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Great informative video, Chad. FHA loans are becoming more and more attractive to not just people with bad credit but folks with higher debt-to-income ratios and those seeking down payment assistance.
Perks of FHA Loans for Homebuyers: Everything You Need to Know
FHA Loans are among the most well-known types of mortgages available in the United States. They can be obtained regardless of whether you have bad, no, or wonderful credit. The government has also made this loan more accessible and affordable for homebuyers.
This guide covers how people with lower or higher credit scores can benefit from FHA loans and why they are great for first-time buyers and those who have experience owning an asset. Could a combination FHA be your best option? We can help you out regarding that, too!
What is an FHA loan?
- An FHA loan is a form of mortgage the Federal Housing Administration provides.
- Its purpose is to help low—and middle-income individuals acquire loans despite low credit scores and little money available.
- Compared to traditional loans, FHA is far more lenient and assists a wider range of people.
Key Features of the FHA loan:
- Low down payment – Only 3.5% is required.
- Flexible credit score policy – All needed for approval is a score between 500 and 580.
- Low interest rates – All remaining options are worse when compared to this.
- Guaranteed buyout – It reduces the risk for lenders and thus increases the chance of approval.
Advantages of FHA Loans for People with Bad Credit
Those with low credit scores may find it difficult to secure a mortgage. Nevertheless, FHA loans enable prospective homeowners to acquire a mortgage even when their credit is less-than-stellar.
Lower Credit Score Requirements
- 580+ credit score → Qualifies for 3.5% down payment.
- 500-579 credit score → Qualifying with a 10% down payment.
- Below 500 credit score → Not Eligible, but can improve the score to qualify.
More Lenient Approval Process
- Most underwriters may not consider *late payments*, *collections*, or bankruptcies so severe.
- FHA lenders may still approve.
- Some cases allow debt-to-income (DTI) ratios as 46.9% front-end and 56.9% back-end.
Easier Qualification After Financial Hardships
- Chapter 7 Bankruptcy → 2 years post-discharge.
- Chapter 13 Bankruptcy → 12 months of on-time payments.
- Foreclosure → 3 years post completion.
Worst Case Scenarios with Bad Credit
FHA loans help homebuyers who may have been turned away from traditional lenders because FHA loans help homebuyers who would normally be turned away from traditional lenders.
Why People with No Credit Benefit from FHA Loans
Getting a mortgage can be challenging without a clear credit history or a score, but it is easier with an FHA loan since it allows alternative credit options.
Missing Credit Score? Not an Issue!
Payments made towards your:
- Rent
- Utilities (electric, phone, water)
- Car insurance
- It can work as a credit history for FHA lenders.
Friendly Options for First-TimeHome Buyers
- Home buyers with no credit history can still get help through FHA loans.
- Because there are fewer overall requirements, more borrowers with a stable income but lack a sufficient credit score can qualify for the loan.
Why It Works so Great for No Credit Borrowers
- FHA loans are some of the best options for first-time home buyers because no credit history is required.
How People With Excellent Credit Benefit From FHA Loans For Those With an Excellent Credit Score (740+), FHA Loans Can Still Offer Some BenefitsUse Those Lower Interest Rates
- FHA loans have lower interest rates for those who provide less than the conventional loan down payment.
- When lenders are less exposed to risk, borrowers are often met with favorable loan terms, such as decreased interest rates.
Lower Down Payment Regardless of Credit Score
If you are eligible for a conventional loan, consider an FHA loan because only a 3.5% down payment is needed. This makes a wide range of spending easier for:
- Home improvements
- Emergency savings
- Investment opportunities
Easier to Get Approval
- Much higher DTI ratios are acceptable.
- Underwriting is much easier than most other loans.
Why It’s Great for Excellent Credit Borrowers
With a high credit score, FHA loans allow you to keep more cash liquid and enjoy lower monthly payments, and a more streamlined approval process comes with it, too.
Lower Down Payment Requirements
Many think FHA loans require a greater down payment, but they can help people buy homes with as little as 3.5% down.
FHA Loan Down Payment Requirements
- With a score of 580 and above, a 3.5% down payment is required.
- A score from 500 to 579 results in a 10% down payment requirement.
Down Payment Assistance Options
- Numerous local and state programs provide grants and aid to cover down payments.
- Gift funds provided by family, employers, or charities are accepted for FHA loans.
