Real estate agent commissions are being attacked once again, but as of age of myself, I was always deemed as a bargain brokerage. If I were to discount my commissions, to be competitive, the national association of Realtors seems to be losing the battle with the feds with their commission practices Are now affecting Home prices. What are your thoughts? Let me know. Check out this link. https://www.cbsnews.com/news/nar-lawsuit-verdict-real-estate-agent-commissions/

cbsnews.com

How real estate brokerage ruling could impact home buyers and sellers

Landmark verdict could ultimately reduce agent commissions by 30%, saving sellers a bundle, according to analysts.

Need to qualify for VA Home Loan by disabled veteran?

Need To Qualify For No Wait Period Mortgage With 10% Down Payment Need Of Refinance To Lower My Monthly Mortgage Before Mortgage Rates Go Higher Fannie Mae and multiple parcels – if contiguous does it matter if they are buildable?

The price of houses in Miami has been increasing rapidly; some are priced higher than before the housing market crash a few years back. Should a buyer wait slightly longer to see where this trend is heading?

In Louisiana, can I do a cash-out refinance to pay off Chapter 13 Bankruptcy? Can I combine I099 and W2? What does the underwriter require? One or two years of 1099 and W2? I have one year of W2 and two years of 1099 income. Would I qualify?

Self employed seeking FHA loan even possible ?

Is it possible to FHA with very high DTI?

About time

Home prices in Chicago South Loop are plummeting. Sellers are lowering prices and offering incentives. This correction is continuing throughout the city and Suburbs. Expect the downturn to continue in Chicago and other cities. Stay tuned

What are the latest Google algorithm changes and how will it affect website organic traffic?

Mortgage brokers who are looking for doing business in Puerto Rico and thinking of getting licensed may have a hard time finding wholesale residential mortgage lenders who are able to originate and fund loans in Puerto Rico. If you are a mortgage broker looking for a five-star wholesale mortgage investor who is licensed to do government and conventional loans in Puerto Rico, contact Christian Sorenson of Equity Prime Mortgage, commonly known as EPM Mortgage. EPM is the wholesale lender of choice at Gustan Cho Associates. Over 80% of our borrowers are folks who could not qualify at other lenders and the first choice we take our borrowers to is to Equity Prime Mortgage. Christian Sorenson is our top account executive not just at EPM Mortgage but the best wholesale account executive who the team at GCA Mortgage Group worked with. He is always available, is knowledgeable, and always goes above and beyond than any other wholesale account representative anyone at Team GCA Mortgage ever worked with. Give Christian Sorenson a shout. You will not be disappointed.

Here is a link to a comprehensive guide about buying a house in Puerto Rico published on FHA Bad Credit Lenders, a subsidiary of GCA Mortgage Group and Gustan Cho Associates:

https://fhabadcreditlenders.com/buying-a-house-in-puerto-rico/

fhabadcreditlenders.com

Guide To Buying a House in Puerto Rico

Compared to many other U.S. states, home prices and property taxes in Puerto Rico is low making buying a house in Puerto Rico more affordable.

I am interested in commercial loans. What does Factoring work and how do I learn about Factoring?

I would fully qualify for FHA except for recent foreclosure. I have $15k. can you get me into a home?

I won’t be able to save for the down payment at least for another 5-6 months. However, I wanted to know were there other options to secure a mortgage with assistance or financing the down payment. I am ready to begin the process, but this is my hesitation.

My credit score is high at 705, but my DTI ratio is rather high at 57% how can I get myself a low interest home loan for a first time homebuyer? Any advice would be greatly appreciated.

Chase going on a ride on my truck to get trained

• This discussion was modified 2 years, 1 month ago by  Gustan Cho.

