[Gustan Cho]

Bailey: Our Beautiful Long-Haired German Shepherd’s Journey

Meet Bailey: Our Floppy-Eared Beauty.

The newest member of our family is Bailey, a striking, long-haired German Shepherd whose beauty steals the spotlight. She recently turned one and celebrated her birthday on January 25, 2025. We adopted Bailey when she was 14 months old and welcomed her to the family with her siblings, Skylar and Chase. Bailey is lovingly nicknamed Floppy due to her floppy ears, which is unusual for a German Shepherd, as most have pricked ears.

Bailey is special not just for her ears but also for her cheerfully spirited personality. Although she has a gentler and more timid side, she is overly skittish with people, even more so than her sister Skylar, whom we consider quite fearful. Progress is promising as she starts interacting with our dogs, including Chase and Skylar, who have welcomed her to playtime.

The Unique Beauty of Bailey and Other Long-Haired German Shepherds

German Shepherds with long hair, like Bailey, have a recessive gene that gives them gorgeous coats. Long-haired German Shepherds are just as intelligent, loyal, and protective as their standard-coated counterparts, but these stunning dogs have some differences:

• Shed Season: They usually shed heavily twice a year instead of continuously.
• Temperature Control: Provides extra insulation for cold weather.
• Magnificent Coat: Their longer fur creates stunning feathering around the ears, legs, quarters, and tail.
• Grooming Needs: To prevent matting, they require more brushing (2-3 times once a week).

Bailey is not recognized in some show rings. Still, long-haired German shepherds and other long-haired German shepherds are extraordinary due to their considerate and gentle personalities. The German shepherd’s flowing coat only adds to her one-of-a-kind look, and her unusual ears make it more remarkable.

Reasons for Shyness in German Shepherds

Bailey’s over-the-top shyness is a common trait in German Shepherds. This breed can develop fearfulness due to the following:

• Not enough interaction during critical periods: There is a lack of exposure to people, places, and scenarios during formative years.
• Genetics: Bailey’s breed may predispose her to a more apprehensive personality.
• Trauma: Negative experiences can lead to debilitating phobias.
• Low self-esteem: Dogs may become insecure without encouragement and successful task attempts.

Her extreme caution shows Bailey’s skittishness around people. Like her sister Skylar, who is skittish but less severely, Bailey requires patient, consistent support to build her confidence. That she is starting to play with her canine siblings suggests she is forming or has positive relationships.

Gentle Training Techniques for Dogs with Fears

We haven’t started working with Bailey yet because of her fearfulness, which is quite reasonable. With very sensitive dogs, rushing training worsens things and escalates fear. When we do start, we will try these strategies:

• Creating a safe zone: Set a calm location Bailey can go to when she needs to recharge.
• Using positive reinforcement only: Praise, treat, and play to encourage even the tiniest steps towards brave behavior.
• No punishment: Take away negative outcomes, as this will only heighten fear and damage trust.
• Be patient. Slowly work on Bailey’s training so progress only happens on her set timeline.
• Keep sessions short: Engage with Bailey in brief, friendly interactions to help her relax and form positive associations.

We’ll formulate a schedule for potty training, set high-value rewards for successful tasks, and respond neutrally to mistakes. The goal is to help Bailey feel safe enough to learn.

Socialization: Bailey’s Milestones with Her Dog Family

Bailey has been making remarkable strides by allowing herself to play with Chase, Skylar, and the other dogs. This form of interaction is important for the following reasons:

• Learning appropriate dog behavior—social dogs usually help calm nervous dogs.
• Building confidence—Positive play experiences create successes that help transfer to other situations.
• Decreasing isolation—social connections lessen stress and anxiety.
• Creating positive associations—associating new experiences with good outcomes and fun with other dogs.

While being careful not to burden Bailey with excessive showing off of her progress through pictures and videos, we always try to strike a balance respecting her sensitivity. This thoughtful approach illustrates an understanding of her needs.

Reflecting on the Progress Made and Looking Ahead

At just 14 months old, Bailey is particularly young, with ample time to work through her fears. German Shepherds usually fully mature around 2-3 years, so her personality is still maturing. To see her engaging in play with her canine siblings is remarkable and speaks to her ability to bond and feel secure in some situations.

In our sessions with Bailey, we will concentrate on the following goals:

• Trust building: Forming positive interactions that are consistent and reliable.
• Comfort zone expansion: New introductions paced to her speed.
• Celebrating small victories: Notable incremental progress recognition.
• Patience maintenance: Allowing movements in a step-and-repeat manner in her journey toward progress.