Why It’s Important
FHA loans are far more accessible than other loans because they eliminate conventional loans’ 5-20% down payment requirement.
More Lenient Debt-to-Income (DTI) Ratio
Having existing debt does not automatically disqualify you from an FHA loan. These loans are more forgiving of higher DTI ratios.
FHA DTI Restrictions
- 46.9% front-end and 56.9% back-end debt-to-income ratios with compensating factors.
- Conventional ones usually restrict DTI from 43% to 50%.
Why It’s Important
If you are dealing with student loans, car payments, or other debts, qualifying for an FHA loan is more flexible.
Lower Lender Risk & Government-Backed Security
Because the government insures lenders, they take less risk when deciding to give a loan to a borrower.
Easier to Get Approved
- A borrower who was denied a conventional loan may still qualify for an FHA loan.
- FHA lenders emphasize the stability of one’s income instead of the debt-income ratio.
Why It’s Important
FHA loans are much easier to get approved for first-time homebuyers or people trying to recover from a financially difficult situation.
FHA Loan Are Ideal For Investors Because They Allow Multi-Unit Properties
Did you know an FHA loan allows you to purchase a multi-family property(2-4 units)? You can live in one unit while renting out the others!
Multi-unit limits for FHA loans
- To qualify for these loans, you must live on the property as your primary residence.
- Higher loan limits are set for single-family and two-unit homes and even higher ones for three—to four-unit homes.
Smart Move:
- An FHA Loan would be greatly beneficial when purchasing a multi-unit property, as it helps cover mortgage expenses through rental income!
Your Other Options for Loans With FHA
No matter the credit standing, an FHA loan can offer incredible benefits, including the following:
- A low down payment, which can be as little as 3.5%.
- Better chances of credit requirements being met (score of 500+).
- A lenient approval process (higher DTI means greater chances of getting it).
- Interest rates are lower compared to conventional loans.
- Financing is available for multi-unit properties (live in one unit while renting out other units).
Considering an FHA Loan
Are you a first-time buyer or someone with a lower credit score?
- An FHA loan would be one of your most affordable mortgage options.
- Contact your FHA-approved lender or Chad Burns at chad@gustancho.com to check if you are eligible for an FHA loan today!
Have additional questions? Let us know in the comments section below.
https://gcamortgage.com/fha-guidelines-versus-lender-overlays/
gcamortgage.com
FHA Guidelines Versus Lender Overlays on FHA Loans
Difference between FHA guidelines versus lender overlays is lenders can have higher requirements called overlays on FICO, DTI, and collections.
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Brandon Johnson, the current mayor of Chicago, is adopting more flexible policies when it comes to immigration, particularly with undocumented immigrants. Here is an analysis of his policies and context:
Background on Brandon Johnson
Education and Public Career: Johnson is a member of the Democratic Party and became the mayor of Chicago in 2023. Previously, he was a Cook County Commissioner. He also has a background in education and community organizing.
Progressive Policies: He is associated with progressive policies that focus on public issues like social justice, equity, and community investment.
Stance on Illegal Immigration
Support for Immigrants: Johnson has made very positive remarks towards immigrants, considering them as an essential part of the economy and culture of the city. His administration has worked towards making the city more inclusive to all citizens regardless of immigration status.
Opposition to Deportation: Johnson has actively opposed the support for the deportation of undocumented immigrants. He has argued that it is inhumane as well as harmful to families and communities.
Challenges Faced
Affordability: Chicago has been carrying a burdensome debt due to the migrants, which has strained many sources Chicago had previously relied on. The number of people coming into the country has also raised concern with taxpayers due to nourishment, health care, and other services.
Public Opinion: A portion of Chicago residents believe that the city should focus its attention towards its residents first. Many complain about the perpetual increase in expenses alongside the city’s perceived incompetent financial administration.
Federal Relations
Funding Issues: In regard to the city’s immigration stance as well as its cooperation (or lack thereof) with federal enforcement branches like ICE and DHS, the federal government has chosen to withhold certain funding from Chicago and Illinois.
Community Safety: While advocating for more humane immigration systems, Johnson has also stated the need for more local and federal cooperation for community safety issues.
Public Response
Criticism from Taxpayers: Numerous taxpayers have expressed their frustration towards Johnson’s immigration approach, urging for more fiscally responsible and stricter immigration policies.
