Shoud I rent a house or buy a house now? I know that you will get way less house for the money but I do not want to get priced out of the housing market and rent forever.

Does anyone know good tasting food for type one and type two diabetics?

To Jill Biden, even at the cost of her husband Joe Biden making a total fool of himself around the the Globe, she’s pushing Joe to run for President of the United States. This is self fish, not right, inhumane, and right down evil. Jill Biden is an exact replica of Edith Wilson, First Lady and wife of President Woodrow Wilson who had a stroke in the White House 🏠. Jill Biden’s actions are despicable and outright wrong. Jill Biden is becoming very unlikeable among both parties Democrats and Republicans. Jill Biden has political aspirations of her own to become a United States Senator 🇺🇸 and is using her political goals and power hunger at the expense of her husband Joe Biden who is obviously suffering from late stage stage 6 dementia.

https://youtu.be/dl84TfPCqYk?si=Y7TfBsfQjYl0ARaS

When using child support as income, which of the following is required to verify the income for an FHA loan?

What are HUD Chapter 13 Bankruptcy dismissal guidelines to qualify for an FHA LOAN. Is there any waiting period requirements.

Dementia Joe Biden doesn’t need Cognitive Test. Joe Biden’s voters do.

https://youtu.be/7x-njSn3B9k?si=T2OuPeC5gNGSzLs8

What is our current state of our economy. Here’s what the two sides of our state of economy:

Democrats:

What inflation? What unemployment? What do you mean recession? Economy is great. Look at the Dow Jones Industrial Average which is at all time high. Rates are great. Home prices are up and that’s a good sign.

Republicans: Skyrocketing inflation, surging home prices, all time high rates, economy is bad and getting worse. FEDS are printing money and our economy is going down the shitter

https://youtu.be/bswXGr8l1HA?si=7w-svYXbjM0YTZPe

Do you know who I am? Do you know who my father is?

https://youtube.com/shorts/KKAmeIKDfOU?si=QNHTatdUKikUUUbI

What is the Russian Collusion.

What is the Cross Fire Hurricane during the former President Donald Trump Administration?

Are Ferrari GTB great investments for the future. I remember Gustan Cho telling me about the two classic Ferrari to invest in. The Ferrari Testarossa and the Ferrari 599 GTB.

Lou is going to think about setting up a eLearning Center For Computers for those who are not technologically savvy or does not know how to operate basic computers and are in need of computer skills.

All neighborhoods in the country will require permits for accessory dwelling units, commonly referred to as ADUs. Here is the general permitting process for accessory dwelling units;

https://www.youtube.com/watch?v=tzu3uGaOH4g

I am interest in buying a single family house in California. I got pre-approved in 2019 in Placer County California which is near Sacramento. However, home prices have gone up and mortgage rates are double the rate it was in 2019. How can I shop for the best mortgage rates in California?

One of the frequently asked questions from taxpayers is how long does it take the IRS to process my federal income tax refund check?

If you file a complete and accurate paper federal income tax return, your federal income tax refund should be issued in about six to eight weeks from the date the Internal Revenue Service receives your income tax return. If you file your federal income tax return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.

The processing time for a check submitted to the IRS can vary depending on several factors, including the volume of checks received, the accuracy of the information provided, and any potential delays in mail delivery. Generally, it can take anywhere from a few days to several weeks for the IRS to process a check. However, with the increasing use of electronic payment methods, such as online payments and direct debit, the IRS encourages taxpayers to use these faster and more efficient options whenever possible. If you’re concerned about the status of your payment, you can check the IRS website or contact them directly for assistance. The time it takes for the IRS to process your check can vary depending on several factors, such as the time of year, the volume of payments being processed, and the accuracy of the information on your check and tax return. Generally, you can expect the following:

1. If you mailed your check with your tax return, it may take the IRS up to 6-8 weeks to process your return and your payment.
2. If you mailed your check separately from your tax return, it may take up to 3-4 weeks for the IRS to process your payment.
3. If you sent your check close to the tax deadline (usually April 15), processing times may be longer due to the high volume of returns and payments received by the IRS during this period.
4. If there are any errors or discrepancies on your check or tax return, processing times may be extended while the IRS contacts you for clarification or correction.

To check the status of your payment, you can use the IRS “Where’s My Refund?” tool on their website (if you’re expecting a refund) or call the IRS directly at 1-800-829-1040. Be sure to have your Social Security number, filing status, and the exact amount of your payment ready when you call.

I was told that non-qm lenders require a certain number of credit tradelines that has been seasoned for 12 to 24 months. Can someone tell me the number of seasoned credit tradelines required on non-QM loans. Does authorized user credit cards count? Does non-traditional credit count as a credit tradeline?

What are the difference between mortgage brokers vs mortgage bankers?

If my wife has been not working for ten years and was a stay at home mom and housewife and just got a full time job in education, a high school teacher, how long does she need to be employed at her new full time job for a mortgage lender to be able to use her full time income as qualified income for a home loan.

What are Fannie Mae Chapter 13 Bankruptcy dismissal guidelines on conventional loans.

Is there a waiting period after Chapter 13 Bankruptcy dismissal on VA loans.

Many people wonder how manufactured homes are built. Many manufactured homes are better, sturdier, and cheaper than stick built homes. Look at the video attatched about how manufactured homes are at built Solitaire Homes.

https://www.youtube.com/watch?v=0CB4E2sc6fA

• This discussion was modified 11 months, 1 week ago by  Brett.
• This discussion was modified 11 months, 1 week ago by  Brett.