More and more insurance companies are leaving Florida. It is becoming more difficult to insure homes in Florida due to hurricanes. Hurricanes is costing Florida homeowners insurance companies billions of dollars in losses. The latest property and casualty insurance company to exit the Florida market is Farmers Insurance.

https://gustancho.com/being-prepared-for-hurricanes/

gustancho.com

Being Prepared For Hurricanes in Florida

Being prepared for hurricanes in Florida is a matter of priority. People should prepare days or weeks ahead of the target hit date of a hurricane.

I can eat pizza every day. Crispy thin crust is the way to go. Prefer sausage and meatball as toppings. The Chicago deep dish is delicious, but eats like a meal…not pizza.

What do you prefer?

• This discussion was modified 3 years, 2 months ago by  Eric Jeanette.

You have worked so hard all year! use that time off and reward yourself with a vacation. I can help you plan your next getaway.

Here’s an updated article on Gold investment

https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://www.forbes.com/advisor/investing/gold-price/&ved=2ahUKEwi3rfi-9PeAAxXtIkQIHapZBZgQFnoECCQQAQ&usg=AOvVaw1Dej3GqLpaGApu0thoykVY

If you or someone you know is considering the purchase of a home, this is a must read article that identifies 6 key considerations.

A home purchase is likely the most significant investment you will ever make. This is not a time where you will want to act impulsively or emotionally. The development of a detailed plan will be the best protection to ensure your investment is safe and sustainable.

After reading this article if you have any questions or need assistance with developing your plan, please reach out for assistance.

Buying a home? Here are key steps to consider from top-ranked advisors

cnbc.com

Buying a home? Here are some key steps to consider from top-ranked advisors

If you plan to buy a home, you need to take proper steps to prepare for the purchase. Here's how to get there and what to consider, according to experts.

Michael Robinson Obama’s gynecologist is extremely confused

Here is a blog written by Mehgan Bahm about buying a foreclosed home.

https://gcaforums.com/buying-a-foreclosed-home/

Many people like to purchase homes with acreage so they are not close to neighbors. Some homeowners have over 20 acres and are having difficulty getting financing on first or second-mortgage loans. Working on a case now where my client has a home on 81 acres, and there is not a single non-QM wholesale lender that will touch this property due to the large acreage the home sits on. The Veterans Affairs Administration will allow VA loans on large acreage if the property is not a working farm. In this thread, I like to go over financing a home that sits on acreage, what a working farm is, what the definition of a hobby farm is, and the loan options homeowners who want to buy or refinance on a home with acreage have. Luckily, I have a super cool client who is working with me on getting these obstacles answered. I have not yet encountered a single wholesale lender who will finance a first or second mortgage on homes larger than 10 acres.

You need to first complete the 20 hour NMLS pre-licensing course from a NMLS approved course provider. We recommend you contact Angie Crippen from Oncourse Learning. The link is listed on http://www.gustancho.com on the home page on the the box that says MLO SCHOOL. You then have to pass the National NMLS 125 question exam and get a 75%. You then apply for a license in the state of your choice. Once you get licensed, you are read tobget sponsored and hired by a mortgage company.

Should You Cancel Credit Cards Before Applying for a Mortgage?  Is this a good idea? OR, is it better to just pay them down?

Breaking: The World’s 🌎 🗺 🌏 🌐 🌍 MOST UNLIKED & THE WORLD’S BIGGEST LYING HUMAN BEING, KAMALA HARRIS has gone postal folks. The fact-checked incompetent Kamala Harris has exploded 🤯 💥 😳 😂 and 🇺🇸 had her Howard Dean moment and it has been recorded on video. This is breaking NEWS and the American people can now see that it is NOT just President Joe Biden has mental illness and mental stability issue. Please click 🙏 the video link below:

https://rumble.com/v5j7joc-kamala-harris-just-had-her-howard-dean-moment…-shes-done.html

rumble.com

Kamala Harris just had her "Howard Dean" moment... she's done

This was Kamala Harris' "Howard Dean" moment.

What are the most common health issues in cats?

What should I look for in a Toy Poodle breeder?

What factors should I consider when leasing equipment?

How do I choose the right equipment financing partner?