GCA FORUMS and subforums were founded with one concept in mind: To serve consumers, entrepreneurs, homebuyers, home sellers, real estate investors, and the general public. When people buy or sell a certain house, they move and, therefore, have to start life in that new place. All the partnerships that they have developed with local vendors and merchants will cease to exist ………. Read More
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Mortgage Dove A Trusted American Mortgage Lender from refinance to buying a new house, we offer a wide range of mortgage options suitable to your needs, because building your future is not an easy task Fast closing with low rates and low fees.
mortgagedove.com
Mortgage Dove - A Trusted American Mortgage Lender
Mortgage Dove - A Trusted American Mortgage Lender from refinance to buying a new house, we offer a wide range of mortgage options suitable to your needs, because building your future is not an easy task.Fast closing with low rates … Continue reading
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Here’s an article about the EXPRESS SBA NO-DOC LOANS you may want to read and find it interesting and informative
http://www.lendingnetwork.org/express-sba-no-doc-loans/
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This discussion was modified 1 year, 5 months ago by
Gustan Cho. Reason: Wrong url
lendingnetwork.org
This guide will cover Express SBA No-Doc Loans for small business owners. If you are a small business owner looking for a quick and simple way to get funding
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This discussion was modified 1 year, 5 months ago by
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It’s over folks. Comcast, the parent of MSNBC is up for sale. Viewership at MSNBC dropped 51% due to anti-Trump and anti-Republican stance. Major layoffs is also expected. On another note, CNN lost 21% of its Viewership
The mainstream media is on life support.
It is reported that Oprah Wilfrey was paid one million dollars by the Kamala Harris campaign. The Democrat Party is deteriorating and deteriorating fast
Many Democrat states are losing citizens changing parties to the Trump Team.
https://www.youtube.com/live/rdyMVnYBw1w?si=ZIiFLCLNsh7HI4DB
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I have been in the same line of work for 25 years but went from W2 to 1099 in August of last year, and my husband is always W2 as he has been a teacher for 20 years. Can we use our combined income? We will have 3.5-5% down and are currently working to pay our credit card debt to below 30%.
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I currently own a home and would like to move in the next 18 months. I am in Chapter 13 and am currently paying into a plan. I have never been late nor have I ever been late on my mortgage. How does this work with Chapter 13? Could I sell and buy another home? What roadblocks, if any, am I looking at?
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I have two jobs/positions with one company. One is a W2, and I am labeled part-time. I average 34- 60+ hours every two weeks. Where can I obtain lending?
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I would like to refinance my mortgage. My credit score is currently approximately 695-715. I have a Chapter 11 that was discharged in June 2020. I would like to refinance by adding a co-borrower with a credit score of 780-800. My current home value is approximately $420,000, and my current principal balance is $218,000. I would like to take $100,000 from equity. Can you help us?
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I have been paying my Chapter 13 repayment plan for eight months now, along with my mortgage, and no late payments. March will be 1 year. My interest rate is 5.625%. My home is worth $333.100, and I owe $226.000. Is it worth trying to refinance to a FHA mortgage in March 2025 or should I stay where I am? My mortgage is owned by investors, and they are always wanting to take me to court to increase my payments. And this is after we went to court and agreed on a repayment plan.
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I have been in Chapter 13 for 12 months with no late payments. I would like to obtain an FHA to buy a home. However, I am concerned that my Chapter 13 monthly payment and student loans (deferred for 4 more years) will keep me from qualifying because my DTI will be too high. I only make about 70,000 a year. My Chapter 13 payment is 471 every two weeks. My student loans are around 80,000 (1% is 800). Is it possible for me to be approved?
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I am going through a divorce, and the last piece is buying my spouse out of the home. I have lived off-site since we started the process. I was about to close a loan to pay off my spouse, but the loan stalled as the lender stated I had to have lived there for at least 12 months. The home is paid for, so I would functionally take out a first mortgage. I have been unable to find anything other than I must occupy the home within 60 days of closing. Does this sound like lime? Lender rule, or am I missing something? The FHA guidelines?
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CNBC Jim Cramer and Crooked Media announced the economy is going strong and job opportunities are strong and little unemployment therefore interest rates should go higher. What are they thinking?
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This discussion was modified 1 year, 4 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 4 months ago by
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What are the latest Google algorithm changes and how will it affect website organic traffic?
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Hi, I know that 740 FICO is the minimum requirement for Up to $120K credit card based on the lending network website.
Should I increase my credit first or is there a different program for me?Thank you
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Listen to this overly obese Rhino blasting President Donald Trump and lying like a rug. I think Orca is fuller with grease and lard more than Illinois JB Prtitzer. I used to like this Fatso from New Jersey.
🤯🤣
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To clarify our previous discussion. Late PAYMENTS within the last 6 or 12 months isn’t a blanket guide in which we grant without valid reasoning behind the lates. In addition to other things that may paint a proper picture away from financial management, usually via the credit report.
example.
