Are there many corrupt police officers where they will draft up false criminal charges against citizens? What happens if you were not speeding but get caught for speeding and you know for a fact you were not speeding. What happens if you get arrested for reckless driving for going over 30 miles over the limit and you know for a fact you were not going more than 10 miles over the speed limit. Does the police officer have to show you proof that he caught you going 30 miles over the limit? A reckless driving conviction can mean automatic cancellation of your drivers license and your insurance company can drop you. Are there many corrupt police officers? What can we do if you fall victim to a corrupt police officer? How do police departments hire honest police officers who are honest and protect and serve. I have been watching many YouTube videos about First Amendment Auditors and police corruption. Can you sue corrupt police officers? I have also seen many news reports of police officers planting evidence and lying just for the sake of arresting someone they do not like. What can we do about cleaning up society of corrupt cops?

Jeremy Dewitte is a cop wannabe police impersonator

Jeremy Dewitte has gotten arrested for impersonating police officers since he was 17 years old. Since Jeremy Dewitte is not hireable as a POST certified law enforcement officer in any state of the nation, Jeremy Dewitte opened a funeral escort service company in the state of Florida. In his fleet of vehicles for funeral escort services, Jeremy Dewitte has vehicles that resemble law enforcement vehicles such as dressing up Ford Crown Vics, Ford Explorer SUVs and motorcycle with police look alike stripes,badges, and emergency flashing lights and sirens. Check out this video

https://www.facebook.com/share/v/PVYpy8obKqn6cb19/?mibextid=21zICX

• This discussion was modified 1 year, 10 months ago by  Gustan Cho. Reason: Spelling error
• This discussion was modified 1 year, 9 months ago by  Sapna Sharma.

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Serial Police Impersonator Arrested by Real Police (Part One) | Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing | By Real World CopsFacebook

Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing

The very touching and sad tale of Tommy the Alsatian and his owner, Maria Margherita Lochi, occurred in a small village called San Donaci in southern Italy. Here is their story in detail:

Connection:

57-year-old Maria Lochi adopted Tommy as a puppy when he was a stray. They became inseparable over time. Maria had taken in many strays since she was known for her love for animals, but there was something special about Tommy.

Church Attendance:

Every day, Maria would walk to mass at the Santa Maria Assunta village church, which Tommy would always follow. Father Donato Panna, the priest, let him sit quietly by her feet during services.

Maria’s Death:

Maria died in November 2012, and her funeral took place at the church where she used to go regularly.

Tommy’s Vigil:

Tommy began showing up at the church every day after Maria died whenever the bells rang for mass. He would sit silently where he sat with her during services until she died. He continued this behavior month after month following her death.

Community Response:

The villagers were touched deeply by how loyal Tommy remained even after his owner passed away; they often brought food and water for him so that he could keep waiting there without starving or dehydrating himself while still being cared for.

Father Panna’s Role:

Father Donato Panna found himself particularly moved by what seemed like an unbroken commitment displayed on behalf of this creature towards its deceased master.“He still comes to mass each morning even though she is no longer here,” said the father. He waits patiently beside the altar railings and then just sits down quietly there. I didn’t have the heart to chase him away—I’ve only just lost my own dog, so I let him stay till the end of service before letting him out.”

Adoption:

Eventually, Father Panna decided that seeing as how faithful tending never could find another place to call home except near church, where memories about Maria seemed strongest, it would be best if he himself adopted him instead, giving opportunity for this poor animal to remain without any roof over his head at all hours but one closest to his owner’s memory.

Community Impact:

When Tommy’s story hit international headlines, it moved the locals and people worldwide. It was a powerful illustration of the deep relationship between humans and animals and how those bonds continue even after death.

Legacy:

In canine loyalty discussions and examples showing the depths of animal feelings, Tommy’s tale has been used since then. It is often mentioned during debates on whether or not creatures grieve. Also, if they do, what is duration supposed to mean exactly?

