GCA FORUMS and subforums were founded with one concept in mind: To serve consumers, entrepreneurs, homebuyers, home sellers, real estate investors, and the general public. When people buy or sell a certain house, they move and, therefore, have to start life in that new place. All the partnerships that they have developed with local vendors and merchants will cease to exist ………. Read More
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All Discussions
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Joe Biden is expected not to run for 2024 Presidential election. So who will face Donald Trump for President in 2024? Kamala Harris? Gavin Newsome? Michelle Obama? Who can destroy the United States.
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I am a mirror on a wall in a lobby of a very exclusive, most posh, ritziest hotel in Washington D.C. I have been stared into for a long, long time, 75 years to be exact. I arrived some time before the end World War II. No one really notices me, I mean they gaze at me, but never see me, they look straight through me. The most powerful people in the world have looked into me, never realizing my true worth.
Many times each day I am sprayed and wiped down, this sorta tickles. My gold leaf border is dusted, and no smudges are visible. I weight over 100 pounds, imported from France, created by an artisan glazier for the hotel. I am a portrait mirror, you can check the polish on your shoes and prim your hair all in one look. Every guest must pass by me, either leaving or entering the lobby, you can’t miss me! I stand tall and proud.
Most people look at me to, fix their tie, fluff their hair, smear their lipstick, presently, couples stand in front of me and take selfies, this disturbs me, the glare and the sometimes flash irritate my reflection. So what propose do I serve? I feed the ego, for one. Hundreds of people each day stare at me and wait for my reflection. Am I handsome, pretty, or just fooling them selves? I can recall many presidents checking themselves, they don’t see what I see. I can gaze right back and pierce your heart with MY stare. Politicians can be fake, fake smiles, fake teeth and fake hair. I see who they really are.
I see and stare their sadnesses and their joys, but sometimes their lie directly into me. I can still see truth. If you dyed your hair I can see the roots, if you spin and pirouette I can see all the flaws within you, there is no escaping my truth. The true joys are great to be a part of, the sadness makes me question the person. My heart aches for them, yet I must remain silent.
President Harry S. Truman was my first president. He would stare at me in wonder and awe, I soon realized he was looking for answers. He had to make the most difficult decision of any president, weather or not to drop the Atomic Bomb on Japan. The struggle for this poor man made me believe I was not only a mirror of your image, but a mirror to your soul. Harry would often dine with dignitaries at our restaurant and pass by me, I felt at times he’d wink at me like an old friend. I don’t make decisions, I show you who you really are. His guilt ran deep, but there was no other decision to make to safe our country and our boys.
I felt a part of me shatter when I heard the news of John F. Kennedy, a young man with unlimited potential who really loved America. His death started a decade of destruction. More death of world leaders, a war no one wanted. The Kennedy Family was the backbone of Washington politics. John and Jackie were the most elegant couple ever to grace the White House. When they dined at the hotel all heads turned, I must admit I was taken aback by their appearance. I almost blushed when The First Lady stared at me do adjust her near perfect hair.
Many presidents I have met through my years, my favorite was Jimmy Carter. The kindest and most sincere of all. To this day, and well into his nineties, he still gives his heart and soul to those in need. The Reagan years were a lot of funny, Hollywood moved in. John Wayne, Frank Sinatra, they all came to met and greet me.
Don’t get me wrong my tenure hasn’t been all dreary, I have made friends and there has been many joys I have shared. The countless married couples who have posed with is priceless. The fact that I can see sorrow, doesn’t mean I cant see happiness. Sadness always finds me, but I look for happiness constantly. One couple was married for 50 years. Nearing 80 years old, their reflection was awesome. The love for each other pierced through me like a bright ray from heaven. My fondest memory was when I first arrived at the hotel, it has been my fondest every since. A WW2 sailor and finance met before me just prior to his deployment. They vowed their love in front of me. The sailor swore he’d return and marry her. They set a date to meet again, June 1, after the war in my lobby. No matter where she was she would travel to Washington and patiently wait his return. The war ended and there was no word from the sailor, news travelled slow during the war, she never knew what happened to him. She would wait for a letter, hoping he was still alive. The couple of years passed and still no word. She would to DC every June as she promised. No one ever met her. Finally, in 1947 she received a letter from the US Navy stating he was alive , but a prisoner of war in a German Stalag. He had been seriously wounded and couldn’t get any communication to her. When he was released he was shipped to Oakland, California to a Veteran’s hospital for observation. The Navy’s communication where he was at was late in arriving. She stayed true to her vow.
