loans

  In this FORUM on VA Loans, we will cover everything about VA loans: COE, Credit Score requirements, debt-to-income…Read More
  Topics: 33

  Replies: 62

  Reply To: LENDER OVERLAYS ON VA LOANS  By Bentley   5 days, 7 hours ago

  • VA High-Balance Jumbo Loans

    Topics: 2

    Replies: 3

    Reply To: VA High-Balance Loans  By Chase   5 months ago

  • VA Manual Underwriting

    Topics: 2

    Replies: 3

    Reply To: VA Manual Underwriting Guidelines  By Gustan   9 months, 2 weeks ago

  • VA Two-To-Four Unit Multi-Family Guidelines

    Topics: 2

    Replies: 3

    Reply To: VA Two-To-Four Unit Multi-Family Homes  By Tina   5 months ago

  • VA OTC New Construction Loan

    Topics: 1

    Replies: 2

    Reply To: VA OTC NEW CONSTRUCTION LOANS  By Michelle   4 months, 1 week ago

• Conventional Loans

  Conventional loans are mortgage loans not backed by a government agency, such as HUD, VA, or USDA. Conventional…Read More
  Topics: 14

  Replies: 28

  Reply To: One-Year Income Tax Returns Self-Employment Mortgage  By Lisa Jones   1 week, 2 days ago

  • OTC New Construction Conventional Loans

    Topics: 3

    Replies: 6

    Reply To: What Types of Mortgages are One-Time Close Loans  By Gustan   2 months, 1 week ago

• USDA Loans

  Welcome to the Sub-Forum on USDA Loans. In this Sub-Forum, we will cover anything USDA loans. From the…Read More
  Topics: 16

  Replies: 25

  Reply To: What is the minimum credit score for a USDA Loan?  By Hunter   4 weeks, 1 day ago

• Non-QM Loans

  Welcome to the Non-QM loans Sub-FORUM of Gustan Cho Associates. Non-QM loans are back. No-doc mortgages are back.…Read More
  Topics: 48

  Replies: 164

  Reply To: NON-QM Loans vs Hard Money Loans  By Angela   5 days, 3 hours ago

  • Bank Statement Loans

    Topics: 8

    Replies: 17

    Reply To: 12-Month Bank Statement Mortgage Loan  By Tom Miller   6 days, 3 hours ago

  • DSCR Loans

    Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read More
    Topics: 3

    Replies: 9

    Reply To: DSCR CASH-OUT REFINANCE LOANS  By Michelle   1 week, 1 day ago

  • P&L Statement Loans

    Topics: 5

    Replies: 10

    Reply To: What is a profit and loss statement  By Dawn   3 months, 1 week ago

  • No-Ratio DSCR Loans

    Topics: 3

    Replies: 6

    Reply To: Calculate the Debt-Service Coverage Ratio  By George   2 months ago

  • Asset-Depletion Loans

    Topics: 1

    Replies: 4

    Reply To: Asset-Depletion Mortgage Loans  By Tom Miller   4 months ago

  • NO-DOC Loans

    Topics: 1

    Replies: 2

    Reply To: What Are No-Doc Real Estate Loans  By George   5 months ago

  • 1099 Income Only Mortgages

    Topics: 2

    Replies: 6

    Reply To: HOME LOAN FOR BORROWERS GOING FROM W2 TO 1099  By Lisa   1 week, 6 days ago

  • Airbnb Financing

    Topics: 3

    Replies: 37

    Reply To: Airbnb and Conventional Loans  By Missy   4 weeks ago

• Business Loans

  Topics: 13

  Replies: 43

  Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   4 weeks, 1 day ago

  • Factoring and MCA Accounts

    Topics: 2

    Replies: 4

    Reply To: FACTORING AND MERCHANT CASH ADVANCE ACCOUNTS  By Jeannie   4 months ago

  • Equipment Financing

    Topics: 6

    Replies: 31

    Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   4 weeks, 1 day ago

  • Business Lines Of Credit

    Topics: 2

    Replies: 3

    Reply To: Interest rates for business lines of credit  By Cameron   2 months ago

  • Business Credit Cards

    Topics: 2

    Replies: 2

    Reply To: Business Credit Card Approval  By Danny Vesokie | Affiliated Financial Partners   5 months, 3 weeks ago