Here is a heart breaking story of Tommy the German Shepherd dog who kept on coming to church every Sunday after his owner Maria passed. The priest eventually ended up adapting the homeless loyal German Shepherd dog, Tommy.

https://www.facebook.com/share/v/o2E4cbXkBPvg67vv/?mibextid=NqTh7c

• This discussion was modified 1 year, 7 months ago by  Gustan Cho.

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Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight | By Engineering & ScienceFacebook

Dog Refuses To Leave The Church, Then The Priest Checks The Camera And Sees A Strange Sight

Can I qualify for an FHA loan after filing bankruptcy?

• This discussion was modified 1 year, 5 months ago by  Sapna Sharma.
• This discussion was modified 1 year, 5 months ago by  Sapna Sharma.

How do jumbo loans differ from conventional loans?

Being a New Yorker by birth and having lived there for nearly 35 years, my love for pizza has followed me to the West Coast and the Gulf Coast. I would always seek out pizza. I have, in the past, encountered many pizzerias calling themselves New York Pizza, Best New York Pizza, or New York Style Pizza. I would always avoid them like the plague, knowing they were the furthest thing from the original. I had a television show in Lake Tahoe called “Simply Food and Wine.” I would approach the owners of restaurants and ask if I could do a twenty-minute short on their restaurant. I would feature a signature dish and pair it with wine. There was a “New York Pizza” at the Lake. The owner called me several times for a twenty-minute short; he thought that with my New York accent, it would help sell more pizza. Bear in mind that I made money on each restaurant. I finally broke down and stopped by for a slice; it looked like a New York pizza and tasted like cardboard. I refused to sign him.

One should never believe New York Pizza; however, my wife and I recently moved to Ocala, Florida. Our house is a bit off the main road; we are rural with a twenty-minute ride to civilization, if a Dollar General is civilization. Low and behold, a little strip mall nearest our house featured a #1 New York Pizza. I thought, here we go again and I had to try some since the kitchen wasn’t quite set up for cooking. I have traveled to Italy many times and was spoiled by the pizza; it was amazing. New York had John’s, Pizza, and Lombardi’s, the first pizzeria in America, along with Ray’s, Famous Ray’s, and Original Ray’s. There were pizza wars in New York during the 1980s.

Suddenly, I stumbled on a gem of a pizzeria. During our first week in our new house I ordered pizza three times, and stopped in twice, they also featured Sicilian Pizza a square deep dish pizza. The owner, Orlando, lived in Queens and was New York-trained. The Best, Number One , New York Style Pizza I found right outside my front door, go figure?

What is the difference between a hard pull and soft pull during the mortgage loan process. I heard the hard credit pull drops the credit scores of the mortgage loan borrower. So if the borrower keeps shopping for mortgage rates with different lenders, the borrowers credit scores can plummet?

I am doing a loan modification and the lender says that my ex wife has to sign the documents too. Even though her name has never been on the mortgage, she is only on the deed. Why does she have to sign the loan modification?

When seeking financing from a commercial lender for a six-unit apartment building, you will need to provide a comprehensive set of documents and information to demonstrate your ability to manage the property and repay the loan. Here is a list of what you typically need to give to a commercial lender:

1. Business Plan: Provide a detailed business plan that outlines your investment strategy, property management approach, and financial projections. Include information about the location, market analysis, and your long-term goals for the property.

2. Loan Application: Complete the lender’s loan application form, providing personal and financial information about yourself and any co-borrowers.

3. Property Information:

   • Property address and legal description
   • Property photos or appraisals
   • Description of the property’s condition and any planned renovations or improvements

4. Purchase Agreement: If you’re acquiring the property, include a copy of the signed purchase agreement with the seller.

5. Financial Statements:

   • Personal financial statements for you and any co-borrowers
   • Business financial statements if you have an existing real estate investment company

6. Rent Roll: Provide a detailed rent roll that lists the current tenants, their lease terms, rental rates, and any delinquencies. This helps the lender assess the property’s income potential.

7. Operating Expenses: Document the property’s operating expenses, including property taxes, insurance, utilities, maintenance costs, and property management fees.

8. Income and Expense Projections: Create income and expense projections for the property to demonstrate its potential cash flow and profitability. Include details such as expected rent increases and expense trends.

