[Eric Jeanette]

What are you able to do with a recent Chapter 7 bankruptcy?

[Eric Jeanette]

Thank you!

[Eric Jeanette]

Thank you for sharing this Michelle…

[Eric Jeanette]

USDA loans are a great program for people who do not have a down payment and also fall within the USDA income limits

[Eric Jeanette]

We are seeing lenders asking for scores in the mid 600’s at a minimum. The higher the credit score, the lower the down payment and the better the rate will be.

[Eric Jeanette]

Thank you Gustan. I know some people want to use some of their 401k to help purchase a home

[Eric Jeanette]

thank you for the explanation Michelle

[Eric Jeanette]

thank you for the explanation Ivory

[Eric Jeanette]

so even though we do not see the guidelines mention 580 as the minimum, 580 is our reality based upon what the lenders are willing to do?