The sailor was released and had no information where his fiancé was living. He travelled by bus one late day in May to DC. When he arrived on Memorial Day, a few days earlier then the planned date, he though she wouldn’t show up in the lobby. He had lost his leg and was wheel chair bound, barely able to use crutches he waited for days hoping to meet her again. He could not afford our fancy, expensive hotel, he sought lodging in a flea bag hotel several miles away. Over the next few days he would find his way back to our lobby. He’d sit in front of me and I saw his sorrow , same sorrow displayed by his girl when she was waiting. June 1 came, and he made camp in front of me. For some strange reason I didn’t see is sadness today, I saw joy! Just as he was began to wheel himself back to the flea bag, she walks in ! I have never and will never see such happiness in two people. Their love appeared in my eyes and I swear I began to cry. They radiated love! I stored their love in mind and think back over the years of all the sadness and love I had experienced. May their love be a reflection for all to share.
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Trying to see if buyer that has been renting home for 14 years , with option to purchase. How can he get in home with no down payment. Home is worth 245,000 selling 180,000 seller paying closing cost and prepaids . They are not related but have been good friends like his grandfather prior to renting. I assumed it was no way suggested 3.5 down make 12 payments. And refi as he has an irs lien he wants to pay off. So he can have the money he pays them stop coming out of his check.
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There are instances when mortgage underwriters will require reserves from borrowers. What does reserves mean? Can equity in the home or 401k be used for reserves? How about if you have a paid off vehicle or precious metals? Or what if you have hard core cash. Can those be used for reserves?
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If you ever question Nancy Pelosi or the Democrat Elites, you get automatically blacklisted. Democrat politicians cannot think on their own and need party approval. Otherwise you get blacklisted from the Democrat party. This is what happened to Hawaii Democrat Congresswoman Tulsi Gabbard. Democrat party is evil
and demons. Here is proof Democrat party is evil. Tulsi Gabbard and many good Democrats are leaving the Democrat party in droves.
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Leave alligators alone if you don’t want to get hurt.
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What is the party of Democrat Socialist. What do Democrat Socialist stand for and believe in?
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Dementia Joe Biden doesn’t need Cognitive Test. Joe Biden’s voters do.
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What is our current state of our economy. Here’s what the two sides of our state of economy:
Democrats:
What inflation? What unemployment? What do you mean recession? Economy is great. Look at the Dow Jones Industrial Average which is at all time high. Rates are great. Home prices are up and that’s a good sign.
Republicans: Skyrocketing inflation, surging home prices, all time high rates, economy is bad and getting worse. FEDS are printing money and our economy is going down the shitter
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South Korean Global tech giant Samsung announced Taylor Texas will be home to Samsung’s U.S. semiconductor factory. The breaking announcement puts Taylor Texas on the global map.
https://youtube.com/playlist?list=PLnxykQ4xCbXu9EHcKzr0XqZioCz2CsDfI&si=mPANQR1Bv3ytMvAR
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No with former President Donald Trump getting convicted on all 34 charges against him, how is the conviction of President Trump going to affect the state of NEW YORK?
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There are very minor reasons giving cops reasons to pull you over. Say you had a few glasses
of wine during dinner and you got pulled over by a cop for one reason or another. A cop can cite you for driving under the influence of alcohol even though your alcohol
BAC level is under 0.08. I know people who got into a lot of BS due to being pulled over by a cop.
https://www.facebook.com/share/r/k7W4tvxrjQXkKJU2/?mibextid=D5vuiz
facebook.com
How You're Giving Cops Reasons To Stop You
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Do you know who I am? Do you know who my father is?
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FHA DPA (Federal Housing Administration Down Payment Assistance) loan programs are designed to help eligible homebuyers purchase a home by providing financial assistance for their down payment and sometimes closing costs. These programs are typically offered by state and local government agencies, nonprofit organizations, and some lenders in partnership with the FHA. Here’s a general overview of how FHA DPA loan programs work:
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Eligibility Criteria: To qualify for an FHA DPA loan program, you typically need to meet certain eligibility criteria, which may include:
- Demonstrating financial need.
