GCA FORUMS and subforums were founded with one concept in mind: To serve consumers, entrepreneurs, homebuyers, home sellers, real estate investors, and the general public. When people buy or sell a certain house, they move and, therefore, have to start life in that new place. All the partnerships that they have developed with local vendors and merchants will cease to exist ………. Read More
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Thousands of mortgage loan officers left the mortgage industry for good in 2023. Tens of thousands of loan officers have not renewed their mortgage loan origination licenses. The mortgage loan origination career have proven devastating to tens of thousands of loan officers. Just two years ago the average mortgage loan originator made hundreds of thousands of dollars a year and their career was very promising. Many mortgage loan originators were so successful they formed teams and ventured to a P and L mortgage Branch model with a larger mortgage lender or broker. Other mortgage loan originators opened their own mortgage broker companies. Here’s a credible recent article about how many loan officers are leaving the Mortgage Industry
The Mortgage Market Is So Bad Lenders Want Ex-Employees …
Wall Street Journal
https://www.wsj.com › finance › banking › the-mortga…
wsj.com
The Wall Street Journal - Breaking News, Business, Financial & Economic News, World News and Video
Breaking news and analysis from the U.S. and around the world at WSJ.com. Politics, Economics, Markets, Life & Arts, and in-depth reporting.
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Insurance claims can be a complicated and stressful process. It involves filing a claim with the insurance company, providing supporting evidence, and waiting for the insurance company to review and approve the claim. The process can vary depending on the insurance type and the claim’s nature. It’s essential to have someone who can understand your insurance policy to ensure you know the coverage and claim process.
When you call your insurance about a hypothetical or possible claim, they must file a 0-dollar claim on your behalf. Not only does this leave a stain on your record, but also on your insurance score. That is why it is essential to have a trusted resource to help navigate the steps you should take.
What is an insurance score? And what effects it negatively?
Claims Activity
Missed Payments
Tickets
Roadside Assistance (usage is filed as a claim)
Low Level of Coverage
Fraud
Material Misrepresentation
Poor Credit
Now that you know what affects your score, you can better equip yourself for the insurance market. If you have any questions or want a trusted source to help guide you through the process, I look forward to being your insurance agent.
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Does anyone know anything about C2 FINANCIAL and why so many loan officers are leaving their retail mortgage company and going to C2 FINANCIAL?
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Bitcoin is going down is my forecast. Sell your crypto investment and roll it to gold and silver.
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Its OFFICIAL. Our main website at GCA Mortgage Group has finally been Google NEWS approved from Google earlier today. Like to thank Ravinder Sharma, Sapna Sharma and the technical and digital media marketing team at GCA Mortgage Group for its hard work on working countless hours on all of our main website and GCA FORUMS as well as its subsidiary sister partner websites and social media platform. After a long meeting with Ravinder and his team, the forum did the trick to get that boost we needed to get Gustan Cho Associates Google NEWS approved. If you folks can participate regularly on our forum, it would be very much appreciated. GCA Mortgage Group (Gustan Cho Associates) is a dba of NEXA Mortgage. Gustan Cho Associates has been diligently working on its websites and social media platform and consistently applied two or more time each year since 2014 to Google to get Google News approval as a Google endorsed and sponsored Google News publisher. Google News approval is a recognition of the quality and relevance of your news content. It can also mean that Google trusts your site and will recommend it in search results.
To get approved, your website must meet the following requirements:
- Provide accurate, well-sourced, and original news articles
- Demonstrate expertise and authority in your niche or field
- Publish original content that is timely and relevant
- Be updated frequently throughout the day
- Use a clean and easy-to-navigate design
Once approved, your articles become part of a global news ecosystem, reaching a diverse audience. You can use Publisher Center to submit and manage your content in Google News. You can also configure monetization solutions through Reader Revenue Manager. Getting Google News approval for your website means that Google has reviewed your website and determined that it meets their criteria for inclusion in Google News. This is significant because it allows your website’s content to be featured in Google News search results, which can increase visibility and traffic to your site, especially for news-related content. To obtain Google News approval, your website must meet certain quality guidelines set by Google, such as providing original and timely news content, having a clear and distinct news section, adhering to journalistic standards, and ensuring that your website is technically optimized for Google News indexing.
