Forum Replies Created
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Gustan Cho
AdministratorSeptember 28, 2023 at 7:38 am in reply to: Mortgage Dove – A Trusted American Mortgage LenderHello. Do you guys do FHA TITLE I LOANS and second mortgage loans. Have dealer volume for solar panels
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Congratulations, Bill Burger-King, my man. The man. Heard news that you are the man with the lady friend you met at a senior living facility. That is great. Age is blond. The best of luck brother.
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Gustan Cho
AdministratorSeptember 27, 2023 at 5:02 pm in reply to: NONBORROWING SPOUSE DEBT ON VA LOANS TREATED IN COMMUNITY PROPERTY STATESThere are 9 community property states.
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Gustan Cho
AdministratorSeptember 27, 2023 at 5:01 pm in reply to: HOW DOES EPM EMPOWERED DPA PROGRAM WORK?We do have two other down payment assistance mortgage programs that debt to income ratio goes up to 46.9% front end and 56.9 back end. The down payment assistance funds is not forgivable and needs to get paid once you refinance or sell the house. They are all FHA loans.
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We can shop this file with various commercial lenders for the best rate and terms because every lender will have the DSCR factor different from each other. We need to see what type of deal is in the best interest of the borrower.
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Felix, contact Cameron LeClair of The Lender. He told me he does investment building including apartment building over 4 units. Let’s price out this borrower on the six unit. Send all docs to Cameron the Man and we will see what he comes up with. Thanks.
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Don’t know. Bill’s post seems ambigous and difficult to decipher. There is several theories you can go to. Both great or WTF Bill. Since it is a public forum, I need to keep my theories under lock and key. Bill should respond. Until then, take care.
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Gustan Cho
AdministratorSeptember 28, 2023 at 4:21 am in reply to: Wholesale Lenders Licensed in Puerto RicoPuerto Rico has different rules for home purchase. Normally, you need to hire a lawyer licensed in the commonwealth of Puerto Rico. Closing costs is on the average $5,000 higher than the average home closing costs in the United States mainland. As it stands, we are still aggressively looking for additional wholesale mortgage lenders on FHA, VA, USDA, and conventional loans. and non-QM loans as well as business and commercial loans.
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In general, you are who you hang out with. If you hang out with drunks, you will be a drunk. If you hang out with low esteem individuals, you will become one. If you hang out with whiners where its other peoples fault when things go wrong, you will become a member of the whiner group. If you have out with winners, you will be one. Go getters, you will be one. Bottom line is have the WTF attitude, don’t have anyone shit on your day, and at the end of the night, you can say you had a great day and I am going to have a better day in the morning. No need to sleep over negative people. Stay away from negative energy and always be grateful of being able to wake up every morning and look forward to a great positive day.
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