Is it possible to FHA with very high DTI?

Interested in the 12-month bank statement program to purchase investment property. But I do not have a primary residence.

Help with financing 2nd home – Rental Income Property

What if I have a non-occupant co-Borrower with poor credit, What To Do???

Why Rent when you can own a Home?

Why do banks and mortgage companies view debt settlement so badly?

What type of documents is requrired for an FHA and VA streamline refinance? Why am I being asked to provide these documents if they are not required for a Streamline Refinance?

WHY PEOPLE ARE FORCED INTO BANKRUPTCY?

Why do we have to leave a little balance on the credit card instead of having a zero balance to get a better credit score? Why do we get better credit scores if we leave a balance on a credit card instead of paying it off at the end of each month?

When we are reviewing 1003, what are two things we have to look for immediately from a compliance standpoint?

Hi, we have had major credit issues. We lost our home of 23 years because we thought someone was helping us refinance, but they only took money from us. Then we had to file for bankruptcy. The bankruptcy was charged off at the beginning of 2018. Right now, we are renting a home but will have to move in June 2020. Would it be possible to buy a home at that point? What can we do to help ourselves?

Could I finance land only? A site-built home or mobile home would come later after I’ve paid off the land. Are down payments on land higher? Are credit restrictions tougher?

FICO 5, 4, 2 is 610, 569, and 599. We have 4-year-old unpaid COs (job loss, very sick child). Pre-approved with different lenders from $173k (low end) to $225k (high end). the single borrower makes $45k, has a car payment of $370, and has low credit card limits with under 5% util. Excellent VOR and flawless payment history from the past 24 months and on. I made an offer on a house and was accepted for $190k, but I am now curious about other lenders. We’ll need manual underwriting, won’t we? Can GCA FORUMS Mortgage Group do manual underwriting? Are they a direct lender? Can they help us make this dream a reality?

In California, to refinance a property I owned before marriage does my spouse need to sign?

Underwriting wants me to write a letter on my late payments and charge the account off. What should I write?

On 4 UNIT Owner Occupied FHA loan. Can rental income of this 4 unit be used to reduce the Mortgage Payment.

On average how long does a REFI NANCE MORTGAGE process take from start to finish?

Does HUD, VA, USDA, FANNIE MAE, and Freddie Mac require verification of rent? How about non-QM lenders? Do they require verification of rent or verification of mortgage?

Why do lenders want to see inquiries from only the past 90 days of the credit report ? Why do mortgage companies treat medical collections the same as non medical collections