[Gustan Cho]

How can a mortgage broker go from licensed in one state with ten loan officers in August 2017 to 2,300 loan officer strong  now. We will explain.

[Gustan Cho]

Getting the FACTS and not some BS.  We have access to five-star reps, underwriters, ops directors, and the secondary market. Every company globally becomes great because of the management team and its people. T

[Gustan Cho]

The team at Gustan Cho Associates realized how important it was to have a national online mortgage and real estate FORUM for consumers, real estate, and mortgage professionals. We have spent tens of thousands of hours. The founders and managing managers of GCA Mortgage Forums have invested years in creating and launching GCA Mortgage Forums and its Sub-Forums.

[Gustan Cho]

. Besides the mass-growing viewers from homebuyers and borrowers who could not qualify for a mortgage at other lenders, over 30% of our viewers on Gustan Cho Associates are loan officers, real estate agents, or third-party professionals in the housing and mortgage field.

[Gustan Cho]

Mortgage underwriters of bank statement mortgage loans use non-traditional ways of calculating qualified income, unlike lenders of traditional government and conventional loans.

[Gustan Cho]

Bank statement mortgage loans benefit self-employed and business owners who cannot qualify for a mortgage using traditional adjusted gross income from their business income tax returns.

[Gustan Cho]

Can you qualify for jumbo loans with bad credit?

[Gustan Cho]

What are mortgage rates on jumbo mortgages versus traditional conforming home loans?

[Gustan Cho]

Without Fannie and Freddie, lenders would not be able to originate and fund mortgage loans with a low down payment at competitive rates and favorable terms. The housing market would not be as stable as it has been in the past 50 years without Fannie Mae and Freddie Mac. In the following paragraphs, we will cover conventional loans and how the conforming mortgage loan process works.