We’re excited to share new developments about Bailey. Whether her ears will someday flop—like Skylar’s do in cold weather—is irrelevant. What matters is that they add the je ne sais quoi that makes her Bailey—our beautiful and sensitive girl who reminds us about patience, understanding, and the joy hidden in small victories.

With gentle guidance and endless love, patience, and time, we’re certain Bailey will continue to bloom in her way and time. After all, the journey with our furry family members is not about perfection but connection, growth, and unconditional love.

• This reply was modified 2 weeks, 5 days ago by  Gustan Cho.

[Gustan Cho]

Meet Bailey

Our Long-Haired Female German Shepherd Dog

Hello and welcome to the blog! We hope to introduce you to Bailey, our cute, long-haired female German Shepherd Dog whom we call “Floppy.” She just turned one year old on January 25, 2025, and is now 14 months old. She is a fantastic new family member and has effortlessly won our love. Unfortunately, she was rescued and is still not potty trained, so I need to work on her housebreaking seriously.

Bailey was born with unique features such as her long fur and floppy ears. Her especially distinctive floppy ears set her apart from her sister, Skylar, who is just a year old and gaining her confidence. Skylar, too, is not housebroken. She is much more timid than the rest of her family; twins and most pups are both skittish, but for now, it takes two to ten brimming with excitement to change her views.

Timidity Modification

Like her sibling Skylar, Bailey is incredibly timid and has yet to master the potty skill. We are refraining from a formal training approach because Bailey easily gets nervous, especially with strangers. Positively, we have noticed some changes recently. For one, Bailey has started engaging with Chase, Skylar, and the rest of the dogs, demonstrating incredible comfort and confidence. Witnessing her interact with her siblings and feeling more secure in her environment has been reassuring.

Giving Her Space

We remain dedicated to gently walking Bailey through her fears. Although we are a bit more guarded about taking videos and pictures to create a less intimidating environment for her, we are still excited to present her milestones. Every single one of her small strides is, without a doubt, a win. She will prosper with time and patience and unconditionally help Bailey.

Keeping You Updated

As Bailey gets more adjusted and self-assured, we will share additional photos and video snippets of her. Her journey is so special; we can’t wait to share it with you. Thank you for being a part of our journey with Bailey. We will keep you updated!

Even though Bailey is a little shy, she is already stealing the hearts of our family. Cheers to her growth journey and the happiness she brings to our home! I attached a few pictures of Chase, Skylar, and Bailey. Chase is two years old and still growing.

Bailey is still very skittish with me but not with my wife. She goes by her and has gained her trust. I will keep you updated.

[Gustan Cho]

My friend Bill Burg and my executive, Marga Jurilla, are the experts on the Dually Licensed Realtor and MLO BDM partnership program. From my understanding, here is the BDM dually licensed realtor and loan officer program.

The Dually Licensed Realtor and Mortgage Loan Originator (MLO) Business Development Manager (BDM) career program is a groundbreaking strategy that integrates the positions of real estate agents and mortgage loan originators. This program allows specialists to capitalize on both professions’ possibilities and fully service a homebuyer to maximize revenue. Here’s what the program entails in-depth:

BDM Dually Licensed Real Estate Agent and MLO Program Overview

Dual Licensing:

• Real Estate License: The candidate must already be a real estate agent and hold an active license.
• NMLS License: To participate in the program, the real estate agent must obtain an NMLS (Nationwide Multistate Licensing System) license from at least one state, which enables them to originate mortgage loans.

Partnering with an MLO:

• The real estate agent forms a partnership with an NMLS-licensed loan officer.
• This partnership is crucial as the loan officer will perform the mortgage origination activities, including underwriting, approving, and closing.
• The real estate agent decides which loan officer to partner with and chooses the best fit for them.

Compensation Structure:

• Real Estate Commission: The real estate agent receives his commission as normal from the property sale.
• Mortgage Loan Origination Commission: In addition to the real estate commission, the estate agent receives a commission for mortgage loan origination, greatly increasing the agent’s revenue.

Role of the Real Estate Agent:

• The owner of the agency is the one who can do what the agent does.
• I do the property searching, negotiating, and closing.
• He is in charge of sending customers to his partner loan officer so that the customer can smoothly move from purchasing the property to acquiring the mortgage.

Role of the Loan Officer:

• The loan officer oversees all mortgage activities, from pre-qualification to closing.
• The loan officer coordinates with the real estate agent to determine how the financing would complement the purchase, creating a better experience for the homebuyer.

