Education Danny Vesokie | Affiliated Financial Partners
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If you can get a mortgage rate lowered by 0.50% lower than your current rate, you may get a net tangible benefit where you should consider refinancing. Lenders, by law, cannot refinance borrowers who are not eligible for a net tangible benefit from refinancing their current mortgage loan.
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FHA LOANS require a 3.5% down payment on the home purchase. Conventional loans require a 3.5% down payment for first-time homebuyers and a 5% down payment for the buyer if they have owned a house in the past five years. A first-time home buyer hasn’t owned a house in three years. VA and USDA loans require no money down. NON-QM MORTGAGE LOAN requires between 10% and 20% down payment on a home purchase. Closing costs can be covered with seller concessions or lender credit or combination of both. Gustan Cho Associates had down payment assistance programs where the down payment is covered and is forgivable after six months.
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Regional Variations: It’s important to note that while the overall trend is downward, there may be variations in different neighborhoods and price segments. Some areas may experience sharper declines, while others might see more stability.
As the market continues to evolve, staying informed about local real estate trends and economic indicators will be crucial for both buyers and sellers. The downturn in home prices in Chicago and similar cities is expected to continue, so it’s essential to monitor developments closely.
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Fat boy JB PRITZKER, Kamala Harris who thinks Dementia Joe Biden is Einstein and Bidenomics is the new normal, old bag 🎒 Janet Yellen who thinks we had a soft landing due to Senile Joe Biden’s economic genius, Jerome Powell who thinks inflation is at 3% and unemployment numbers are only at 4%. The mainstream media is lying pieces of shit. They are all liars. Barack Obama and Big Mike, as well as the entire Democratic party, need to get shipped to Guantanamo Bay and tried for crimes against humanity and TREASON. What the HELL? THE DEMONS 😈 ARE THE DEMOCRATS. THEY NEED TO GET TRIED, CAGED, AND PAY FOR THE EVIL 😈 they did, and their lives were ruined.
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You can’t pull a fast one in the mortgage business.
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I never saw JB PRITZKER on camera until the 3024 DNC Convention in Chicago. IscJB PRITZKER the fastest governor in the history of the United States? Is this JB PRITZKER, the 5.0 ft. 5″ 500-pounder who ripped out his toilets so he can get his Gulf Coast Chicago townhome so he doesn’t have to pay high Property Taxes? Fatso needs to lose weight and stop eating
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Is Kamala Harris that much of an IDIOT? COME ON..
Did Our Dear Lord God create such an idiot with no brains? Kamala Harris is the Democrat Presidential candidate who is talking out of her ass. She has an election ad going viral on food prices up 50%. Harris slams the economy of the United States. Duh. She’s throwing the Biden-Harris Administration under the bus. Harris is such an unlikeable ding bat that she will not only lose the Presidency but will make a total ass out of herself and the Democrats. Zero RESPECT for Kamala Harris who blew Willie Brown to get ahead in politics.
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The Biden Administration is misleading the American people big time. American people think the economy is doing great because unemployment rose to 4.2%, up from 4 2%. Total bullshit. The unemployment rate is more like 25%
The Biden Administration is counting temporary jobs, part-time jobs and workers who gave up looking for jobs. The biggest scam is a
Of the Democrats and Globalists. The mainstream media are culprits and promoting the lies.
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DAY 2 of the Democratic National Convention (DNC) in Chicago. Barack Obama and Michelle Robinson Obama was scheduled to speak. Barry Obama, Joe Biden’s puppetmaster is supposed to be the brains 🧠 behind the Democrats. Protesting continues in Chicago and the entire two days of the DNC in Chicago has been nothing but a shitshow.
https://www.youtube.com/live/kBlPwLFR0no?si=js9ymiWhFz1tJJ4E