- Completing a homebuyer education course.
- Meeting income and credit score requirements.
- Using the property as your primary residence.
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FHA Loan Requirement: In most cases, FHA DPA programs are designed to work in conjunction with FHA loans. Therefore, you’ll need to qualify for an FHA loan first, which typically requires a lower down payment and allows for more flexible credit requirements than conventional loans.
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Down Payment Assistance: The primary benefit of an FHA DPA program is that it provides financial assistance to cover a portion of your down payment. The amount of assistance can vary depending on the specific program, your financial situation, and the location of the property. Some programs offer grants or forgivable loans, while others may provide low-interest or deferred-payment loans.
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Repayment Terms: The terms and conditions for repaying the down payment assistance can vary significantly between programs. Some programs offer grants or forgivable loans, meaning you may not have to repay the assistance if you meet certain conditions, such as staying in the home for a specified period. Other programs may require you to repay the assistance with interest once you sell the home or refinance the mortgage.
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Application Process: To apply for an FHA DPA loan program, you’ll typically need to work with an approved lender or the organization offering the assistance. The application process may involve providing documentation of your income, assets, and other financial information.
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Location-Specific Programs: Many FHA DPA programs are location-specific, meaning they are offered at the state or local level and may have different eligibility criteria and assistance amounts depending on where you plan to buy a home. It’s essential to research and find programs available in your area.
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Homebuyer Education: Many DPA programs require participants to complete a homebuyer education course to ensure they understand the responsibilities of homeownership.
FHA DPA loan programs can be an excellent option for first-time homebuyers or those with limited financial resources who are looking to purchase a home. However, it’s essential to carefully review the terms and conditions of any program you’re interested in to understand how the assistance works and what obligations you may have in the future. Additionally, since my knowledge is current as of January 2022, I recommend checking with local housing authorities or lenders for the most up-to-date information on FHA DPA programs available in your area.
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Joe Biden, the President of the United States, had two German Shepherds named Champ and Major. Champ is the older of the two dogs and was with the Biden family before Joe Biden became President. Major is a rescue dog and was adopted by the Bidens in 2018. Please note that there may have been changes or developments since then, so I recommend checking the latest information for updates on the Biden family’s pets.
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If a NMLS licensed loan officer works for a mortgage broker and is licensed in 30 states, can the loan officer be paid their commissions by 1099 on states that he is licensed in that allow 1099 compensation and be paid W2 on states that do not allow 1099 compensation>
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This discussion was modified 1 year ago by
Gustan Cho.
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This discussion was modified 1 year ago by
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Dogs are better. Better than who? People.
https://www.facebook.com/share/r/wppQvYbvQBzejtv8/?mibextid=oFDknk
facebook.com
Cutest moments with pets.
#dogs #dogsofinstagram #dogstagram #dogslife #fyp #fypシ #foryou #foryoupage #viralvideos #viral. thaniaraynemodel · Original audio
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I have heard many conflicting stories about Illinois banning pets stores from selling puppies. If true, is this law just for Illinois or are there othere states? Or is it state by state? Is there any truth to this or is it another conspiracy story from FAKE NEWS. Thank you in advance.
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Growing up in Greenwich Village during the 1950s and 1960s allowed me to be exposed to the melting pot of historical writers. Thomas Paine, William Sydney Porter. [O’Henry] Mark Twain and James Baldwin, just to name a few. They all lived in The Village and embraced the Bohemin life style. For many years aspiring writers have flocked there. However, there are also locally born writers plying their craft. Charles Messina, Alfred Caneccchia, Dom Perruccio and myself. I can say I have know Charles Messina since he was born on Thompson Street. Charles has written many screen plays and plays, his latest musical play soon to be on Broadway, “The Wanderer.” Based on the life of Dion DiMucci, Dion and The Belmonts. Al Caneechia has written many books, “Greenwich Village Vignettes,” the Village seen through his eyes. “When Greenwich Village Was Ours,” which I contributed a short story. My buddy Dom Perruccio, he and Charles wrote, “Stomping Ground, Growing Up On The Streets of Greenwich Village,” His latest work is a beautifully illustrated book, “The Adventures of Miss Canoli The Scamp,” a wonderful tribute to his dog.
