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The automotive industry is facing unprecedented challenges, highlighting five major trends that strongly indicate a significant price correction is on the horizon. With total auto loan debt reaching an all-time high of $1.7 trillion, vehicle inventories accumulating, and looming tariffs on imported cars threatening to inflate prices further, consumers considering vehicle purchases in the next 12 to 18 months need to strategize carefully to avoid financial pitfalls.
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In today’s exclusive, we present footage from the September 12, 2021, DUI arrest of Olla, Louisiana Chief of Police Jody O’Bier. Watch as Chief O’Bier states that training for Louisiana law enforcement officer includes guidance that if they — meaning, the officers-to-be — are ever arrested on suspicion of drunk driving, they should refuse all tests.
According to the report of Caldwell Parish Sheriff’s Office Deputy Dustin Hatten, at approximately 2:17 a.m. on September 12, 2021, Hatten was patrolling US-165 near LA-847 when he observed a sedan on the shoulder of the road, and a male subject, later identified as O’Bier, standing outside the vehicle. Hatten approached the vehicle to investigate and possibly render assistance. When Hatten approached, it became apparent the subject was Olla Chief of Police Jody O’Bier… standing at the rear of the vehicle urinating.
Hatten asked if O’Bier was, in fact, urinating, and O’Bier responded “Yep.”
From the report of Deputy Hatten: “As Jody gathered himself and turned to face me, he stumbled and fell against the vehicle. I detected a moderate odor of an alcoholic beverage emitting from his person, his speech was slurred as he spoke and he could not complete a sentence without stumbling his words. Jody advised he had one Ginger Ale with alcohol at an establishment in West Monroe prior to driving.
I then spoke with the female passenger, Kirstie Bryan who stated she had also been drinking but had consumed less than Jody. Without me asking further questions she advised she could drive the vehicle if needed, but it would be difficult due to her not knowing how to drive a standard transmission. After speaking with Kirstie, I offered the opportunity for Jody to perform Standardized Field Sobriety Tests, to which he denied stating he was trained not to do so. It should also be noted the interior of the vehicle had a moderate odor of an alcoholic beverage. Jody was placed under arrest and transported to CCC by Deputy T. Ferguson where he was offered the opportunity to submit a breath sample using the Intoxilizer 9000 to which he refused. He was arrested and booked for suspicion of driving while intoxicated. The vehicle was released to a friend, Justin Carr, who Kirstie left the scene with. Nothing further. Case closed with arrest made.”
Investigation by Real World Police reveals that Kirstie Bryan and Jody O’Bier appear to have shared the same residence at the time of O’Bier’s arrest.
In November 2022, Jody O’Bier, who had been previously appointed to fill a vacancy in the office of the chief of police, won election to the position. After having been himself arrested.N
Note: the original audio associated with this body-worn camera footage was nearly inaudible. This is a significant improvement from the original, but it is still, at times, somewhat difficult to understand. For that reason, subtitles have been added. I did my best in subtitling the footage, but it’s certainly possible that I misheard one or more words.
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Man saves a little baby monkey from a dog attack. The rest is history. The man ended up adopting the little cute 😍 😭 🤧 😢 ❤️ baby monkey and gave the baby monkey 🐒 a great life. The cutest 💗 😍 💓 🤧 💖 💕 outfits, great food, and a secure safe home where nobody can hurt the baby 👶 monkey 🐒.
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What specific DOGE findings are most likely to impact mortgage availability?
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The impacts of the Department of Government Efficiency’s findings that are most likely to influence the availability of a mortgage are listed below.
Fraudulent Benefit Payments
Social fraud’s reach, which includes issuing payments to dead people, clearly shows that the Social Security Administration, alongside other federal programs, has several problems that, if solved, could improve the financial standing of these government institutions so they can aid in housing assistance programs.
Federal Agency Incompetence
To restore trust in the system, many oversights must be solved inside agencies such as the Federal Housing Administration and Consumer Financial Protection Bureau. Greater trust will facilitate increased loan issuing, while systemic fraud and mismanagement oversight will be solved through government regulations issued by these agencies.
Accountability In Housing and Mortgage Agencies
Federal regulation changes through DOGE findings can lead to structural changes inside the Federal Reserve, immensely changing how the central bank functions. It is evident that interest rates affect the cost of a mortgage, and thus, lowering them will make it easier for more people to secure loans.
Wages Disbursement
Increased regulators’ fraud and negligence over the lending system enable lenders to issue loans freely, as they know no productive actions will be taken to mitigate systemic fraud, allowing for the increased issuance of loans.
The Validity of Property Tax
Reform Discussion:
- As property tax debates arise, many tax cap discussions can impact a homeowner’s monthly payment.
- Most homeowners would be more willing to remove a mortgage if property taxes were phased out.
Subsidized Housing Program Funding
Funding Resource Shift:
- Identifying fraudulent activity can often lead to the discovery of substantial savings that can be used to fund housing programs.
- This could promote more spending on down payment assistance programs and subsidized loans, making it easier for families to get a mortgage.
Market Environment Changes and Consumer Feeling
Higher Market Confidence:
- The progress of investigations and exposures of fraud lead to increased confidence in the housing market for different stakeholders.
- More confidence, in turn, leads to higher home purchases and, thus, more mortgages sought.
Market Diversification:
- Increased transparency can lead to poaching and lenders competing for more borrowers, resulting in better mortgage products and terms offered to consumers.
- The new findings from DOGE are expected to have big consequences in the housing and mortgage sectors.
Possible changes to interest rates, the allocation of funds, and the control and elimination of fraud could lead to more mortgages and better terms offered to homebuyers. Everyone engaged in these activities should follow closely all these changes because they will surely impact the market for a long time.
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Home builders are dropping prices across the US Housing Market, particularly in Florida, where some builders are cutting prices on houses as much as $65,000. In this home building community in Parrish, FL, the builder is doing big price cuts on houses. That’s because of a huge excess supply of homes for sale, with data on Reventure App showing a massive surge in Listings.
https://youtu.be/N9JP47OMGcI?si=wO_4jWh8aUMAUs2X
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This reply was modified 1 month, 4 weeks ago by
Sapna Sharma.
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This reply was modified 1 month, 4 weeks ago by
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Look at how adorable 😍 these two baby monkeys 🐒 🙈 🙊 😍 💕 💗 are. They are selling them for $50,000 each. They have a long waiting list for these baby monkeys throughout the United States 🇺🇸 🇺🇲.
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What alternative monetary systems could replace the Federal Reserve?
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What are the potential consequences of abolishing the Federal Reserve?