Support from Advocacy Groups: On the other hand, immigration advocacy groups have lauded Johnson for defending the rights of immigrants and not supporting harsh policies.
Brandon Johnson’s administration is dealing with a complicated and sensitive problem related to immigration in Chicago. His progressive position has led to much friction among the community about the balancing act of meeting community needs, available funding, and humanitarian efforts. As the context changes, the impacts of Johnson’s policies will remain under rigorous watch from his supporters and detractors.
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GCA Forums Headline News—Weekend Bulletins (Saturday, February 22, 2025)This Week’s National News Headlines And Government Overviews
Welcome to this week’s edition of GCA Forums Headline News. Here, we cover the complete breakdown and underlying reports of the major news that has taken place over the week, along with the ongoing national news reports. The Department of Government Efficiency under Elon Musk has uncovered trillions of dollars in spending waste, fraud, and overall government mismanagement. At the same time, Donald Trump is actively attempting to cut unnecessary expenditures, let go of thousands of federal workers, and reorganize crucial government agencies.
Here’s a summary of all the major remarkable events that made the news over the week.
DOGE Reveals Billions of Taxpayer Money Has Not Been Spent
The Department of Government Efficiency (DOGE) revealed an astounding number of taxpayer dollars went unspent over the course of rogue federal “agencies”—”potentially trillions,” as Elon Musk highlights. This revelation was a major shock in all headlines!
Important Takeaways of the DOGE Investigation:
- USAID: This gets the most attention with unaccounted foreign aid expenses and taxpayer fund misuse, totals in the billions.
- Department of Education: Striking evidence of an inflated budget along with severe financial gerrymandering within the bounds of several managed education institutions.
- Social Security Administration: An outrageous count of fraudulent SSA payments to purported deceased people, who we actually found out are over 300 years old!
- IRS (Internal Revenue Service): Tax collection is remarkably flawed due to systematic inefficiencies.
- Federal Reserve Board: Up until now, there’s been a lack of allocation and banking supervision transparency.
- Department of Defense and FEMA: Possible unexplained contract fraud in military and emergency spending.
The Impact
This finding suggests the most shocking government fraud and financial mismanagement case in America to date. With more audits underway, the DOGE team will in the coming weeks uncover more waste and corruption.
What’s Next?
- Expecting congressional hearings.
- Expecting massive layoffs and reorganization of several agencies.
- Possibly leading to federal indictments or criminal investigations.
President Trump’s Plan: Abolish Certain Government Institutions and Cut Waste
Trump did not waste much time reducing the federal waste. After the DOGE findings, he has promised to close down multiple government agencies, laying off tens of thousands of federal employees.
Under Abolishment Scrutiny
- Internal Revenue Service (IRS): Trump’s team is considering replacing the IRS with an alternative tax system.
- Department of Education: Federal oversight on education may be handed back to states.
- USAID: Review underway on billions in foreign aid that could get cut.
- Consumer Financial Protection Bureau (CFPB): Suggested repeal because of other overlapping rules.
- Federal Reserve Board: stricter supervision and possible reorganization.
- Flagged because many other agencies and subagencies seem to work without much purpose.
THE GOAL
- Activate bipartisan responsiveness and accountability.
- Cut down taxpayer-funded waste that is allocated towards government spending and spent towards bolstering infrastructure, border control, and advancement of the economy.
- Stop abuse of taxpayer funds, overspending, and overreach from government.
POTENTIAL CONSEQUENCES
Several Democrats and other opposition parties are cautioning that these expenditures can have drastic results like:
- Huge layoffs for the civil service jobs→ Increased joblessness.
- Any further economic depression due to the precondition of the 2008 financial crisis.
- Foreclosures in housing demand for the recently unemplyoed federal workers.
- Possibility of a recession like the financial crisis of 2008.
- GCA Forums remains committed to monitoring the impact brought forth by these monumental policy issues.
The Obama Certificate of Birth is Said to be Dressed Up
The former president Barack Obama has a statistic about his certificate of birth that has been the talk of the week. The Washington Times just published an article dubbing Obama’s birth certificate document a fake.111 The article cites what they claim is new forensic research and analysis.
- A Division of Forensic Studies and Document Examination supports the claim the birth certificate contains various discrepancies.
- We will have further explorative journalism in the upcoming weeks, as this is likely to lead up to police investigations.
- The White House and the DOJ have yet to issue a statement regarding what legal consequences, if any, will follow.