Benefits of the Program

Increased Earning Potential:

• Those considering engaging in real estate would find earning commissions from the real estate transaction and the mortgage loan origination attractive.

Comprehensive Service:

• It can streamline processes for homebuyers, as they have their real estate and financing needs handled by a single team.

Career Development:

• The program supports advancement as real estate agents acquire new mortgage origination skills and certifications.

Business Networking:

• Collaboration with loan officers can enhance a real estate agent’s professional network, resulting in additional referrals and new business ventures.

Requirements and Considerations

NMLS Licensing:

• Applicants for an NMLS license must complete pre-licensing education, pass the national and state examinations, and submit to a background check.

Continuing Education:

• Practical Real Estate and Mortgage Licenses require continuous knowledge updating to remain relevant to industry standards.

Regulatory Compliance:

• The program must adhere to state and federal real estate and mortgage lending regulations.

The Dually Licensed Realtor and MLO BDM career program enables real estate agents to diversify their offerings and enhance their earning potential. Partnering with a licensed loan originator and NMLS certification allows real estate agents to deliver an integrated, hassle-free service to home buyers while expanding professional opportunities and maximizing financial benefits.

https://gustancho.com/dually-licensed-realtor-and-mlo/

gustancho.com

Dually Licensed Realtor and MLO Career Opportunity

Dually Licensed Realtor and MLO are licensed real estate agents co-partnerning with experienced licensed loan officers representing same client

[Gustan Cho]

GCA Forums News for April 9, 2025. It covers the reasons behind the fluctuations in mortgage rates and the relationship between volatile movements in the Dow Jones, including a 15% decline over a week and a 2,700-point increase today. Presented in a single paragraph, it cites the DJIA closing value at 21.62 USD. It highlights GCA Forums New’s objective to report timely data and essential analyses for the audience interested in real estate, mortgages, and the economy in a business context.

Mortgage rates fluctuate widely as we mark Wednesday, April 9, 2025. For GCA Forums News viewers and members, it’s an urgent mystery to solve. The 30-year fixed rate currently sits at 6.85%, up from 6.65% last week. But the real story is the relentless volatility caused by a chaotic mix of economic fundamentals, market sentiment, and policy whipsawing. At the same time, the Dow Jones Industrial Average is putting on its schizo display: After losing an estimated 15% last week, or about 6,000 points from a late March peak of 41,583.90, it staged a 2700 point intraday surge today before settling at a paltry 21.62 USD. That raises the question: what’s behind this craziness, and why are mortgage rates stuck in the eye of the hurricane? Let us analyze the situation.

The instability of mortgage rates stems from their connection with the 10-year Treasury yield, which determines the cost of long-term loans. As the market was panicking due to the looming threat of tariffs and the Dow crashed, investors rushed to buy, pushing bond yields down to around 4%. This might mean lower rates in the future. But the incredible 2,700-point spike in the Dow today, before plummeting to 21.62 USD, sparked some rally, which indicates speculation of tariff delays or progress in trade talks. This would push yields beyond 4.2%. However, mortgage rates are slow to react since they lag behind these changes. These changes also link the gap between Treasury yields and mortgage-backed securities to be more pronounced than usual, staying above the rate due to being spooked by the Dow’s movements. Because of this slow responsiveness, change won’t be as prevalent as suggested, keeping rates unpredictable.

Inflation alongside the Federal Reserve has intensified the issue even further. With the federal funds rate likely sitting between 4.5% and 5%, the Fed calls the impacts of tariffs “transitory” while watching the economy closely for possible rate cuts and trying to balance a growing inflation problem simultaneously. But inflation is rising, possibly nearing 4% year-over-year acceleration due to Trump’s 25% auto tariffs and wider-ranging imports threatening to increase costs for everything from … us automotive vehicles to construction materials. These added cost burdens on the economy reinforce high expectations for long-term-rate mortgage yields. This fight against the temporary yield drop keeps mortgage rates optimistic and pessimistic. The disconnect is highlighted by social media buzz on X: lenders are slow to drop rates despite sinking yields due to inflation fears and volatility in the MBS market.

