[Gustan Cho]

They are full of shit. Over 30% of our loan officers are dually licensed realtor and loan officers and have absolutely no issues. I will have some senior dually licensed realtor and loan officers chime in on this thread.

[Gustan Cho]

Actually I am excited and looking forward to this three days commercial lending training with Keith Goforth and Danny Vesokie of Diversified Affiliate Partners

[Gustan Cho]

There is a great idea. Talk to Felix Nicolas, III my dually functional human CRM and AI who needs a tune up.

[Gustan Cho]

DSCR loans are non-qm loans. There are 1 to 1 DSCR loans which means the rent covers the principal, interest, tax, and insurance or PITI. GCA MORTGAGE GROUP has no-ratio DSCR loans which means the subject property does not cash flow. We recommend you read this article on non-qm loans published on Gustan Cho Associates. Here is the link to the article on non-qm loans http://www.gustancho.com/non-qm-loans

gustancho.com

NON-QM Loans

NON-QM Loans

[Gustan Cho]

Great information and informative article, Ronda.

[Gustan Cho]

Danny Vesokie, why aren’t you promoting your commercial loan training program on gcaforums.com

[Gustan Cho]

Amanda when are the two days you me and Felix are going to be in commercial loan school?

[Gustan Cho]

Pandora, every down payment assistance program are city, county, or state specific. We are a national mortgage company licensed in 48 states including Washington, DC, Puerto Rico, and the U.S. Virgin Islands. We are pending in Massachusetts, and New York and should be licensed in the next several months or early next year. I will do some research on Georgia Dream. NEXA Mortgage and AXEN Mortgage have over 210 wholesale lending partnerships with investors from government, conventional, non-QM, business, consumer, and commercial loans. If we are not in partnership with a specific wholesale investor or down payment assistance program, we will do our best to become a broker, affiliate, or correspondent lender with the specific program. Here is the website for Georgia Dream:

https://www.dca.ga.gov/safe-affordable-housing/homeownership/georgia-dream

dca.ga.gov

Georgia Dream | Georgia Department of Community Affairs

Georgia Dream | Georgia Department of Community Affairs

[Gustan Cho]

This section is for special case scenario questions about commercial loan officers.

http://www.lendingnetwork.org

lendingnetwork.org

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COMMERCIAL LOANS, COMMERCIAL REAL ESTATE