- We will collect more information and report back.
- Massive federal layoffs begin: implications for the United States economy
- The government’s scaling down under Trump is leading to the layoffs or incentivized retirements of hundreds of thousands of federal employees.
Probes
Immediate termination of probationary federal workers.
- Buyout offers to veteran workers to retire early.
- Some departments are being eliminated and others scaled down.
Pushing Economic Concerns
- Increased unemployment → leads to instability in housing markets.
- Defaulted mortgage loans→ increase in foreclosures.
- Consequences for the banking industry: → Do banks start to tighten their rules on which borrowers to lend to?
- GCA Forums will track this issue to see if indeed there will be a GCA housing market collapse.
Reorganization of Law Enforcement & Border Patrol Security Combines Two Areas of Responsibility
Federal agency shifts in Trump’s policies have already caused a fundamental restructuring of law enforcement organizations.
Changes in Leadership of the FBI
Kash Patel has been confirmed to take over the FBI. He promises to radically change the organization for the better.
More attention will be directed to prosecuting the crimes of the Deep State and other forms of government fraud.
Tightening Border Security & Immigration Policies
- Under Kristi Noem’s Department of Homeland Security, there have been increased efforts to arrest and deport illegal migrants in the country.
- ICE can now remove people in these cities, which are considered to be sanctuary cities.
- Pam Bondi, the Attorney General, is currently looking into prosecuting state officials who give aid to illegal immigrants for more serious offenses.
- Expect lawsuits, protests, and fights as the immigration debate is only going to get more intense.
Is the U.S. Awaiting an Impending Financial Crisis?
A number of experts are already sounding the alarm for an impending financial crisis. Mass layoffs, increased government spending, and rising interest rates resemble an impending 2008-like crisis.
Overarching Issues Over the Economy and Housing Market
- Numerous former federal employees may go into default on their loans.
- The instability of Wall Street is based upon the current uncertainty in the markets.
- A drop in government spending might damage economic growth.
What Experts Are Saying
- Some view cost-cutting strategies by Trump as beneficial in the long term.
- On the contrary, others believe a recession is around the corner, whether we like it or not.
What’s Next?
- Reactions from the Federal Reserve Board will be crucial.
- Increased volatility in the stock market is somewhat likely.
- Are lenders going to start restricting the number of loans they approve?
Final Thoughts & What to Expect Next Week
Without a doubt, this was one of the most eventful weeks in recent history.
Main Points
- Musk’s DOGE team uncovered monumental government fraud.
- Trump is systematically dismantling government departments and positions.
- The national focus is shifting to the Obama birth certificate controversy.
- The ongoing efforts to secure the border are reaching new peaks.
- There is increasing economic uncertainty because of government workforce restructuring.
What to Pay Attention to Next WeekWill There Be More Agency Closures Trump Is Announcing?
- Is more government spending corruption by DOGE going to be exposed?
- What will Wall Street and real estate do next?
- For every second live news update, visit GCA Forums News.
- Tell Us Your Thoughts and Help Us Report the News!
- Join the discussions on GCA Forums.
- Turn on alerts to receive instant notifications.
- Join our social media pages for more content.
- Get instant updates.
- The nation is working hard; don’t let any moment slip past.
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Please keep an open mind when watching this video. It is shocking the type of fraud and corruption allegedly committed by Barack Obama on his counterfeit birth certificate certifying Barack Obama was born in Hawaii which is not true. Barack Obama was born in Kenya 🇰🇪. It is a eye opener and it will blow away the minds of everyone who watches this video
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Video clip of an abandoned baby monkey 🐒 🙈 🙊 🤪
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Like they did with other mid-level bureaucracies, the Trump administration is set to take drastic action on international development cover agencies through the Department of Government Efficiency (DOGE) spearheaded by Elon Musk. This is scheduled to be implemented on February 21st, 2025. Some of the key movements are:
1. U.S. Agency for International Development (USAID):
The department has proposed plans to slash funding for American aid projects across the globe, effectively killing USAID.
2. Department of Education:
An executive order has been authored which enables the administration to initiate the Department of Education Eradication Project.
3. Consumer Financial Protection Bureau (CFPB):
The CFPB has been earmarked for further administrative emasculation or actual abolition.
This is inline with what is contained in Project 2025 which has set out to permanently reengineer the federal government by centralizing executive authority and shrinkage of some of the independent executive agencies to micromanagement level. No Child Left Behind program is set to be defunded, as will be the Department of Homeland Security and the Department of Education.
