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    Dustin

    Member
    December 14, 2023 at 7:14 pm in reply to: Cost of Healthcare

    I completely agree @gus. The problem lies with our politicians and the federal government. They will do nothing as long as the same insurance companies are lining their pockets.

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    Dustin

    Member
    November 20, 2023 at 8:16 pm in reply to: Dog 🐕 Chews 2 week old $1k Eye Glasses

    You have to watch those little troublemakers. Our Blue Healer / Poodle likes to steal everyone’s socks. She knows not to do it and punishes herself by putting herself in her kennel. When we enter our bedroom she will be in the kennel with whatever she stole.

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    Dustin

    Member
    November 15, 2023 at 5:44 pm in reply to: What Are Manufactured Homes

    Manufactured homes are a great value and can be an excellent opportunity for first-time homebuyers. As a Mortgage Advisor/Loan Officer who has originated my fair share of manufactured homes, borrowers need to have an LO who knows how these transactions work. There is a lot more involved with a manufactured loan than most realize.

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    Dustin

    Member
    November 15, 2023 at 4:39 pm in reply to: FREE Credit Basics Bootcamp

    As an experienced mortgage advisor/loan officer, being prepared and knowing what lenders want to see from a borrower, and then applying that information to your personal financial snapshot, is by far the most effective way to win in the real estate and mortgage game. a solid credit profile is the foundation of a home-buying success story.

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    Dustin

    Member
    November 15, 2023 at 3:27 pm in reply to: FREE Credit Basics Bootcamp

    There is a lot of solid information in this thread. Any consumer who wants to get a firm grasp on their credit scores can use these steps to build credit. Remember… credit building and utilization is always a work in progress.

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    Dustin

    Member
    October 2, 2023 at 2:26 pm in reply to: What Is The Best Way For Credit Repair?

    Good morning, Gunner. This is Dustin Dumestre with GCA. I understand your frustration with attempting to build credit when you have none. May I ask your age? There are several things you can do to start building your credit profile, have you applied for an introductory credit card from Capital One? If not, you should apply right away, you may be approved for a $250.00 to $500.00 line of credit. Use that card for food & gas. Make sure you have the money in the bank and you can pay it off on or before the due date. Give me a call at 385-337-4283 or email me at ddumestre@gustancho.com and I am happy to give you a credit roadmap you can follow to begin building your credit profile.

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    Dustin

    Member
    August 17, 2023 at 4:10 pm in reply to: Opportunity In Tennessee As An MLO

    Congrats Amanda! I am licensed in TN as an MLO. Keep me in the loop on what you are doing in TN.

  • Hector, that is a great question. I think L.O. to agent referral networks are important and will survive this ruling. The issue I see is how the real estate agencies themselves restructure to stay highly profitable. My opinion is real estate agents are a necessary part of the home-buying process. I think commissions may be drastically reduced for agents.

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    Dustin

    Member
    August 15, 2023 at 7:39 pm in reply to: Car Enthusiasts Garage Fans

    No, I sold the STI in 2010.

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