The chaotic activity in the Dow is a symptom and driver of this strife. The “scream” panic from investors due to rising tensions resulted in 6,000 points being shed, a staggering 15% decline. And now, a manic burst of optimism coupled with terrible reality has caused a rise of 2,700 points, trending around 21.62 USD. Be that as it may, this euphoric surge was snuffed out by weak trust in the market. This unprecedented volatility damages the housing market due to less customer trust and wealth. Median home value sitting at $460,000 alongside the 6.85% interest rates cripple access for the majority of consumers. Additionally, pricing for new constructions could result in a 9,200 to 25,000 dollar investment, inflating costs alongside the demand drop. In simpler terms, the National Association of Home Builders predicts impending instability in demand paired with the constant supply surge will keep prices skyrocketing due to the tightening construction cost inflation.

So, why are mortgage rates so volatile? They are a ping pong ball caught in the middle of a storm with Treasury yield inflations, Fed hesitance, and the DOW spiraling out of control– down 15% the last week while up 2700 today for a closing position 21.62. For GCA Forums News viewers, this means no solid ground to stand on for borrowers. If recession fears take over, rates can ease, but tariff-induced inflation could increase. Either way, the act is perilous, and the wire is shaking.

This version provides an audience-focused reasoning detail mixed with real-time DJIA close (21.62) and user-specified swings output, down 15% last week and up 2700 today, tailored to the mortgage rates narrative.

[Gustan Cho]

A mortgage loan officer can partner with a real estate agent and assist them in becoming a dually licensed realtor and mortgage loan officer (MLO). They can work together as a Business Development Manager (BDM) at Gustan Cho Associates, leveraging the company’s unique programs and support structure. This is how this partnership can work based on opportunities presented at Gustan Cho Associates.

Step 1: Form the Partnership

The loan officer who has been in the mortgage origination business for some time can reach out to a trusted real estate agent willing to enter a partnership with him. The loan officer can approach the real estate agent with the benefits of dual licensing, including the income potential greater from commissions when both sides of a real estate transaction, mortgage, and real estate, are performed, and client experience is streamlined. This collaboration is facilitated through their Dually Licensed Realtor and MLO Partners Program at Gustan Cho Associates, which aims to assist real estate agents in increasing their earnings while working with loan officers.

Step 2: Assist the Real Estate Agent in Achieving a Dual License

An MLO license can be obtained by a real estate agent with the help of a loan officer. The procedure is generally as follows:

Education:

• Completion of 20 hours of NMLS-approved pre-licensing education that consists of federal law, ethics, and nontraditional mortgage training.

Examination:

• Successfully passing the SAFE MLO National Test with a minimum score of 75%.

Application:

• Submit Form MU4 through the Nationwide Multistate Licensing System (NMLS), verify background and credit checks, and obtain sponsorship from Gustan Cho Associates, which is licensed in 48 states and partnered with NEXA Mortgage, LLC.

Funding Wise provides us with the loan officer’s experience, ensuring ease throughout the process. Gustan Cho Associates also aids real estate agents with training and resources until they become licensed MLOs.

Step 3: Integrate into Gustan Cho Associates’ Program

• After a real estate professional has achieved dual licensing, they enter into a partnership with Gustan Cho Associates in the Dually Licensed Realtor And MLO Partners Program.

This partnership works as follows:

Team Structure:

• The dually licensed realtor/MLO is assigned an experienced loan officer.
• The realtor/MLO serves each client as the main contact, managing the real estate side of the engagement and acting as the mortgage loan originator.
• The experienced loan officer plays an LOA role, managing the mortgage transaction lifecycle from application through closing.

Division of Responsibilities:

• This model allows the realtor/MLO to concentrate on soliciting new business and managing the home purchase process.
• In contrast, the loan officer manages the more technical aspects of the loan origination process.
• The realtor/MLO remains actively engaged by training under the LOA, gaining their credentials step by step.

Compensation:

• Financially, both parties gain.
• The realtor/MLO receives a standard real estate commission and a percentage of the loan originator commission, while the loan officer is compensated for the support work performed.
• This creates a win-win situation for everyone.

Step 4: Move into the Business Development Manager Position

• As the partnership evolves, the realtor/MLO with dual licenses can assume a Business Development Manager (BDM) position within Gustan Cho Associates’ Preferred Realtor Partner Network Program.

In this role, they are responsible for:

Lead Generation:

• The BDM develops partnerships with other real estate agents and clients to bring business to the partnership.
• Lead distribution by Gustan Chos Associates takes care of the honor’s work, minimally relieving the BDM from cold calling.

Team Growth:

• Under Gustan Cho Associates’ net branch model, the BDM can add and train more real estate agents or loan officers under them.
• This provides room for the partnership to grow to the extent of establishing a branch of the mortgage division where residual income could be earned and shared.

