Loan Officer Bruce
Loan OfficerForum Replies Created
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Not all mortgage loan programs allow for 6% seller concessions. HUD, the parent of FHA loans allow up to 6% seller concessions. USDA LOANS allow up to 6% seller concessions. VA loans allow up to 4% seller concessions. Fannie Mae and Freddie Mac allow for 3% seller concessions on primary homes and 2% seller concessions on investment homes. You can only use seller concessions for closing costs and prepaid and not the down payment. If you have overage of seller concessions it needs to go back to the home seller. The home seller cannot give the overage of seller concessions to the home buyer. You can only use your own funds or gift funds for the down payment for a home purchase.
https://fhabadcreditlenders.com/seller-concessions/
fhabadcreditlenders.com
Seller Concessions For Homebuyer Closing Costs
Seller concessions is a credit from the home seller to the homebuyer to assist with the buyer's closing costs but not the down payment.
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For a mortgage company to be profitable during turbulence housing and lending markets is strong leadership. For a mortgage company to be profitable and growing strong is unbelievable leadership and the nearly impossible. Bad decision in leaving a winning team.
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S ?Many real estate agents are losing sleep 😴 over the NAR LAWSUIT and ruling which is supposed to affect buyers real estate agents. How do homebuyers real estate agents supposed to make commission
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Like to wish Mat Grella the very best on his future endeavors in anything he decides to pursue. There are two different types of relationships. Personal and Business. Just because you are not compatible with Business doesn’t necessarily mean you cannot have a rock solid Personal relationship. I hope CEO Mike Kortas and Mat Grella keep their friendship strong for many years ahead.
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Brian Johnson is the lead vocalist of the famous Australian rock band AC/DC. He has been with the band since 1980. Here are some key facts about him:
- Early life: Brian Johnson was born on October 5, 1947, in Dunston, England. Before joining AC/DC, he was a member of the bands Geordie and Jasper Hart Band.
- Joining AC/DC: Johnson joined AC/DC in 1980 after the death of their previous lead vocalist, Bon Scott. His first album with the band was the highly successful “Back in Black”.
- Distinctive voice: Johnson is known for his high-pitched, raspy singing voice, which became a trademark of AC/DC’s sound.
- Songwriting: While most of AC/DC’s songs were written by the Young brothers, Johnson has also contributed to the band’s songwriting, especially on the albums “Blow Up Your Video” and “The Razors Edge”.
- Health issues: In 2016, Johnson was advised by doctors to stop touring immediately or risk total hearing loss. This led to him temporarily leaving AC/DC and being replaced by Axl Rose for the remainder of their tour.
- Return to AC/DC: In 2020, it was announced that Johnson, along with other classic members Phil Rudd and Cliff Williams, would be rejoining the band for a new album, “Power Up”, released in November 2020.
Throughout his career with AC/DC, Brian Johnson has been the voice behind many of the band’s most iconic songs, like “Back in Black”, “You Shook Me All Night Long”, “Thunderstruck”, and “Highway to Hell”. He was inducted into the Rock and Roll Hall of Fame as a member of AC/DC in 2003.
https://www.youtube.com/watch?v=gEPmA3USJdI
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This reply was modified 1 year, 4 months ago by
Sapna Sharma.
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Some general information about the song Thunderstruck:
“Thunderstruck” is a song by the Australian rock band AC/DC, released in 1990 as the lead single from their album The Razors Edge. It was written by band members Angus Young and Malcolm Young. The song is known for its distinctive guitar riff and the powerful vocals of lead singer Brian Johnson.
Musically, it features a driving hard rock sound with prominent electric guitars. The lyrics deal with themes of excitement, energy and the power of music. It became one of AC/DC’s most well-known and popular songs.
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BACK IN BLACK is one of AC/DC’s all time greatest hits. “Back in Black” is a song by the Australian rock band AC/DC. It was released as the lead single from their seventh studio album of the same name, “Back in Black,” in 1980. The song is one of AC/DC’s most iconic tracks and is widely regarded as one of the greatest rock songs of all time. Its distinctive opening guitar riff, played by Angus Young, is instantly recognizable. The lyrics were written by lead vocalist Brian Johnson and pay tribute to the band’s former lead singer, Bon Scott, who died earlier in the year. “Back in Black” has been covered and referenced numerous times in popular culture and remains a staple of classic rock radio playlists.
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One of my all time greatest hits.
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Thanks GC. One of my all time favorites 😍