Forum Replies Created

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    Gustan Cho

    Administrator
    December 24, 2023 at 1:55 pm in reply to: What is an FHA Case Number

    Let’s chat soon after the holidays

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    Gustan Cho

    Administrator
    December 24, 2023 at 11:52 am in reply to: What is an FHA Case Number

    Here is a blog I just updated this morning about FHA case number and how it work in the mortgage process.

    https://gustancho.com/fha-case-number/

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    Gustan Cho

    Administrator
    December 24, 2023 at 7:40 am in reply to: Joe Biden a Great President

    Here’s some more Christmas humorous thing6

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    Gustan Cho

    Administrator
    December 24, 2023 at 1:25 am in reply to: Joe Biden a Great President

    Joe Biden is a great President? 😀

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    Gustan Cho

    Administrator
    December 22, 2023 at 11:33 pm in reply to: What Is Homeowners Insurance?

    Great information Brent. Also, if you have any tips for renters on how to prepare of getting the lowest premium for their homeowners insurance, it will be greatly appreciated.

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    Gustan Cho

    Administrator
    December 22, 2023 at 5:12 pm in reply to: What Is Homeowners Insurance?

    Homeowners insurance is a type of property insurance that provides coverage for a person’s home and its contents. It offers financial protection in the event of damage to the home or its contents, as well as liability coverage for accidents that may occur on the property. Here are some key aspects of homeowners insurance:

    Dwelling Coverage: This covers the structure of your home, including the walls, roof, floors, and other structural components. It protects against perils such as fire, windstorm, hail, lightning, and vandalism.

    Personal Property Coverage: This aspect of the insurance protects your personal belongings, such as furniture, clothing, and electronics, from covered perils both inside and, in some cases, outside the home.

    Liability Coverage: This provides protection if you or a family member is found responsible for causing harm to others, either on your property or elsewhere. It can cover legal expenses and damages.

    Additional Living Expenses (ALE) or Loss of Use: If your home is damaged and becomes uninhabitable, ALE coverage can help with the costs of temporary living arrangements, such as hotel bills or rental expenses.

    Medical Payments to Others: This coverage pays for medical expenses if someone is injured on your property, regardless of fault.

    When purchasing homeowners insurance, it’s important to consider factors such as the coverage limits, deductible, and any additional endorsements or riders that can be added to customize the policy. Additionally, insurers may offer discounts for security features, such as alarm systems, and for bundling home and auto insurance.

    It’s advisable to review and update your homeowners insurance policy periodically to ensure it adequately reflects changes in the value of your home and possessions. If you have specific questions about homeowners insurance or need advice on selecting a policy, it’s recommended to consult with an insurance professional.

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    Gustan Cho

    Administrator
    December 20, 2023 at 4:29 am in reply to: Colorado Supreme Court Bans Trump From 2024 Ballot

    These people trying to destroy former President Donald Trump are evil nasty demonic. They are pieces of shit. The fact of the matter is Donald Trump is a former President of the United States. Whether it’s Barack Obama, Joe Biden, George Bush, politicians should not persecute a former U.S. President. Shame on them. Lying Cheating Joe Biden needs to put a stop to this embarrassing situation for the United States

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    Gustan Cho

    Administrator
    December 19, 2023 at 4:44 pm in reply to: What Is The Best Way For Credit Repair?

    How to get credit cards after bankruptcy to rebuild credit to qualify for a mortgage? The best, easiest, and fastest way of rebuilding credit after bankruptcy to get approved for a mortgage is getting secured credit cards. Get three to five secured credit cards with at least a $500 limit. Also add yourself on as an authorized user to a friend or family members credit card. Adding yourself on as authorized user is only effective if the main cardholder has a perfect timely payment history, the credit card of the main credit card holder is at least 12 months old, and the main cardholder has a credit utilization balance is under 10%. Here is a popular informative blog about how to get credit cards after bankrutcy to rebuild credit to qualify for a mortgage

    https://gustancho.com/how-to-get-credit-cards-after-bankruptcy/

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    Gustan Cho

    Administrator
    December 23, 2023 at 3:34 am in reply to: What Is Homeowners Insurance?

    My appologies Lillian. The Goosehead Insurance agent we referred you, Evan Wanek was a phenomenal agent and disappeared on us. I think he left the insurance field and we did not know who at Goosehead Insurance was the point of contact. We got shuffled around multiple times including myself. I have Goosehead Insurance and got shuffled from one Goosehead Insurance agent to another. However, I personally met Brent Norkus of Goosehead Insurance and I highly recommend him. Brent Norkus will be our insurance agent of choice.

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