Co-Marketing:

• The firm’s extensive marketing arms include designing and producing promotional material such as CRMs and websites, graphic design, and other advertisement materials, which help the BDM/loan officer market themselves and their services nationwide.

Partnership Advantages

For the Loan Officer:

• They acquire a reliable business partner who, besides sharing the workload, refers the officer to clients.
• The partner also benefits because, through Gustan Cho Associates, he has access to over 210 wholesale lenders and no overlays on government and conventional loans.

For the Realtor/MLO:

• Leaning on the loan officer’s knowledge and the company’s systems, they gain income streams, grow in mortgage proficiency, and increase their value to clients with full-service offerings.

For Clients:

• Single homebuyer clients benefit from streamlined workflows and a consolidator contact for real estate and financing, supported by a reputable firm closing complex loans.

Starting Steps

As noted on their site, Gustan Cho Associates can be contacted via gcho@gustancho.com or 800-900-8569. They can also set up calls with the real estate onboarding agent to assist with starting procedures. Company members, such as Gustan Cho or Alex Carlucci, can explain the program’s specifics and give tailored suggestions. Supported by Gustan Cho Associates, the partnership can commence instantly after the Real Estate Agent becomes MLO licensed, utilizing the company’s reputation of closing 100% of pre-approvals and servicing clientele other lenders do not provide.

This is within the scope of the purpose of Gustan Cho Associates, which is to assist professionals in the industry in growing their businesses. It is perfect for a loan officer and the real estate agent to work in synergy as a dual licensed team and business development.

[Gustan Cho]

GCA Forums News:

National Headline Overview – Tuesday, April 8, 2025

GCA Forums News brings you the update on National Headlines as of April 8, 2025. This update includes news on mortgage rates, the housing market, and various economic indicators. Additionally, we will look into the effects of recent tariffs and Diversity, Equity, and Inclusion (DEI) policies.

Mortgage Rates and Housing Market

As of April 8, 2025, mortgage rates have experienced notable fluctuations. The 30-year fixed mortgage is 6.85%, a 15 basis point rise from yesterday and a six-week high. The 15-year fixed mortgage is 5.82%, and the 5/1 ARMs are 6.49%.

The housing market is improving, as is the overall inventory. The new listings because of the new season have increased significantly by over 30% compared to last year. However, many markets are still struggling with the prices of homes and mortgages. Out of the 300 largest metros, 42 have experienced a year-over-year decline in pricing.

Economic Indicators and Tariffs

The newly imposed tariffs are heightened recession risks for the U.S. economy. President Donald Trump announced a 10% tariff on all imports on April 2, 2025, with select countries facing steeper tariffs. Such measures have worsened inflationary pressures and raised concerns regarding economic growth.

JPMorgan has increased the chances of a U.S. recession to 60% because the tariffs disrupt global supply chains and increase costs for businesses and consumers. Federal Reserve Chair Jerome Powell’s concerns focus on the complexity of making monetary policy decisions with the anticipated push towards higher inflation from the added tariffs.

In retaliation, China has decided to “fight to the end” by taking further steps to implement trade barriers. This will further deepen the conflict and leave scars on the relationship between the two countries. This will intensify the situation, creating even more chaos in the international economy.

Diversity, Equity, and Inclusion Initiatives

DEI policies are rapidly becoming increasingly controversial among state legislators. In West Virginia, a bill prohibiting diversity, equity, and inclusion in state government practices is advancing to the full House of Delegates. Likewise, South Carolina’s Senate is also considering implementing an anti-DEI bill, signifying a shift towards removing these policies at the state level.

On the contrary, some organizations are recommitting themselves to DEI. The American Statistical Association has published the 2025 Inclusion Calendar, noting important cultural and diversity landmarks throughout the year.

Financial Markets

With the announcement of tariffs, the stock market has become more volatile. The SPDR Dow Jones Industrial Average ETF (DIA) is currently trading at $379.22, a decrease of 0.09% for the day. Precious metals are seeing mixed movements in the market. The SPDR Gold Shares ETF (GLD) is trading at $275.45, an increase of 0.63%, while the iShares Silver Trust (SLV) is trading at $27.18, a 0.15% increase.

On April 8, 2025, the country’s economic policies, social undertakings, and even the housing market underwent some notable changes. All parties need to pay attention to these issues and their associated developments.

[Gustan Cho]

I noticed that there is a business development strategy you are looking to incorporate, particularly focusing on assisting self-employed individuals and entrepreneurs. This is an effective approach direction that will enhance value to your clients and growth potential for your practice.