Once approved, your website’s articles can appear in Google News search results alongside articles from other reputable news sources, potentially driving more traffic to your site and increasing its credibility as a source of news and information. @sapna Sapna and @Ravi will explain the signaficance of getting Google News approval as a publisher.
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Last November Google Algorithm Updates, Google stated AI does not hurt but helps Google rankings and we can use AI content from ChatGDP and other artificial intelligence systems. Now, I am hearing that AI is hurting Google SEO rankings on content. What is what and did Google change its policy? I really do not think that is being fair.
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I am seriously thinking investing a substantial portion of my liquid assets to precious metals. What would you recommend between Gold and Silver to invest?
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When buying a brand-new car, it’s essential to consider how the price of the vehicle can affect your insurance rates. Insurance companies take into account several factors when determining your premium, and the value of your car is one of the most significant. The more expensive your car, the higher your insurance rates will be.
This is because insurance companies assume that more expensive cars are more expensive to repair or replace in the event of an accident. If your car is stolen or damaged beyond repair, the insurance company will need to pay out the current value of the vehicle, which is often higher for a new car than a used one. This means that the insurance company is taking on a greater risk by insuring a new car, and they will charge you more to cover that risk.
However, it’s important to note that the make and model of your car can also affect your insurance rates. Some cars are more expensive to insure than others, even if they are of similar value. This is because certain cars are more likely to be involved in accidents or stolen. Before buying a new car, it’s a good idea to research insurance rates for different makes and models so you can factor that into your decision.
Overall, buying a brand-new car can be exciting, but it’s important to consider the insurance cost as well. By taking the time to research insurance rates and considering the make and model of your car, you can make an informed decision and ensure that you are getting the best value for your money.
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Here’s another oldie from Bryan Adams Summer of 69
https://youtu.be/eFjjO_lhf9c?si=nEuVcFti7Z8U78YR
- This discussion was modified 9 months, 3 weeks ago by Gustan Cho.
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Every mortgage company I have contacted says they do not finance mobile homes. Many lenders told me that buying a mobile home is not buying real estate even though I am planning on making my forever dream home. What am I hearing. I thought it was easy to finance a mobile home. Other people I talked to on a different community assistance forum said that it is very easy to finance a mobile home. Can anyone at Great Content Authority Forums know if it is easy to finance a mobile home. Can you please explain why a mobile home is not real estate? If a mobile home is not real estate, what is it then?
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I know there are several local, county, state, and federal law enforcement officers and many lawyers who are members of GCA FORUMS and members who have gotten out of traffic tickets when pulled over by law enforcement. What is the best strategy to have the cop give you a break from writing you a traffic ticket or DUI?
blockclubchicago.org
This Chicago Cop Got Out Of 44 Tickets By Saying Over And Over That His Girlfriend Stole His Car
This story was originally published by ProPublica, a nonprofit newsroom that investigates abuses of power, and the Chicago Tribune. Sign up for
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It’s bad enough getting pulled over for a traffic infraction by a police officer but how would you feel getting pulled over by police impersonators. What luck huh!!!
https://www.facebook.com/share/v/JG76Nt5SHkcU4Wxj/?mibextid=21zICX&startTimeMs=39951
facebook.com
If you're ever pulled over by this man, drive off... 😨
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What is the best method of action or talking to a police officer when stopped for a drunk Driving traffic infraction. I just saw this video and from what I am understanding is do not consent to a field sobriety test
https://www.facebook.com/share/r/3SacPx2hFUzFfprK/?mibextid=D5vuiz
facebook.com
How To Refuse A DUI Test Cop Gets Owned And Dismissed
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AirBNB loans require borrowers to have at least one year experience owning, operating, and managing an AirBNB property with such tasks as renting, screening, collecting rent, and doing repairs. Without experience, there is going to be an issue. There are AirBNB non-QM loans for first time buyers interest only with lower loan to value.
