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Hi just wanted to ask if a borrower can qualify for FHA loan less than a year on her CH 13 repayments?
Thank you

Lame Duck President Joe Biden has pardoned his son despite his prior statement that Hunter will not be pardoned and NOBODY is ABOVE the law. Hunter Biden was given a blanket pardon for all federal charges and convictions since 2014. This pardon is a major blow for the Democrat Party after defeated Presidential candidate Kamala Harris spent $1.5 billion on her campaign and is $20 million in debt. More to come on this story

Please watch the attached video clip.

https://youtu.be/1NVyrZYEZQo?si=6VDFYpQl1uEHmdAB

Kamala Harris’s husband, Doug Emoff, allegedly had an affair with a staffer while his wife was traveling to campaign for her Presidential campaign. Doug Emhoff is an American attorney and the husband of Kamala Harris, the United States Vice President. He was born on October 13, 1964, in Brooklyn, New York, and raised in New Jersey. Emhoff earned his undergraduate degree from the University of Southern California and his law degree from Georgetown University Law Center.

Before his role as Second Gentleman, Emhoff had a successful career in law, specializing in entertainment and intellectual property law. He worked for several prestigious law firms and was a partner at DLA Piper, representing high-profile clients in the entertainment industry.

Emhoff and Harris married in 2014. They blended their families, as both had children from previous relationships. Emhoff has supported Harris’s political career, often accompanying her on the campaign trail and taking on a visible role in her administration. Recent rumors have suggested that Doug Emhoff, husband of Vice President Kamala Harris, engaged in an affair with a campaign staffer during Harris’s presidential campaign. However, there is no credible evidence to support these claims. Neither Emhoff nor Harris has publicly addressed or confirmed such allegations.

It’s important to note that Emhoff has acknowledged an extramarital affair during his first marriage to Kerstin Emhoff, which contributed to their divorce in 2010. This affair occurred years before he met Harris, whom he married in 2014.

In summary, while past infidelity during Emhoff’s first marriage has been confirmed, there is are recent substantiated information regarding any recent affairs involving campaign staffers.

https://www.youtube.com/live/-rzNgWQtFLw?si=a4uiejIuryNPJZgi

• This discussion was modified 1 month, 1 week ago by  Gustan Cho.

Improving the curb appeal of our home with landscaping

What are the basic safety rules for handling firearms?

I want to start learning about skiing. but don’t know how do I start . Please help me so i cma learn fast

I bought new dog and i am little bit confuse about dog food, please suggest me about this

Globalist and Democrats believe in depopulation especially Bill Gates, Joe Cheatin Lying Biden, Barack and Michael Robinson Obama

https://youtube.com/shorts/Fey6xVCWxzo?si=7KCqBwbJA7qOzFhM

Can someone please explain how the Revenue Share residual income program works for mortgage loan officers at NEXA Mortgage. I am getting conflicting answers. Thank you in advance.

Happy Hump Day !!

VA calls on mortgage servicers to pause foreclosures of VA-guaranteed loans through May 31, 2024 – VA News

news.va.gov

VA calls on mortgage servicers to pause foreclosures of VA-guaranteed loans through May 31, 2024 - VA News

By pausing foreclosures and extending the COVID-19 Refund Modification program, we can continue assisting Veterans with their loans while we launch our newest home retention option, the VA Servicing Purchase (VASP) program.

GCA Mortgage Best Mortgage Calculator powered by Alex Carlucci is used by loan companies. Mortgage processors, mortgage underwriters real l estate brokers, loan officers, realtors, bankers. attorneys, insurance agents, and other mortgage and real estate professionals. Here is a presentation about the GCAs Best Mortgage Calculator powered by Alex Carlucci

https://youtu.be/qUodKgoQ8Tg?si=uPxBwnKnjc7hTXdz

I want to APPLY NOW for a mortgage but have outstanding collection accounts. What is the statute of limitations on collection accounts for a mortgage?

Why business partnernersips fail?