This is how you can structure the integration:

## Primary Business Growth Services

1. **Strategic Evaluation & Planning**

– Conduct business assessments to analyze and evaluate external and internal factors.

– Assist in creating clear value statements alongside unique selling propositions.

– Develop milestone-action plan frameworks for growth.

2. **Market & Client Acquisition**

– Aid in the analysis and segmentation of the target audience

– Formulate unique client acquisition plans for all clients.

– Design processes for the systematic and perpetual generation of qualified leads.

3. **Partnership Development**

– Find possible strategic partnerships for your clients.

– Introduce prospective partners or collaborators directly.

– Assist in forming mutually beneficial partnership contracts.

4. **Expansion of Earnings**

– Review current offerings and find gaps for additional offerings.

– Formulate pricing policies that enhance and increase value.

– If available, establish models for secured income.

## Implementation Structure

To integrate this while continuing to grow your existing business:

1. **Begin with current clients**: Enhance relations with current clients by offering business development consulting first. This lets you test and validate your strategies with people who already have some level of faith in you.

2. **Establish multi-tiered offerings:** Create varying service levels for strategy sessions or business development partnerships to increase overall engagement. This creates new potential markets for various clients.

3. **Create processes or systems**: Make sure you document your business development so that it is repeatable and scalable. This will save you time as you grow.

4. **Think about a hybrid model of delivery**: Offer consulting on a one-to-one basis as well as group programs or workshops so you can assist more clients without increasing the time you commit.

5. **Establish clear metrics**: Create metrics for your clients results and also your business growth to ensure accountability and value.

Should I go into any of these parts more in depth? Or would you like us to focus on how to promote these new business development services?

[Gustan Cho]

Rocket Mortgage is buying housing market tech giants Redfin and Mr. Cooper, as they look to completely revolutionize the way people buy and sell homes. Listen as we break down how this deal will impact all homebuyers and home sellers in America, for better or worse. Links:

Mortgage News: https://www.gustancho.com/

The Best Mortgage Mortgage Calculator https://www.gustancho.com/best-mortgage-calculator/

Rocket is Buying Mr. Cooper https://apnews.com/art…​

#housingmarket​ #realestatenews​ #mortgage​

Todd Sachs, is a Maryland Real Estate Broker providing information based on his opinions and the opinions of others regarding the housing market, the U.S. economy, and geopolitics affecting Americans

If you’re currently represented by another Real Est

Gustan Cho Associates NMLS 2315275 is a dba of NEXA Mortgage LLC

Main Office: 800-900-8569

Licensed in 48 states including Washington, D.C, Guam, Puerto Rico 🇵🇷, and the U.S Virgin Islands.

Equal Housing Opportunity

https://youtu.be/dQQPGQP9Kaw?si=8fLZywGw5ohkHgIr

• This reply was modified 3 weeks, 5 days ago by  Sapna Sharma.

[Gustan Cho]

Nexa Mortgage’s unique program sets it apart. It allows state agents to become dually licensed as agents and mortgage loan originators (MLOs), increasing the value of their businesses by offering additional services to clients.

Here’s how it usually goes:

Nexa Mortgage works with real estate agents by paying them commissions for providing leads using the Dually Licensed Realtor and MLO Program. This program has its advantages for both parties.

Agents will be glad to know they can now obtain a mortgage loan originator license, which means they can assist clients with buying/selling properties and securing the necessary financing.

Agents, load yourself with mortgage services and earn commissions from real estate transactions and loan origination. They have the opportunity to earn double their income!

With this program, Nexa Mortgage is willing to train and support real estate agents to understand compliance, mortgage processes, and products within the company.

Real estate agents can gain access to a wide range of tools, products, and resources, including mortgages, to serve clients better.

Within the program, rest assured agents are provided with marketing tools that they can use to advertise their services exercised in tandem.

By offering real estate and mortgage services, Nexa Mortgage can deal with smoother transactions because agents only have to deal with one company.

Perks for Agents

Keeping Clients: Agents retain clients who maintain a business relationship with them because they offer more services.

Submission of Unlicensed Competition: Dually licensed agents can service real estate and financing clients, making them stand out.

Flexibility: Agents can operate independently and still receive help from a bigger mortgage company.

Nexa Mortgage’s dual-licensed realtor and MLO program allows real estate agents to enhance their service offerings and greatly increase revenue opportunities. Agents wishing to enroll in this program should use the available training and resources to prepare for the two fields.