9. Property Management Plan: Outline your property management strategy, including who will manage the property, their qualifications, and any third-party management agreements.

10. Credit Report: Expect the lender to check your credit history and the credit history of any co-borrowers.

11. Down Payment and Equity: Provide information on the down payment you plan to make and any existing equity in the property, if applicable.

12. Appraisal: Typically, the lender will require an appraisal of the property to determine its current market value.

13. Title Report: A title report is necessary to confirm that there are no outstanding liens or legal issues with the property.

14. Environmental Reports: Depending on the lender’s requirements and the property’s history, you may need to provide environmental reports, especially if there is a concern about contamination or hazardous materials on the property.

15. Legal Documents: Any legal documents related to the property, such as leases, contracts, and property surveys, may be requested.

16. Personal Guarantees: Be prepared to provide personal guarantees if the lender requires them.

17. Entity Documents: If you’re financing the property through a business entity, provide documents related to the entity’s formation, ownership structure, and financial standing.

18. Tax Returns: Personal and business tax returns for the past few years may be required for underwriting purposes.

19. Down Payment Proof: Show proof of funds for the down payment, including bank statements or other financial statements.

20. Insurance Information: Provide details about property insurance coverage and any required insurance policies.

Keep in mind that each lender may have specific requirements and may request additional documents or information. It’s essential to work closely with your lender and be prepared to provide any documentation they request during the underwriting process. Additionally, having a strong credit history, a well-thought-out business plan, and a solid financial position will enhance your chances of securing financing for the apartment building.

Dogo Argentino is a very unique and expensive dog. Those who want to adopt a Dogo Argentino should study up and research the breed before pulling the trigger. I will give you a bunch of information about the Dogo Argentino. The breed was created in Argentina by Dr. Antonio Nores Martinez in the 1920s. It was made from various kinds of dogs including the extinct Cordoba Fighting Dog, Great Dane, Boxer, Spanish Mastiff, Old English Bulldog, Bull Terrier, Great Pyrenees, Pointer and Irish Wolfhound. You can buy a Dogo Argentino from reputable breeders who specialize in them or you could check out some breed-specific rescue centers too! Some general dog rescues might have one every now and then also.

Socialization is important when raising a Dogo Argentino. Early socialization is key—consistent training from an early age should be provided as well as lots of exercise and mental stimulation too. Establish yourself as the pack leader through proper nutrition and regular vet check ups. Engage them in activities that challenge them both physically & mentally.

The temperament of this breed is loyal and protective over its family but also confident & courageous – though sometimes stubborn or independent with other animals if not properly socialized.

Size: Males: 24-26.5 inches (61-67 cm) tall; 88-100 lbs (40-45 kg) Females: 23.5-25.5 inches (60-65 cm) tall; 88-95 lbs (40-43 kg)

Personality: -Affectionate with family -Protective & alert -Smart & athletic -Determined

Male vs Female: -Males are usually bigger and more dominant. -Females may be more independent but easier to train.

Colors: Mostly white with small dark patches on head

Trainability: -Moderately easy to train but can be stubborn. -Require firm consistent training. – Respond well to positive reinforcement

Good with kids and small dogs: – They can be good with children if raised with them and properly socialized. – High prey drive, so caution is needed around small dogs and other pets.

Cost: -From a breeder: $1,500 to $5,000. -Adoption fees from rescues: $300 to $800.

Lifespan of a Dogo Argentiono ranges between 10 to 12 years on average.

Dogo Argentinos need high exercise (1-2 hours daily) and moderate grooming. Dogo Argentino may be banned or restricted in some areas due to breed-specific legislation, like other dogs, such as Pit Bulls, Cane Corso, Old English Mastiff, Great Danes, German Shepherds, Doberman Pinschers, and Rottweilers. It is not recommended for first-time dog owners due to their strong personalities and exercise needs. Keep in mind that each dog has its own unique personality so training should always be done carefully with positive reinforcement methods used consistently throughout the process of teaching anything new especially commands which could save lives later on when they are older but still young at heart like most big breeds!

https://www.facebook.com/share/v/SfUhVgUAYNaiQzmr/?mibextid=OTybqR

• This discussion was modified 1 year, 8 months ago by  Gustan Cho.

