Loan Officer Gustan Cho
Loan OfficerForum Replies Created
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Today was a wild day on metals market especially silver. The past two days, silver hit $121.00 an ounce to a low of $74.00 which is a 38% swing. Something is going on and it’s nothing to brag about with such volatility on a Friday. The experts at GCA FORUMS NEWS are doubting down on the BUY recommendation on silver with holding strong on their forecast silver price per ounce will exceed $1,000 an ounce in six to eighteen months with volatility to remain strong
https://www.youtube.com/live/H0Ft94GpkeA?si=eHD-zUACVRRgu09V
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Attached is the website of my Associate and friend he created and will be launching WHY JOIN NEXA. Bill Burger King 🍔 🍔 🍔 🍔 🍔 🍔 developed many other informational career opportunity working at NEXA LENDING and AXEN REALTY. Mortgage Loan Originators will find answers to questions on the various options on being a MLO under an existing NEXA Mortgage Branch, an independent loan officer, having your own brick and mortar P and L net branch, leader, branch manager, or a dually licensed REALTOR and MLO with AXEN REALTY, or a dually licensed Real Estate Agent and MLO with another Real Estate Company. Bill Burg is a member and moderator of GCA FORUMS and its subsidiaries and is always eager to help. Bill Burg’s email address is bburg@nexamortgage.com and cell number is 941-444-0010.
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Why NEXA Lending with Bill Burg
NEXA Lending is the fastest growing mortgage company in the nation. Come see if NEXA Lending is right for you.
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The Current Prices of Precious Metals
- On January 30, 2026, at 12:55 PM CST, gold glittered at roughly $4,860 per ounce, while silver shimmered near $84.
- Both metals have been riding waves of dramatic price swings.
What Happened With Gold and Silver Today?
- On January 30, 2026, gold and silver prices fell sharply, with both recording their biggest one-day declines in over 10 years.
- Silver dropped by 30 to 31 percent from its recent highs above $120, now landing between $80 and $84.
- Gold fell 8 to 10 percent from its record high near $5,600, dropping below $5,000 to trade between $4,860 and $4,941.
- This huge drop erased trillions of dollars in value and reminded many people of the big gold crash in 1980 and the silver drop in 2011.
What Caused Today’s Silver and Gold Price Drop?
The selloff was similar to past market drops, as a mix of well-known factors quickly stopped the price rally:
Profit Taking After Rapid Gains: Gold Profit Taking After Fast Gains:
- Gold jumped 17 percent, and silver rose 39 percent, pushed by lots of risky buying, especially from China.
- When prices hit their peak, investors rushed to take their profits, and the end of the month made the selloff even worse.
- The need for safe investments dropped after President Trump chose Kevin Warsh as the next Fed Chair.
Algorithmic and Speculative Selling:
- When prices fell below key levels, automated sell orders and forced sales began, triggering a quick, fear-driven drop.
- This wild price movement spread to the rest of the market, hurting AI and technology stocks the most.
- Chicago Mercantile Exchange (CME) raised margin requirements for metals futures contracts.
- Some reports suggest the Shanghai Futures Exchange took steps to reduce volatility, but no similar actions have been confirmed for the CME.
Is This Manipulation? Or, A Market Correction?
The shocking speed and size of the selloff, which erased trillions in value, has led some people to suspect market manipulation. But most experts see this as a normal correction, driven by excessive risk-taking and a stronger dollar. These kinds of ups and downs are normal for the market. The outlook for precious metals is still positive: gold is up about 18 percent this year, and silver has jumped nearly 40 percent.
Ongoing global problems and strong industry demand, especially for silver, are helping these gains. Many experts think the recent drop is a needed pause that could lead to more price increases in the future.
Wild predictions, like silver going to $1,000 per ounce, are guesses and not backed up by what is happening now. Be careful with these forecasts and talk to a financial advisor before making any choices, especially since the market is so unpredictable right now.
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From expert training tips to breed care, health advice, and fun facts, we cover it all to help you better understand and train your German Shepherd. Whether you’re a first-time owner or a seasoned GSD enthusiast, our videos will guide you in raising a confident, well-behaved, and protective companion.
Video Description for “How to Train a German Shepherd for Personal Protection”Want to turn your German Shepherd into a reliable personal protection dog? 🛡️🐕 In this video, we’ll guide you through the essential steps to train your GSD for protection while ensuring they remain disciplined and well-mannered.