Can men and women who work at brothels in Nevada working as sex workers qualify and get approved for a mortgage loan?

It is ridiculous how Healthcare costs are skyrocketing. Mortgage lending have caps for costs and fees such as the high cost rule. Borrowers cannot be charged more than 5% of the total cost of the loan which included third-party costs such as prepaid, escrow, homeowners insurance, title charges, etc. Compare the high cost cap to Healthcare. Especially prescription drugs.

Can anyone tell me more about contract processing? I do not know how contract processing works and want to know how this concept will benefit my home buyer. I have been a real estate agent and managing broker for 25 years and have worked with dozens of loan officers over the years and never hear of such thing. Is it better for real estate agents to refer clients to mortgage brokers without contract processing? Do real estate agents connect with contract mortgage processors? Who pays for contract processing? Are contract mortgage processors competent and experienced? I think processing is the most important step throughout the mortgage process. Thank you in advance.

Are there any reputable credit repair companies anyone at GCA FORUMS can recommend? I am a licensed real estate agent in Illinois, Wisconsin, Indiana, Tennessee, and Kentucky and represent homebuyers of residential and commercial properties. However, many of my clients are in need of a credit repair consultant to rebuild, re-establish, and boost their credit scores during times of high mortgage rates and lenders requiring higher credit standards. I have spoken to Felix Nicolas and he said that Gustan Cho was working on vetting a few reputable national credit repair companies and he will be making an announcement on the GCA FORUMS sometime this week. We are in desperate need of a credit repair consultant to help hard working homebuyers and investment property investors. Thank you in advance.

German Shepherd Puppies. Tennessee. Pure bred. 2 panda color males and one black and tan males. Mom is black and tan. Dad is white. 4 months old. Beautiful German bloodlines. Contact Yvonne Schinzel for more information. To good homes only. I may be available on the black and tan one. Black and tan is a female

Here’s an informative YouTube video on Digital Media Marketing.

https://youtu.be/t9ymUPSBT9U?si=ICr4HIxcP3ZIrZLR

I would like to know more about Costa Rica 🇨🇷. Since I can work remotely, I was thinking about traveling more and enjoying life. Life is way too short and the older you get, the father time passes. God gave each of us one life to be the best we can be and become successful. Everyone’s definition of success is different. Some people are happy living in one place and living off their social security income and pass away in the very small town where they were born. Others want to travel the entire world 🌎 and become billionaires and still do not think they succeeded in life. My goal is to travel the United States 🇺🇸 with my Class A motorhome. I like to visit every state in the United States before I pass. I always want to visit and purchase vacation homes, AirBnB’d or investment properties. One of the places I am curious about is Costa Rica 🇨🇷. Both in having a waterfront condo, home, or apartment buildings for investment. I like to research about the government of Costa Rica 🇨🇷, their currency, economy, weather, school systems and education platforms, people, cost of living, economy, growth and growth potential, medical care, housing market, foods, entertainment industry, financial markets, employment opportunities, job opportunities, law and order, crime, business opportunities, and everything about Costa Rica. I see potential growth opportunities in Costa Rica and would love ❤️ to start a detailed online message board about everything Costa Rica. Thank you all in advance.

Need some down payment assistance? Fannie Mae just rolled out 6K and down payment assistance! This is a special assistant barware program! This is gonna be only obtainable and 20 locations throughout the United States of America. Dilan parameters also include at least 3% down a 620 FICO score. You will be eligible for up to $6000 towards closing costs and $500 towards a home warranty You must be a first time home Brow for more information reach out to me at 586-256-3945. Feel free to text.

Does Fannie Mae have a down payment assistance mortgage loan program for first-time homebuyers?

And never changing market you just have to be the type of person that can adapt. Evolution is key.