It is necessary to point out once more that the capsizing of some federal agencies and their fulfilling functions is at a no go stage. Everything would need to face some sort of legislative decision for abolishment and then there would still be legal hurdles to passing it. Their restructuration at break neck speed clearly has gotten some entities bounds out of shape resulting in legal wrangling, in the recent case we see a judge’s ruling on allowing the freezes for the withdrawal of several USAID employees from the filed positions.
Stay tuned to reliable news sources and government messages for more information on where things stand regarding these issues.
The evolving landscape of technology in education has necessitated the emergence of innovative strategies and practices for teaching and learning. The interdependence of education and information technology has facilitated distant learning and the use of educational resources around the globe. In the modern world of business IT education is a critical component for developing the nation’s productivity. New technologies and industrial revolutions ,especially the 4th one led to huge shifts in teaching methods to interactive, more student-centered approaches. Today’s students can be better served with active and project-based learning instead of passive lecture-based classes.
The global change in lifestyle and communication methods, particularly because of globalization and rapid advances in information technology, has led to a more profound shift towards more student-centered forms of teaching. Modern pedagogical thinking has given rise to so-called nontraditional approaches that reject conventional teaching methods. These methods are based on constructivist principles of actively engaging students in the learning process, so that they become an integral part of the information and knowledge economy.
This new strategy reshapes the approach to educational process. Interaction among the students and the teacher becomes more dynamic, and it blends traditional teaching with modern instructional techniques, so as to foster active learning among the students. Integration of IT into different areas of education is the fundamental factor that can enhance the pedagogical process. Active teaching methods help students learn better, increasing their motivation, interest and attention.
A major component of the technological revolution is the integration of computers into every area of human activity and the consequent digitization of education. This is accompanied by global challenges such as new teaching and learning paradigms, as well as the emergence of new educational technologies. The effectiveness of using modern educational technologies is a function of the attitude of teachers and students toward technology. The changing appreciation of the role of Information technology in the pedagogical process has transformed the ways of delivering education.
The introduction of multimedia technologies and the Internet, as well as changes in social paradigms associated with globalization, constantly change the forms and methods of education. The increasing role of computers has enhanced the interest of educational institutions in the development of new pedagogical tools and technologies. The impact of technology on the social sphere cuts across boundaries, countries, and regions. The main issue in education today is developing learners who will become active citizens of the world.
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While one can admire Musk’s management style, it will surely bring other strong emotions, such as criticism. Here’s a brief collection of everything that Musk could improve.
High Expectations and Intensity
A **demanding work environment**- With anything that Musk has been involved in, setting baring expectations is nothing new. That said, there is an inevitable downside to this called burnout, and Musk’s critics feel like he is setting his teams toward working unhappily.
Long hours:
- Like Musk’s long work weeks at Tesla, which could lead to at least 80 hours of strained work, his employees are also reported to be working longer hours consistently without achieving a healthy work-life balance.
Communication Style
Abruptness:
- Directness has its pros and cons.
- People find harsh criticism very hard to understand, which evokes strong internal tension within the team when used in this scenario.
- It is known that some employees view Musk’s words in a more negative light, which could hamper team dynamics.
Public Statements:
- Publicly made aggressive comments can severely impact projects and businesses.
- Being a Twitter influencer comes with its fair share of blatant public statements that make his use of Twitter and Musk Media uncertain for his companies.
Management Decisions
Frequent Changes:
- Criticism and efforts for better, stronger strategies and planning are hard to achieve when there is a rapid directional change like what Musk’s businesses have.
- This steady lack of continual change often leads to a pronounced void of focus.
Micromanagement:
- Autonomy is impossible to achieve with hands-on leaders like Musk.
- Therein lies a divided opinion between employees who feel at ease with control and those who believe they are stifling Musk’s projects.
Employee Turnover
High Turnover Rates:
- Tesla’s intense work culture, combined with effortless sustaining and caring, leads to excessive employee leaves, suggesting that there might be higher turnover than other competitors.
Challenging Retention:
- Given the hostile work environment, the company may experience high turnover among the upper management in the long run.
Lack of Variety
Musk’s Workplace Culture:
- Elon Musk’s companies have been criticized for failing to build an equitable and inclusive workplace, which raises issues of diversity and inclusion.
