Allan Kim
Government EmployeeMy Favorite Discussions
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All Topics
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How Lenders View Debt Settlement
Why do banks and mortgage companies view debt settlement so badly?Read More
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Mass Exodus of People and Businesses From Chicago
WHY IS THE CITY OF CHICAGO LOSING RESIDENTS and BUSINESSES?Read More
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DOCUMENTS FOR FHA AND VA STREAMLINE REFINANCE
What type of documents is requrired for an FHA and VA streamline refinance? Why am I being asked to…Read More
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WHY PEOPLE ARE FORCED INTO BANKRUPTCY
WHY PEOPLE ARE FORCED INTO BANKRUPTCY?Read More
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Maximizing Your Credit Scores
Why do we have to leave a little balance on the credit card instead of having a zero balance to get…Read More
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Thing to Look Out For on a 1003 Mortgage Application
When we are reviewing 1003, what are two things we have to look for immediately from a compliance s…Read More
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Home Loan After Bankruptcy
Hi, we have had major credit issues. We lost our home of 23 years because we thought someone was he…Read More
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Financing Land Only
Could I finance land only? A site-built home or mobile home would come later after I’ve paid …Read More
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Mortgage With Bad Credit and Low Credit Scores
FICO 5, 4, 2 is 610, 569, and 599. We have 4-year-old unpaid COs (job loss, very sick child). Pre-a…Read More
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Refinance in California-a Community Property State
In California, to refinance a property I owned before marriage does my spouse need to sign? Underw…Read More
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BUYING VS RENTING A HOUSE
Why Rent when you can own a Home?Read More
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Can You Use Rental Income for DTI on Two-to-Four Unit Multi-Family
On 4 UNIT Owner Occupied FHA loan. Can rental income of this 4 unit be used to reduce the Mortgage…Read More