Connie
AttorneyMy Favorite Discussions
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All Topics
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Front-End and Back-End DTI on Conventional Loans
What is the maximum front-end and back end debt-to-income ratios on conventional loans?Read More
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CREDIT SCORE CHANGES DURING MORTGAGE PROCESS
WHAT IF YOUR CREDIT REPORT CHANGES DURING THE MORTGAGE APPROVAL PROCESS? WHAT HAPPENS IF YOUR CRED…Read More
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FACTORS DETERMINING REFINANCE MORTGAGE RATES
What factors determine a REFINANCE mortgage rate other than an individual’s credit score?Read More
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WHAT ARE COMPENSATING FACTORS IN MORTGAGES
What are compensating factors and the importance of compensating factors in mortage lending?Read More
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Debt-To-Income Ratio Guidelines on FHA and Conventional Loans
What is the debt income ratio requirement for FHA loan and conventional loan?Read More
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WHAT DEFINES A MORTGAGE LOAN APPLICATION
What constitutes a mortgage loan application? How does the mortgage loan application work? What is …Read More
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Trustee Approval During Chapter 13 Bankruptcy
How do you get a bankruptcy trustee approval to get approved for a mortgage during the Chapter 13 B…Read More
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Credit Supplement
What is credit supplement for? When does a mortgage client need to do a credit supplement during th…Read More
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USDA Loan With Judgment
What do you do if you didn’t know you had a judgment against you and is 11 years old and in t…Read More
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Judgements
What are judgments? What are deficiency judgments? What are examples of judgments? Can you please …Read More
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What is Delayed Financing
What is delayed financing and how does delayed financing work? What are the disadvantages of delaye…Read More
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What is Payment Shock
What is considered payment shock by mortgage lenders. How do lenders calculate payment shock. What …Read More