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Silver price is at 23 dollars an ounce and has been hovering around this level for a few years. It is a matter of time when silver is going to skyrocket. Big banks, Globalists, and the establishment have been shorting silver for years and are scared shitless silver price will take off. Don’t be surprised silver price to be 1,000 per ounce.
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Must check out this double wide manufacturered home. Gorgeous and beautiful. Super reasonably priced
https://www.tiktok.com/t/ZT8pRVwSR/
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Former President of NEXA Mortgage Mat Grella tells his side of the reason why he and his partner CEO Mike Kortas dissolved their partnership being partners of the largest mortgage brokerage in the United States. Tens of thousands of mortgage professionals were in pins and needles daily for breaking news about the real reason why the two mortgage legends terminated their once rock solid bond in running the mortgage brokerage giant.
https://www.nationalmortgagenews.com/list/nexa-mortgage-ceo-talks-breakup-with-co-owner
nationalmortgagenews.com
NEXA Mortgage CEO talks breakup with co-owner, plans for the future
In the midst of a separation between Mike Kortas and Mat Grella, the company's CEO sets course to double headcount.
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When it comes to buying a home, there are a lot of moving parts that need to come together in order to finalize the purchase. One of those pieces is insurance, and it’s important to understand how insurance payments are handled at home closings.
Typically, when you buy a home, you will need to purchase two different types of insurance: homeowners insurance and title insurance. Homeowners insurance protects your property and belongings in case of damage or loss, while title insurance protects you against any potential legal issues with the ownership of your property.
So, how are these insurance payments handled at home closings? In most cases, your insurance payments will be included in your monthly mortgage payments. This means that your lender will collect the insurance payments from you and then pay the insurance company directly.
However, there are some cases where you may need to pay your insurance premiums directly to the insurance company. For example, if you’re paying cash for your home, you’ll need to set up your own insurance policies and pay the premiums directly.
It’s important to note that you’ll typically need to have proof of insurance before you can close on your home. This means that you’ll need to have your policies in place and your premiums paid up to date before you can finalize the purchase.
In some cases, you may also need to provide proof of insurance for the previous owners of the property. This is typically the case if you’re buying a home that’s been recently renovated or if there have been any major repairs or improvements made to the property.
Overall, understanding how insurance payments are handled at home closings is an important part of the home buying process. By working with your lender and insurance company, you can ensure that everything is in place and that your home is fully protected before you move in.
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Can you be sponsored by multiple mortgage brokerage companies as a licensed loan officer? Will state regulatory agencies allow this
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Why would an owner of a company sell their company to an ESOP? What are the benefits of an ESOP?
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North Korean Supreme Leader Kim Jong-Un is not too happy bring in competition with President Joe Biden.
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Employee Stock Ownership Plan (ESOP): What is an ESOP and how does ESOP work? What are the advantages of an Employee Stock Ownership Plan? Is an employee a real owner of the company?
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CEO Mike Kortas is hands down brilliant. Amazing Chief Executive Officer who is a pioneer of the mortgage industry by creating and launching NEXA Mortgage LLC Revenue Share program. I am definitely looking forward to going full blast with the REVENUE SHARE program this year.
https://gustancho.com/mlo-revenue-share-residual-income/
gustancho.com
MLO Revenue Share Residual Income For Loan Officers
Loan officers at Gustan Cho Associates will have the opportunity to participate in the MLO Revenue Share Residual Income, up to $3 million down.
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Go to your profile then click on forum from the tabs and there you can check all forums where you posts the topic or discussion. See the image below
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REST IN PIEC3 Mr. Campbell.