I bought a pair of $1,000 brand new eye glasses which which I placed on my night stand for less than 5 minutes last night next to my nightstand. Next to my much needed $1,000 brand new eye glasses were 3 cheap disposable reading glasses from Walgreens. My 10 month old German Shepherd puppy takes my $1,000 eyeglasses instead of the other cheap disposable reading glasses to his Kennel and destroys him. My German Shepherd puppy has a serious habit of taking my shit to his Kennel and collecting them. All my shoes 👞 are gone and when I retrieve them, 3 minutes later they are gone. A major problem. I am beginning to think my dog 🐕 is stealing my shit on purpose.

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Homeowners who need to reside or repaint their homes should seriously look at this brick veneer product. Looks so cool. Let us now take a closer look at GenStone exterior faux siding in detail –

GenStone Exterior Faux Siding

What is GenStone?

GenStone is a brand that sells manufactured stone veneer and faux siding products intended to replace real stone, brick, and wooden walls. Its products are lightweight, durable, and can be used indoors and outdoors.

Types of Products Offered

Faux Stone Panels: These are offered in many colors and styles and are made to look like natural stones.

Faux Brick Panels: These are brick-looking panels that can be used to achieve a traditional old brick wall style.

Wood and Shingle Styles: Designed to mimic wooden panels, providing the rural feel but without the upkeep.

Materials and Construction

Combining high-density polyurethanes with other materials makes GenStone products light but strong. They are manufactured to withstand different weather conditions and are fade-resistant.

Installation Process

Easy Installation: GenStone panels are designed to ensure ease of installation and enable homeowners or life hackers to complete the work without engaging a contractor.

No Mortar Needed: In most cases, the panels can simply be adhered to the walls, making the use of mortar obsolete.

Cutting and Fitting: Panels can be cut with ordinary tools to conveniently meet requirements for adjusting windows and doors.

GenStone Benefits

Cost-Effective: Faux siding materials are cheaper than installation of natural stone or wood because material and labor costs are lower.

Lightweight: They are easy to carry and fit since they weigh little.

Low Maintenance: These do not need as much care as conventional materials do since they will not rot, change shape, or require new paint.

Versatile Design: They come in different designs and colors to fit various architectural designs.

Applications

The GenStone works great for residential as well as commercial projects, with several exterior facades, accent walls, fireplaces, and even interiors as applications.

Warranty & Support

Most GenStone products are guaranteed to last a long time, and customers are supported in getting what they want. If a customer asks for help with installation or design ideas, they can help.

Environmental Considerations

GenStone products contain recyclable materials that can help conserve energy for a building, thus making them sellable as “eco-friendly.”

Where to Buy

GenStone products are available for order on their website and at other home improvement retailers. However, only some locations will have stock.

Feel free to ask about a certain product type, review other product lines, or get instructions on installing it!

https://genstone.com/products/faux-stone-panels?utm_campaign=tofu_disc_tr&utm_source=im_aud&utm_medium=googl_disc&utm_content=discover_stone&gclid=Cj0KCQiAr7C6BhDRARIsAOUKifhIWwJsYf-vGW_TDChbjAhKl_kyFgYADQ8QOHz1VT0AK38BsmdXJFcaAoexEALw_wcB

• This discussion was modified 1 month, 2 weeks ago by  Gustan Cho.

genstone.com

GenStone Faux Stone Panels

Shop the GenStone collection of faux stone wall panels for exterior and interior projects to find the perfect color panels for your project.

Most police officers are law abiding true heroes. However, there are always a few bad apples like you see on this video. Know your constitutional God given rights, folks

Amazing word of advice from Mr. Kevin DeLory

https://www.facebook.com/kevin.delory/videos/1512211816209484/?mibextid=Nif5oz

facebook.com

Tell your people you love them. Appreciation goes a long way. | By Kevin | Facebook

Tell your people you love them. Appreciation goes a long way.

Here is classic by the Rolling Stones She’s So Cold

https://www.youtube.com/watch?v=sEJM6NJt-9c

Amazing message Kevin. Thank you for your faith and outlook in life and being a hero to us all. God Bless 🙏

📸 Watch this video on Facebook

https://www.facebook.com/share/v/8yqh1KYJcw6YNq4G/?mibextid=7F9bzA

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