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Which is the world's most powerful dog? Top 12 Strongest Dog Bite Force Dogs with the world's 12 Highest Bite Force! Top 12 Strongest Dog Beat Force... | By AllbreeddogsFacebook

Which is the world's most powerful dog? Top 12 Strongest Dog Bite Force Dogs with the world's 12 Highest Bite Force! Top 12 Strongest Dog Beat Force...

Climate change refers to long-term shifts and alterations in temperature and weather patterns, primarily driven by human activities. These changes can manifest over decades to millions of years and can result from natural factors as well. However, the current trend of climate change is largely attributed to anthropogenic factors. Here’s a detailed overview:

Causes of Climate Change

1. Greenhouse Gas Emissions:

   • Carbon Dioxide (CO2): Released from burning fossil fuels (coal, oil, natural gas), deforestation, and various industrial processes.
   • Methane (CH4): Emitted during the production and transport of coal, oil, and natural gas, as well as from livestock and other agricultural practices.
   • Nitrous Oxide (N2O): Released from agricultural and industrial activities, as well as during fossil fuel combustion.
   • Fluorinated Gases: Synthetic gases used in various industrial applications.

2. Deforestation:

   • Trees absorb CO2, and when they are cut down or burned, the carbon stored in them is released into the atmosphere.

3. Industrial Activities:

   • Emissions from manufacturing and energy production contribute significantly to the accumulation of greenhouse gases in the atmosphere.

Effects of Climate Change

1. Temperature Increases:

   • The Earth’s average surface temperature has risen, leading to more frequent and intense heatwaves.

2. Melting Ice and Rising Sea Levels:

   • Polar ice caps and glaciers are melting, contributing to rising sea levels.
   • This poses a threat to coastal communities through increased flooding and erosion.

3. Extreme Weather Events:

   • Increased frequency and severity of storms, hurricanes, and typhoons.
   • More intense and prolonged droughts and floods.

4. Impact on Ecosystems and Biodiversity:

   • Species migration and changes in the distribution of wildlife.
   • Increased risk of extinction for many species unable to adapt to changing conditions.

5. Ocean Acidification:

   • Increased CO2 absorption by oceans, leading to a decrease in pH levels, which affects marine life, particularly coral reefs.

Mitigation and Adaptation

1. Mitigation:

   • Reducing Emissions: Transitioning to renewable energy sources like wind, solar, and hydroelectric power.
   • Energy Efficiency: Enhancing energy efficiency in buildings, vehicles, and industries.
   • Carbon Sequestration: Planting trees and employing technologies to capture and store CO2.

2. Adaptation:

   • Infrastructure Resilience: Building infrastructure to withstand extreme weather events.
   • Water Management: Developing strategies to cope with changes in water availability.
   • Agricultural Practices: Adapting farming techniques to new climate realities.

Global Efforts and Agreements

1. Paris Agreement:

   • An international treaty aiming to limit global warming to below 2 degrees Celsius above pre-industrial levels, with efforts to limit the increase to 1.5 degrees Celsius.

2. United Nations Framework Convention on Climate Change (UNFCCC):

   • An international environmental treaty established to address climate change and its impacts.

• This discussion was modified 1 year, 9 months ago by  Gustan Cho.

I have a three car Attached Garage. Our dream was buying a large steel building to store classic cars I love to buy. I have room to build but seems like a lot of work. Building permits, concrete, electrical work, HVAC for climate control, etc. I will get this done. Garage space is what deterring me from buying some reasonably priced classic and sports cars. Here a great video clip from VINWIKI

https://www.facebook.com/share/r/HTxu1rVh1qyz2pn7/?mibextid=D5vuiz

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The Biggest Struggle of Car Guys: Garage Issues | The Biggest Struggle of Car Guys: Garage Issues | By VINwikiFacebook

The Biggest Struggle of Car Guys: Garage Issues

Here are the key differences between hybrid and electric cars:

Power Source:

Hybrid Cars: Hybrids have both an internal combustion engine (usually gasoline) and an electric motor. They can operate on either power source independently or use both simultaneously, depending on driving conditions. The electric motor is typically used at low speeds or during acceleration, while the gasoline engine kicks in at higher speeds.

