Loan Officer Gustan Cho
Loan OfficerForum Replies Created
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I highly do not recommend that you buy credit tradelines. They are expensive, plus it is not forever. They will add your client for six months or so and then take them off. The way they do it is to add them on as an authorized user, and even doing this, it is no guarantee that it will work. Many lenders do not count authorized user credit tradelines as tradelines. Plus, the authorized user will have a different last name and a different address, which in many cases does not reflect in boosting credit scores. My suggestion is to have a relative or family member with the same last name and address to add them on as an authorized user or get a secured credit card with at least a $500 credit limit secured card. Get self.inc as well as the various credit rebuilder accounts you can get at many banks and credit unions. To me it does not make sense to spend $1,000 for only six months, and they take it down after that date unless you give them more money. Let me know if you have any other questions.
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Here’s another good one slide of Chase and Skylar and Bailey
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Here’s a slide of Chase
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Forgot to post this picture 📸 The little runt is 3 pound Chihuahua Rugger.
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Chase and Skylar chilling 😎 with me on my bed.
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Just got back from my son Tim and daughter in law Ana’s house 🏠 in Arlington Heights and saw grandson Jack. Super cute good looking boy. Just one month old. Met grandpa Vasili and daughter Victoria. Had Korean food, Short ribs, rice and kimchi. My big boy Chase was waiting for me with his red ball. My baby Missy is not feeling well so had to make the luncheon short so i can pick up whole chicken roast for Missy. She hasn’t eaten for two days.
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😂Here’s a photo and video clip compilation of Skylar and big Brother Chase having fun and causing trouble. I will create a post on Bailey next.
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Janna, we have a great team to help your clients. There’s no need to buy expensive credit trade lines that is only good temporarily fora thousand dollars. There’s no minimum credit trade lines requirement for mortgage loans. You can always use non-traditional credit tradelines. Call, text, or email me if you have any questions. Thank you 😊
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