We will never be as famous as the afore mentioned writers, their creativity has cemented a place in Greenwich Village for current writers and writers of the future. Growing up in Greenwich Village during the 1950s and 1960s allowed me to be exposed to the melting pot of historical writers. Thomas Paine, William Sydney Porter. [O’Henry] Mark Twain and James Baldwin, just to name a few. They all lived in The Village and embraced the Bohemin life style. For many years aspiring writers have flocked there. However, there are also locally born writers plying their craft. Charles Messina, Alfred Caneccchia, Dom Perruccio and myself. I can say I have know Charles Messina since he was born on Thompson Street. Charles has written many screen plays and plays, his latest musical play soon to be on Broadway, “The Wanderer.” Based on the life of Dion DiMucci, Dion and The Belmonts. Al Caneechia has written many books, “Greenwich Village Vignettes,” the Village seen through his eyes. “When Greenwich Village Was Ours,” which I contributed a short story. My buddy Dom Perruccio, he and Charles wrote, “Stomping Ground, Growing Up On The Streets of Greenwich Village,” His latest work is a beautifully illustrated book, “The Adventures of Miss Canoli The Scamp,” a wonderful tribute to his dog.
We will never be as famous as the afore mentioned writers, their creativity has cemented a place in Greenwich Village for current writers and writers of the future. Growing up in Greenwich Village during the 1950s and 1960s allowed me to be exposed to the melting pot of historical writers. Thomas Paine, William Sydney Porter. [O’Henry] Mark Twain and James Baldwin, just to name a few. They all lived in The Village and embraced the Bohemin life style. For many years aspiring writers have flocked there. However, there are also locally born writers plying their craft. Charles Messina, Alfred Caneccchia, Dom Perruccio and myself. I can say I have know Charles Messina since he was born on Thompson Street. Charles has written many screen plays and plays, his latest musical play soon to be on Broadway, “The Wanderer.” Based on the life of Dion DiMucci, Dion and The Belmonts. Al Caneechia has written many books, “Greenwich Village Vignettes,” the Village seen through his eyes. “When Greenwich Village Was Ours,” which I contributed a short story. My buddy Dom Perruccio, he and Charles wrote, “Stomping Ground, Growing Up On The Streets of Greenwich Village,” His latest work is a beautifully illustrated book, “The Adventures of Miss Canoli The Scamp,” a wonderful tribute to his dog.
We will never be as famous as the afore mentioned writers, their creativity has cemented a place in Greenwich Village for current writers and writers of the future.
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Years ago when you worked 30 years for a company and retired they gave you a gold watch, a pension and a thank you for being a loyal employee. Today if you work for a larger corporation they give you a pink slip at 55. You are now too old for the company. They can hire two of you and save a bundle. At 55 your health becomes a concern, data shows you will get sick and it will cost the company dearly. No more loyalty, what are you supposed to do at 55? No one will hire you, you’re old. To me age is only a number a concept. If you stay healthy and avoid stress, stress is the big corporate killer, you may live a long life. Diet and exercise will help. I have my own theories of exercise. A rabbit hops around all their life and it lives many 8 years or so, a dog runs and jumps and lives to 12. Now a turtle sit on his ass all day and lived to 150. Be a turtle, no mortgage, no HOA and extremely mobile.
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I want to thank my dear friend Peter Arcuri @peter who I highly respect as a client, friend, writer, advisor, and business associate and partner on all he does for the team at GCA, being my advisor, going over ideas and business plans especially with Great Content Authority Forums, and spirituality and life in general. I like to start this forum to share the views of others on their thoughts and opinions of everything that is going on today in the United States and the world. I like to thank Peter for volunteering of taking on the responsibility of being my mentor and professor on studying and mastering the Christian’s view of the Ten Commandments. As I was working i overheard a YouTube video my wife was listening too and asked her what she was listening too. It seemed like whoever was talking, he stole my pricinples, ideology, and foundation i live by every day and base most of my business decisions and make my decisions on who my acquaintances and friends are. So I yelled to my wife who’s the guy talking on YouTube. She yells back, “THE TEN COMMANDMENTS.” That’s when I text Peter Arcuri. I will explain on a separate subforum on why I requested Peter for taking on the task on educating me on a following subforum at a later date on this thread. Basically, I asked Peter Arcuri, “Peter, can you teach me all about the ten commandments.” Peter’s response: ” Easy. Don’t Fuck Anyone.” Okay. Now I know where this academic thesis of the Ten Commandments will lead to. Here’s what started all this
https://youtu.be/RbIZsTVNu5M?si=1AI7U97dTIU_snot
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This discussion was modified 11 months ago by
Gustan Cho.
