Connie
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Doberman Pinscher vs German Shepherds
I had both German Shepherd and Doberman Pinscher dogs all my life and currently have Doberman Pinsc…Read More
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Front-End and Back-End DTI on Conventional Loans
What is the maximum front-end and back end debt-to-income ratios on conventional loans?Read More
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CREDIT SCORE CHANGES DURING MORTGAGE PROCESS
WHAT IF YOUR CREDIT REPORT CHANGES DURING THE MORTGAGE APPROVAL PROCESS? WHAT HAPPENS IF YOUR CRED…Read More
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FACTORS DETERMINING REFINANCE MORTGAGE RATES
What factors determine a REFINANCE mortgage rate other than an individual’s credit score?Read More
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WHAT ARE COMPENSATING FACTORS IN MORTGAGES
What are compensating factors and the importance of compensating factors in mortage lending?Read More
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Debt-To-Income Ratio Guidelines on FHA and Conventional Loans
What is the debt income ratio requirement for FHA loan and conventional loan?Read More
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WHAT DEFINES A MORTGAGE LOAN APPLICATION
What constitutes a mortgage loan application? How does the mortgage loan application work? What is …Read More
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Refinancing Out of a Land Contract
What do we need when refinancing our home that is currently on a land contract?Read More
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Trustee Approval During Chapter 13 Bankruptcy
How do you get a bankruptcy trustee approval to get approved for a mortgage during the Chapter 13 B…Read More
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Credit Supplement
What is credit supplement for? When does a mortgage client need to do a credit supplement during th…Read More
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USDA Loan With Judgment
What do you do if you didn’t know you had a judgment against you and is 11 years old and in t…Read More
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Multiple FHA Streamline Refinance
Can you do an FHA streamline refinance multiple times? What if you do a FHA streamline refinance no…Read More