🔹 Key Topics Covered:✅ Understanding your dog’s protective instincts✅ Basic obedience training as the foundation✅ Socialization and controlled aggression✅ Command training for protection✅ When to seek professional help
Training a German Shepherd for protection requires patience, consistency, and the right techniques. Watch until the end for expert tips that will help your GSD become a confident guardian while maintaining a balanced temperament.Under Section 107 of the Copyright 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. The materials used in this video are for illustrative, teaching, research, and exemplification reasons, also quoting in order to recombine elements to make a new work. We do NOT own the video materials and all credits belong to the respectful owner. In case of copyright issues, please contact us immediately for further credit or clip -
Price of silver has been extremely volatile opening up at $120 dollars per ounce and dropping to $110 dollars an ounce. Silver is now $111.00 an ounce
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Buying Silver was the easy part. Selling it without triggering a massive tax bill is the hard part. Did you know the IRS classifies Gold and Silver as “Collectibles,” taxing them higher than stocks?
In this episode, we investigate the confusing world of precious metals taxation, the “Reportable Transaction” limits that trigger a form to the IRS, and the specific strategies billionaires use to legally pay zero tax on their bullion gains.
📂 IN THIS EPISODE WE UNCOVER:
○ The “Collectibles” Rule: Why long-term gains on silver are taxed at 28%, while stocks are taxed at 15% or 20%.
○ The 1099-B Limit: Which sales trigger an automatic report to the IRS (1,000 oz bars) and which ones remain private (American Eagles).
○ The “Roth IRA” Loophole: How to hold physical metal in a retirement account and sell it completely tax-free.
○ The “State Tax” Map: Which states charge sales tax when you buy, and which states charge income tax when you sell.
○ The Playbook: Why “Sovereign Coins” offer better privacy than generic bars, and how to structure your exit to minimize the hit.
Don’t let the government confiscate your inflation hedge.Key Topics: Silver Tax, Gold Tax, Capital Gains, IRS Collectibles Tax, 1099-B, Precious Metals IRA, Roth IRA, Investing, Smart Money, Wealth Protection, Tax Avoidance.
Tags: #Silver #Gold #Taxes #IRS #CapitalGains #Investing #SmartMoney #WealthProtection #FinancialEducation #RothIRA #PreciousMetals #economymcqs
⚠️ DISCLAIMER: This video is for educational and entertainment purposes only. I am not a financial advisor. It is an investigation into economic trends, not personalized investment advice. Always do your own due diligence before investing.
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I use Angie Crippen and Jacob Gillock from Oncourse Learning for all my NMLS licensing and annual Continuing Education (CE). Jason just emailed me today and said Oncourse Learning does not offer Real Estate Licensing Courses and Exam Preparation but their Sister Institution does
Here’s the link
https://www.colibrirealestate.com/real-estate/license/
colibrirealestate.com
Real Estate License Courses & Classes Online
Colibri Real Estate offers industry-leading real estate license courses and classes fully online. Enroll with Colibri to get started today!
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By the way, here is a blog I have written about FHA Case Number and how it works. Hopefully, this helps.
https://gustancho.com/fha-case-number/
gustancho.com
What is an FHA Case Number on FHA Home Loans
FHA Case Number is a unique 10-digit number assigned to a loan through Case Number Assignment on FHA Connection. The loan # is a case
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Thanks for the valuable information Marilyn
I am definitely not going to be showing houses and other types of properties and am getting a real estate license just to become a dually licensed MLO and Realtor. NEXA LENDING is a mortgage broker and correspondent lender so NEXA MORTGAGE had to change their name from NEXA MORTGAGE to NEXA LENDING. Gustan Cho Associates NMLS 2315275 and Subsidiaries is a dba of NEXA LENDING. NEXA LENDING has created, developed and LAUNCHED AXEN REALTY,in 2025 with the goal of getting licensed nationwide in every state
https://gcaforums.com/career-opportunities/
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This reply was modified 1 month, 1 week ago by Gustan Cho.
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GCA FORUMS Career Opportunities
GCA FORUMS Mortgage Group has career opportunities for loan officers, independent P&L branch managers, and REALTOR/MLO partners
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This reply was modified 1 month, 1 week ago by
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