If the applicant clearly has been making effort to keep a clean nose for the prior year(s) leading up to the lates. But fell off the wagon in recent times with one or two lates (simultaneous or sequential). A proper LOX or even owning the mistake as they do happen, has a good chance of being sympathetic to this situation due to historical evidence that’s contrary to financial mismanagement.
If said applicant has a history of multiple lates leading up to recent lates that just so happen to lapse into 12-month guidelines. Highly likely, 12 months of clean credit history is going to be required. Financial mismanagement is established with past history which connects dots far too easily.
At any rate, we will certainly do all that’s possible and within reason to have a deal succeed. Otherwise, we have no business doing 500 fico manuals
@Gustan
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@marga ench Bulldogs are known for having a high likelihood of requiring a Caesarean section (C-section) for the delivery of their puppies. This is due to their unique physical characteristics, including their brachycephalic (short-nosed) skulls and small pelvises, which can make natural birthing difficult or dangerous for both the mother and puppies.
The combination of a large head in the puppies and a narrow birth canal in the mother often leads to complications during labor, such as dystocia (difficulty in giving birth), which can result in the need for an emergency C-section. In fact, a significant percentage of French Bulldog litters are delivered via C-section to ensure the safety of both the mother and her puppies.
It’s essential for French Bulldog owners and breeders to be aware of this and consult with a veterinarian experienced in brachycephalic breeds to plan for a safe and successful pregnancy and delivery. Regular veterinary check-ups, proper prenatal care, and close monitoring during labor are crucial to minimize risks and ensure the health of the mother and her puppies.
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Look at this video clip of an Angel
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This is for my son who is married to a gay man. They live in California together and been married 4 years in gay church. Antonio is a Navy Veteran and wants to buy a house with a VA LOAN. He told me that he needs a cosigner on his VA loan and wanted me to cosign for him. But the loan officer said VA loans does not allow cosigner except husband or wife. He told the loan officer that his husband will be cosigner. The Loan officer said gay people married people don’t count. Is this true?
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Thousands of Loan Officers and Real Estate agents are leaving the Mortgage and housing industries. Every professional in the housing industry is going through a hard time including Loan Officers, Realtors, Auto Salesman, Attorneys, Appraisers, Home Inspectors, and third party professionals. Banks, credit unions, and other creditors are not extending credit to commissioned mortgage and real estate professionals due to volatile mortgage markets. The 10 year treasuries keep on skyrocketing without any signs of correction. Mortgage Rates on government loans are 7.5% for 730 credit score borrowers and conventional loans have Rates over 8% for 700 plus credit score borrowers. With surging inflation and out of control mortgage rates many homebuyers are priced out of the housing market. Thousands of Loan Officers and Realtors including owners of mortgage companies and real estate brokers are leaving the business or closing their doors. What business is the best business to get into if you were to leave the mortgage industry or real estate industry for those who have been in the industry for years or decades?
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I have 642, 646 and 701 FICO scores with discharged BK from 3/06. What kind of auto loan or mortgage rate can I qualify for?
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I was talking to my prospective lender today about the letter I received from Countrywide, wherein I informed her that the lates were corrected and showing current; then she asked for a copy of the payment transaction history.
Well, lo and behold, the transaction history is not updated and it shows that the payments were late and for the loan (Rapid Refi- 18 months on-time payments), this creates an issue because they do refer to the transaction history. Countrywide did update the credit bureaus, but not its own records.
Will it stop me from getting the loan? I have the letters from them stating the correction and I also have the corrected credit reports.
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I have 90 date late on one of my student loans. I will have this loan paid in full in the next few months. Once the loan is paid in full, will the lates be removed from my CR? I applied for a CC and in the letter explaining why I was denied it said a 90 day late on an account with a balance greater than $200 so that is why I am asking if paying it all off makes a difference or not.
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Anyone had success getting a personal loan to pay off and consolidate bills? Scores 521, 550, 578. I have 11 years of credit with several autos pif. Derog over 3 years ago, but nothing since.
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What is affiliate marketing and how do you get started? Can you make good money with affiliate marketing? What are the step by step process in getting started and becoming successful with affiliate marketing?
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How do you monetize from YouTube? How do I make money making YouTube videos? What category should I focus on to monetize on YouTube.
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Breaking News from Fannie Mae and Freddie Mac. Effective immediately homebuyers can purchase 2 to 4 unit multi family homes with 5% down payment. Before today’s Breaking News owner occupant primary multiunit homebuyers needed 15% down payment. Private mortgage insurance is required and we don’t yet know what the PMI factor is as of today. Just wanted to share this Breaking News with our forum viewers .
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This discussion was modified 1 year, 4 months ago by
Sapna Sharma.
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This discussion was modified 1 year, 4 months ago by