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This discussion was modified 8 months, 1 week ago by
Sapna Sharma.
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This discussion was modified 8 months, 1 week ago by
Sapna Sharma.
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This discussion was modified 11 months ago by
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What determines rural living? Being raise in NYC anything with a lawn was rural. Suburbia was the country to me. When I moved west and worked in vineyards I got a better idea. I can sum it up in two words. “Dirt Road” unsaved, pebbles is my definition, and a septic tank.
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There are many fake doctors that are celebrities. These so called celebrities use Dr. How many fake doctors are there. Is Dr. Jill Biden and Dr. Phil real doctors or fake doctors?
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Last Grapevine:
Last grapevine I mentioned truth in advertising; I am not done! Let’s start with organic. When organic was first introduced, it was great; although a little pesticide was used, parts per million, the produce was ugly. They never grew in a uniformed way. So they changed the meaning of the word, enabling them to use more pesticides. There will also be pesticides in fruits and vegetables because the farmer has to bring his crop to market and keep it fresh. Sulfur will always be used. If a farm is having an issue with certain bugs in damp weather, sulfur will be used to dry the crop and preserve it.
Vegan vs. Vegetarian: there are laws no that follow vegetarian and vegan. Marketing determines the guide lines, lately you will see, “plant based” Vegetarian or vegan cheese may contain rennet. This coagulates the cheese. It is actually a cow’s intestines. The cow must be dead before being used. It is an enzyme made from cows and is extremely appetizing. Read the label; it may contain rennet. No sugar added, or sugar-free. No additional sugar is added, which comes from fructose, which is natural in sugar but also a component of high fructose corn syrup. This causes diabetes, obesity, and some cancers. Here in the US sugar is processed with “bone char” to make it whiter. FDA says natural flavors can derive from a plant or an animal. FDA, spices are okay contains none of the afore mentioned.
Did you ever read the labels on candles? Tropidelic Clary Age—I guess that is the one Keith Richards uses. Tropidelic: does it contain LSD? Clary, sage, lavender, beetroot, and eucalyptus all contain herbal healing elements. If you believe in herbal medicines, Palo Santo, which means Saint Paul. Many cultures have used this wood for healing. A natural remedy for pain also comes in bracelet form. Why are these ingredients in candles?
If you are really serious about being a vegan or a vegetarian buy nothing in a package. Oops, apples are coated with ground beetle shells called, “black resin,” which is used in epoxy glue.
You heard it through the grapevine.
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If you are looking for a quick, easy sauce for pasta, here is my recipe for Puttanesca sauce. Originally, from the Campagna region of Italy. Literally, Puttanesca means “prostitute,” a fast sauce made in between Johns. From the 19th century bordellos of Naples rose this simple dish that has become popular in the United States.
As I mentioned I don’t follow recipes only time and temp of the protein.
Vermicelli pasta, or any “Spa’getti,” a long, thin pasta.
Cook pasta,drain always reserve a little pasta water to add in. Preferaby cooked Al Dente, “to the tooth,” in Italian.
Add: Roma tomatoes sliced, olive oil, red pepper flakes, anchovies, black olives, and garlic.
The original recipe has capers, [I use olives] chili peppers, [I use red pepper flakes.]
You can add any amount of these ingredients depending on personal preference.
My wine suggestion would be a light, crisp, dry white wine, Pinot Grigio. If you need a little sweetness, try a German Riesling, they are dry with a slight touch of sweetness. Apricot is one flavor, in Riesling, the stainless steel aging of these wines created the fresh, crispness.