Another of this world’s 🌎 greatest Glenn Campbell.
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The United States government confiscated gold and silver during certain periods in its history for various reasons, but the most notable event regarding gold confiscation was during the Great Depression in 1933.
In response to the economic turmoil of the Great Depression, President Franklin D. Roosevelt signed Executive Order 6102 on April 5, 1933. This order effectively prohibited the hoarding of gold coins, gold bullion, and gold certificates within the continental United States. Individuals were required to turn in their gold to the Federal Reserve in exchange for paper currency. The government set the price of gold at $20.67 per ounce and subsequently raised it to $35 per ounce, effectively devaluing the dollar against gold.
The rationale behind this action was to stabilize the economy and increase the government’s ability to manipulate monetary policy. By removing gold from circulation and pegging the value of the dollar to gold, the government sought to combat deflation and stimulate economic recovery.
As for silver, there wasn’t a widespread confiscation like with gold. However, the U.S. government did enact legislation in the 1930s that significantly reduced the amount of silver in circulation. The Silver Purchase Act of 1934 authorized the U.S. Treasury to buy silver bullion to increase the price of silver, which had been in a downward spiral. This act effectively removed large quantities of silver from circulation as it was melted down into bars and stored in government vaults. Later, during World War II, there were further restrictions on the use of silver due to its strategic importance for the war effort.
In summary, the confiscation of gold and reduction of silver in circulation during the Great Depression era were measures taken by the U.S. government to stabilize the economy, manage monetary policy, and combat the effects of the economic downturn.
Gold and silver confiscation typically refers to government actions where authorities demand citizens turn in their gold and/or silver holdings. The most notable historical instance of this was in the United States during the 1930s. Here are some of the main reasons why such confiscations have occurred:
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Economic Stability: Governments may confiscate gold and silver to stabilize the economy during times of crisis. For example, during the Great Depression in the 1930s, the US government feared hoarding of gold was exacerbating deflationary pressures, so it sought to increase the money supply and gain control over monetary policy.
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Currency Stability: Gold and silver have historically been used as forms of currency or backing for currency. Confiscation may occur when governments want to maintain control over their currency and prevent alternatives from competing with or undermining it.
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War Financing: During times of war, governments may confiscate precious metals to finance military efforts. By forcing citizens to exchange their gold and silver for currency or government bonds, authorities can raise funds to support war efforts.
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Control Over Monetary Policy: Governments may confiscate gold and silver to have greater control over monetary policy. By centralizing gold reserves, authorities can influence the money supply, interest rates, and inflation levels.
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Political Control: Confiscation can also be a tool for governments to exert political control over their citizens. By seizing assets such as gold and silver, authorities may limit the economic independence of individuals or groups deemed as threats to the government’s authority.
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Crisis Management: During financial crises or periods of economic uncertainty, governments may resort to confiscation as a means of crisis management. By consolidating precious metal reserves, authorities may attempt to stabilize markets and restore investor confidence.
It’s important to note that while gold confiscation by governments has occurred historically, it’s relatively rare and often met with controversy and resistance. Additionally, laws and regulations regarding the ownership and trading of gold and silver vary from country to country, and confiscation is not a universal practice.
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Former President Donald Trump offered to buy everyone an ice cream 🍦 at Dairy Cream. President Donald Trump then goes to the counter and asks the Dairy Cream counter cashier, excuse me.
Everyone Wants a Blizzard What’s a Blizzard? Get Everyone a Blizzard.
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rumble.com
Subscribe to il Presidento's rumble channel here: https://rumble.com/c/ilDonaldoTrumpo Join our Amazing Patrioto Familia at http://www.ildonaldo.com
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Danny Koker of Counting Cars 🚗 😎 was very popular. However, Danny Koker fell off the face of the Earth. Anyone know whatever happened to Danny Koker of Counting Cars?