I can eat pizza every day. Crispy thin crust is the way to go. Prefer sausage and meatball as toppings. The Chicago deep dish is delicious, but eats like a meal…not pizza.

What do you prefer?

• This discussion was modified 1 year, 10 months ago by  Eric Jeanette.

I remember every Columbus day weekend as a kid getting together with a few dozen relatives and having a fun day canoeing on the Ipswich river. We would rent the canoes from Foote brothers. They would drive us a few miles up river and then we would begin the slow trip back. Stopping multiple times along the way for meals, drinks, etc.

Has anyone else in Mass done this?

How Long Does a Repossession Stay On Your Credit Report?

Many potential home buyers would like to know. They have a car repo and have concerns about getting approved for a mortgage.

• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.

Can anyone pass the class and the test? I heard it is harder than the real estate agent’s test.

We do not see a real credit score minimum published anywhere. However, most lenders are not accepting low credit scores for a USDA loan. What is the truth here? What is the lowest score possible for an FHA loan?

How do 401k Loans Effect a Mortgage Application? Can someone get a mortgage if they have a 401k loan and does it count against them?

Should You Cancel Credit Cards Before Applying for a Mortgage?  Is this a good idea? OR, is it better to just pay them down?

I know it can be stressful when selling and then buying a home on the same day. The concern is when you need the down payment from the sale of the one home to help buy the other one. How does this work?

What is Stopping You From Buying Your First Home This Year?

Prices? Interest Rates? Inventory? Something else?

Let’s discuss

I have always loved to play with dogs, but never had one because of the constant travel. I just do not think it is fair to constantly leave a dog at a kennel. Although a puppy can be challenging in the beginning, a baby seems to be more of a handful.

What do you think?

I used to always change my own oil. Now, I just do not want to deal with the disposal. At this point, I am only changing the oil on the garden equipment and machines.

The taxes in the state of NJ are just out of control. This is not sustainable and people are leaving. Businesses are also leaving and with the tax revenue leaving the state, the entire burden will rest on the shoulders of the middle class.

At some point, property values are simply going to decline sharply.

This little tool is a must have for any/every homeowner. It ill let you know whether an outlet is hot and also whether it is wired properly. It can tell you whether it is grounded, if the neutral and hot are reversed, etc.

All you need to do is plug it into the outlet. Everyone needs this. Available on amazon here

I cannot stand the cold weather. I am also a winter denier. There is a tractor in my shed and a snowplow attachment right next to it. I refuse to attach the snowplow because I do not want to admit that it may snow.

Who Reports Bankruptcies to the Credit Bureaus?  How and why do bankruptcies show up on the credit report? Why is it that sometimes they do not show up?

Many people use Credit Karma to check their credit scores. However, when they begin working with a lender, they find out their scores are lower.

Is Credit Karma accurate?

• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.

Which of the Following Statements are True About Credit Scores?

A. Your credit scores tell creditors whether you are more or less of a risk

B. When applying for a mortgage, credit scores have a huge impact on what your interest rate will be

C. It is possible to improve your credit without paying for credit repair.

D. All of the above

• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.
• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.
• This discussion was modified 1 year, 11 months ago by  Eric Jeanette.

How long after a car repossession can I get a mortgage? Is there a waiting period? How can someone get a mortgage after they had a car repossessed and it shows on the credit report.

• This discussion was modified 1 year, 10 months ago by  Eric Jeanette.

Veterans who are looking to purchase a home often wonder whether VA loans are worth it. If you have a down payment and enough income to qualify for virtually all of the available mortgage options, is a VA loan still the best choice?

Conventional loans have water test requirements. Who knows what those requirements are? Does every home need a water test? What does the coventional loan water test cost?

Can someone explain to me how and why our nation’s capital has such a high crime rate? They cannot even get their own backyard cleaned up and they want to reach out and touch other states.

Can you buy a home from a relative using a VA loan?

This is a skill that every homeowner should learn. If you follow the steps carefully and safely cut the power before doing anything, then you can do this yourself.

Who feels comfortable wiring a light switch?

Do first time investors have to put more or less down on their first investment purchase? Are there down payment assistance programs for investment purchases?

Scientists still have not figured out the missing link in our evolution. I know a few people who look like they are only the second generation in their family that has been standing up straight. There is an obvious gap in the evolution chart.

So, there are a lot of theories. I think the missing link is an extra terrestrial. They came here and started to breed with earth’s inhabitants. We have seen cave drawings in ancient caves and even in the pyramids.

What do you think? What or who is the missing link?

Barndominiums are becoming more popular. Can you finance one with an FHA loan?