[Alex Carlucci]

This is a loaded question.  If you just filed your 2022 taxes and you need to use that income then the underwriter would want those taxes paid or on a payment plan.  If you are doing an FHA loan then the payment plan will require 3 on time payments before you are eligible. If you are doing a Conventional loan you only need one of the payments of the plan to be paid.  If they are older taxes then it becomes more complicated.  If your taxes have reached a lien status then they may need to be paid in full.  We have investors that will allow a federal lien to be subordinated if your payment plan is up to date and they will debt you out for the monthly payment.