Electric Cars (EVs): Electric cars are powered solely by an electric motor and rely on electricity stored in a battery for propulsion. They do not have a traditional internal combustion engine and produce zero tailpipe emissions.

Battery Size and Range:

Hybrid Cars: Hybrids have smaller batteries compared to electric cars. These batteries are usually charged through regenerative braking or by the internal combustion engine, and they provide a limited electric-only range. However, hybrids do not need to be plugged in to charge.

Electric Cars (EVs): Electric cars have larger batteries that need to be charged externally, usually by plugging into an electric power source. The size of the battery determines the car’s range on a single charge, which can vary from tens to hundreds of miles depending on the model.

Fuel Efficiency:

Hybrid Cars: Hybrids are designed to improve fuel efficiency by using the electric motor to supplement the gasoline engine, especially in stop-and-go traffic. They achieve better gas mileage compared to traditional gasoline cars, but they still rely on gasoline.

Electric Cars (EVs): Electric cars are highly efficient and have the potential for zero tailpipe emissions, depending on the source of the electricity used for charging. They offer excellent energy efficiency and are considered environmentally friendly if the electricity comes from renewable sources.

Charging Infrastructure:

Hybrid Cars: Hybrids do not require external charging infrastructure since their batteries are charged through the internal combustion engine and regenerative braking. They can be fueled at traditional gas stations.

Electric Cars (EVs): Electric cars need access to charging stations for recharging their batteries. The availability and convenience of charging infrastructure can vary depending on the region, but it is expanding globally.

Environmental Impact:

Hybrid Cars: While hybrids are more fuel-efficient than traditional gasoline cars and produce fewer emissions, they still rely on gasoline and, therefore, contribute to air pollution and carbon emissions.

Electric Cars (EVs): Electric cars produce zero tailpipe emissions, making them environmentally friendly, especially when charged with electricity from renewable sources. However, the overall environmental impact depends on the source of the electricity used for charging.

In summary, hybrid cars combine both internal combustion engines and electric motors, offering improved fuel efficiency but still relying on gasoline. Electric cars, on the other hand, solely rely on electric power and provide the potential for zero emissions, depending on the electricity source.

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

The entire White House is covering up for the Biden Crime Family and are panicking. Seems like The Press Secretary to the Attorney General as well as the Cabinet Secretaries assholes are puckering trying to protect Lying Cheating Dementia Biden.

https://youtu.be/UUchZOXddI4?si=xbnXti0k0ozLDC9-

Want to share my thoughts and prayers for all Californians and wish them all a wonderful, safe, fun, and very Merry Christmas with the exception of the very few demons 😈

It’s official folks. President Joe Biden, also widely known as Lying Cheating Biden has set the all time record of being not only the worst President in the history of the United States but hands down the dumbest idiot in the World. Joe Lying Biden has beaten Jimmy Carter as the nation’s worst President which made Jimmy Carter family very happy.

https://youtu.be/AyGE_oQY2-o?si=8pnlmBgQgFEIhW5-

There are about ten states that do not allow mortgage loan originators to be paid by 1099 from their mortgage brokerage company. How does Illinois stand on loan officers to be paid by 1099?

What does it mean by positive energy? Is positive energy real?

What type of security surveillance system would you recommend to install in my house. I want surveillance cameras as well as sound and voice activated security system. I heard many of these security systems are easy to install and many are portable wireless surveillance cameras and voice activated security systems. Do you know how much it is. Ballpark. Thank you

There are many conflicting questions about the type of people that become cops and police impersonators. I heard kids who were picked on in high school become cops. Cop impersonators are those who could not become POST certified to become cops or could not pass the background investigation

Elon Musk the founder and CEO of Tesla Motors strongly believes there’s a 20% chance Artificial Intelligence will destroy humanity in 12 months.

https://www.businessinsider.com/elon-musk-20-percent-chance-ai-destroys-humanity-2024-3

businessinsider.com

Elon Musk says there could be a 20% chance AI destroys humanity — but we should do it anyway

Musk recalculated his analysis of AI, saying there's a 10% or 20% chance it could destroy humanity. Safety researchers say he's underestimating.