Controversial Actions
Opposition to Unions:
- One of Musk’s more unpopular positions has been his dislike of labor unions, particularly at TESLA, where he has been accused of actively working against unionization.
Criticism Management:
- Musk’s criticism of employees or the media is known to be confrontational and aggressive.
- In some circles, it is unprofessional, which has far-reaching negative consequences for the company’s reputation.
Visionary Focus Above All
High Intended Targets:
- Musk’s visionary goals have left the world in awe and set a benchmark.
- Many people would look forward to his vision.
- Still, his emphasis on exaggerated goals may warrant severe adverse reactions.
Though Musk’s management style has led to new advancements and changes within the organizations, it has also received criticism. The balance between his subordinates’ expectations and the pressure he puts upon them, accompanied by the severity of his leadership, means that they might be suffering when it comes to taking care of themselves over a significant period.
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We’re sad to say that the internet can be a very confusing place at times, and a new conspiracy theory emerged on February 21, 2025, which speculates that either Barack Obama’s birth certificate is a forgery or Chelsea Clinton has been given a whopping amount of $84 million from USAID. Both of these claims were explored and investigated, but sadly, they came back inconclusive. In short, nothing came out of it. Obama denies claiming that he has or showed a fake birth certificate, and any article, podcast, news, or even testimony claiming that he is not a natural-born citizen of America is completely false.
The Mystery of Obama’s Birth Certificate:
Questions surrounding Obama’s birth certificate will forever remain a conspiracy. One of the most outrageous claims was made by the attention-seeking ex-sheriff Joe Arpaio, who, in December 2016, held a press conference backing the claim, saying “[in the future] these claims are going to be taken care of. For example, a few of the claims have already been fact-checked, like Obama’s birth certificate or that he is a natural-born citizen,” stated the source who wished to remain unnamed.
Chelsea Clinton and USAID Scandals:
Numerous primary sources attempted to claim that the former president’s daughter received an outrageous $84 million payment, all alleging that the payment stemmed from America’s USAID, which has been known to be tied in with fraud. The reports and investigations consistently showed that the funds were indeed part of the annual payments that the Clintons make to the Clinton Foundation. Therefore, no, Chelsea hasn’t received any funds, nor was any evidence presented to suggest that she used USAID funds for personal use.
National News for February 21, 2025:
The celebrated brother of former president Barack Obama, Malik Obama, is also parting ways with the Democrats and, in a recent rally, proclaimed that he too intends on voting for Trump in the 2025 elections.
Currently residing in the US, Malik identifies as a registered Republican. He has previously expressed support for Trump and appreciates the man’s bluntness.
President Donald J. Trump has been outspoken about Barack Obama’s false birth certificate from many years ago and still believes that Obama used a counterfeit birth certificate stating Obama was a natural-born United States citizen from Hawaii.
All skeptics need to have their assumptions validated by factual proof from reputable sources. This is breaking news from GCA Forums News, and it is a story that requires more attention.
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The Department of Government Efficiency (DOGE), spearheaded by Elon Musk, commenced sweeping changes to several federal agencies on February 21, 2025, during the final days of the Trump administration.
1. Internal Revenue Service (IRS):
Abolishment Plans: Commerce Secretary Howard Lutnick stated that the administration plans to increase tariff revenue in order to abolish the PO and IRS income tax system altogether.
2. Federal Reserve Bank (FRB):
Increased Oversight: A new executive order increases White House control over the so-called independent agencies. The Federal Reserve’s control of the large banking institutions is especially in need of discipline.
3. Consumer Financial Protection Bureau (CFPB):
Defunding Efforts: The administration’s funding cuts to the CFPB can be seen in its lack of concern for regulation on the other large banks.
4. Department of Education:
Dismantling Initiatives: The Senate Committee has recommended Linda McMahon for Secretary of Education with orders to dissolve the Department and to transfer its remaining responsibilities to other Departments.
5. Federal Emergency Management Agency (FEMA):
Current Status: FEMA’s restructing or abolishment have not been made public.
Govenment Control: The executive order mandates independent regulatory agencies to inform the administration of new policy undertakings and obtain budgetary approval from them. This implies that the President has control over the Executive Branch and uses it to strengthen oversight and management of federal agencies.
These measures are part of the wider strategies of the administration to reorganize the federal government by centralizing authority in the executive branch, while simultaneously downsizing some agencies.
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