Mortgage Broker Dustin Dumestre
Mortgage BrokerForum Replies Created
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As an experienced mortgage advisor/loan officer, being prepared and knowing what lenders want to see from a borrower, and then applying that information to your personal financial snapshot, is by far the most effective way to win in the real estate and mortgage game. a solid credit profile is the foundation of a home-buying success story.
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There is a lot of solid information in this thread. Any consumer who wants to get a firm grasp on their credit scores can use these steps to build credit. Remember… credit building and utilization is always a work in progress.
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Good morning, Gunner. This is Dustin Dumestre with GCA. I understand your frustration with attempting to build credit when you have none. May I ask your age? There are several things you can do to start building your credit profile, have you applied for an introductory credit card from Capital One? If not, you should apply right away, you may be approved for a $250.00 to $500.00 line of credit. Use that card for food & gas. Make sure you have the money in the bank and you can pay it off on or before the due date. Give me a call at 385-337-4283 or email me at ddumestre@gustancho.com and I am happy to give you a credit roadmap you can follow to begin building your credit profile.
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Congrats Amanda! I am licensed in TN as an MLO. Keep me in the loop on what you are doing in TN.
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I feel equipment financing goes hand-in-hand with commercial hard money loans. it is a supplement that every builder will be interested in.
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Hector, that is a great question. I think L.O. to agent referral networks are important and will survive this ruling. The issue I see is how the real estate agencies themselves restructure to stay highly profitable. My opinion is real estate agents are a necessary part of the home-buying process. I think commissions may be drastically reduced for agents.
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I love this idea. It is something I am very interested in. Once I get traction with the Accounts Receivable & picking up commercial loans from banks & CUs, I am going to dive into this area.
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Utah MLO exams are no joke! Keep posting your experiences so I can know what is coming.
I will take my Utah PLM exam sometime in 2024.
