Member Alex Carlucci
MemberForum Replies Created
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They are attempting to brainwash everyone.
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Thats bad news at the worst time.
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Libre 3 is a cheaper version of continious blood glucose device you insert in your yricep area.
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Best mortgage calculator in the world
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To qualify a residential commercial building the method is as follows: you take 95 percent of all the rents allowing for vacancy. Then subtract all expenses such as repairs, maintenence, taxes, etc. You end up with net operating income. This net operating income will be the numerator of the equation. To calculate denominator you calculate the principle and interest of the loan. So take net operating income and divide by the principle and interest to come up with the debt service ratio. Most commercial lenders prefer 1.2 ratio. Lenders may go lower or higher then this but 1.2 is a good rule of thumb.
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I agree. The rates have finally worked their way through the system leaving qualified buyers on the sidelines waiting for lower prices and lower rates. Unfortunately for that to happen we need higher unemployment to trigger these events. It will be a hard time for many families, Including mine.
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Good point
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Va does not require any down payment when buying a house from a family member. So no gift or gift of equity is required.