Elon Musks is forecasting ARTIFICIAL INTELLIGENCE will be smarter than humans in 24 months.

https://www.businessinsider.com/elon-musk-says-ai-will-outsmart-humans-by-2026-2024-4

businessinsider.com

Elon Musk says AI will be smarter than humans in 2 years

Tech billionaire Elon Musk believes AI will outsmart humans by 2026. But data scarcity and a chip shortage may get in the way.

If you want to get paid 1099 as a loan officer you need to surrender getting licensed in the following states.

1. Nevada

2. Hawaii

3. Illinois

4. Mississippi

5. NEBRASKA

6. New Jersey

7. North Carolina

8. South Carolina DFI: SC DCA NO W2

9. Georgia

10. Vermont

11. MA

More and more states are allowing loan officers become 1099 wage earners. We will update this list as states update allowing 1099 wage earner for loan officers.

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

It’s bad enough getting pulled over for a traffic infraction by a police officer but how would you feel getting pulled over by police impersonators. What luck huh!!!

https://www.facebook.com/share/v/JG76Nt5SHkcU4Wxj/?mibextid=21zICX&startTimeMs=39951

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The most dangerous police impersonator in the USA | If you're ever pulled over by this man, drive off... 😨 | By Detective WilliamsFacebook

If you're ever pulled over by this man, drive off... 😨

JP MORGAN CHASE CEO Jamie Dimon Warns of a major real estate crisis lingering in the coming weeks and months.

https://youtu.be/z5O3zV79ZSI?si=HpTfnReTNyPhHQC_

One of the frequently asked questions from taxpayers is how long does it take the IRS to process my federal income tax refund check?

If you file a complete and accurate paper federal income tax return, your federal income tax refund should be issued in about six to eight weeks from the date the Internal Revenue Service receives your income tax return. If you file your federal income tax return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.

The processing time for a check submitted to the IRS can vary depending on several factors, including the volume of checks received, the accuracy of the information provided, and any potential delays in mail delivery. Generally, it can take anywhere from a few days to several weeks for the IRS to process a check. However, with the increasing use of electronic payment methods, such as online payments and direct debit, the IRS encourages taxpayers to use these faster and more efficient options whenever possible. If you’re concerned about the status of your payment, you can check the IRS website or contact them directly for assistance. The time it takes for the IRS to process your check can vary depending on several factors, such as the time of year, the volume of payments being processed, and the accuracy of the information on your check and tax return. Generally, you can expect the following:

1. If you mailed your check with your tax return, it may take the IRS up to 6-8 weeks to process your return and your payment.
2. If you mailed your check separately from your tax return, it may take up to 3-4 weeks for the IRS to process your payment.
3. If you sent your check close to the tax deadline (usually April 15), processing times may be longer due to the high volume of returns and payments received by the IRS during this period.
4. If there are any errors or discrepancies on your check or tax return, processing times may be extended while the IRS contacts you for clarification or correction.

To check the status of your payment, you can use the IRS “Where’s My Refund?” tool on their website (if you’re expecting a refund) or call the IRS directly at 1-800-829-1040. Be sure to have your Social Security number, filing status, and the exact amount of your payment ready when you call.

Not all American taxpayers pay the same percentage of federal income taxes. How much does each income bracket pay in federal income taxes?

• This discussion was modified 1 year, 11 months ago by  Gustan Cho.

Here’s a video music of John Denver Country Roads Take Me Home

https://youtu.be/HQicl2mOPpI?si=vE1HQszCmuiEGfDK

I being 120 days on a mortgage loan the same as a foreclosure. I have someone who was late 150 days on a mortgage and cannot get a mortgage loan approved because lenders are saying a 120 mortgage late is no different than a foreclosure.

What is the end of the world theory and the depopulation theory? Why does Bill Gates, Barack Obama, The Rothchild Family, George Soros, and the world’s globalists believe in euthanizing people older than 70 years old and depopulation?