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General Information

Nickname

gustancho
Last Name

Cho
Name

Gustan
State

IL
Profile Type

Sales
Other

Web Development
Motto

Gustan Cho Associates is a nationally recognized mortgage broker, licensed in 48 states and known for specializing in loans that many other lenders cannot approve, particularly for borrowers who face obstacles like low credit scores or have been denied elsewhere.bbb+1​

Services Offered

  • Conventional loans with no lender overlays.
  • Government loans (FHA, VA, USDA).
  • Non-QM and non-prime mortgage programs.
  • Mortgages for credit scores down to 500 FICO.
  • Unique programs for ITIN/DACA borrowers, self-employed (bank statement loans), jumbo, reverse, no-doc, and stated income mortgages.gcamortgage+1​
  • Commercial lending products, including DSCR loans, fix-and-flip, construction, SBA, and bridge loans.gcamortgage​

Team and Contact

  • Gustan Cho is the branch manager and is supported by a national operations team, including senior loan officers and directors available seven days a week for inquiries and assistance.mortgagelendersforbadcredit+1​
  • Headquarters are located in Oakbrook Terrace, Illinois, with affiliation as a dba of NEXA Mortgage, LLC.bbb+1​
  • Contact: Gustan Cho (gcho@gustancho.com / 262-627-1965).mortgagelendersforbadcredit​

Reputation and Approach

  • The company has a reputation for helping clients who were denied elsewhere due to issues like lender overlays, last-minute loan denial, or complex situations.
  • They reportedly offer a straightforward, responsive process and are praised for customer service and patience, as shown in reviews and testimonials.trustpilot+1​
  • Gustan Cho Associates emphasizes only marketing mortgage solutions that are genuinely available and competitive.

Online Presence

  • The group operates several websites, forums, and social media channels, including gcamortgage.com, gustanchoassociates.com, and a robust YouTube and Rumble content presence.bbb​
  • They provide educational resources and live support for prospective borrowers.

Gustan Cho Associates may be a strong choice for borrowers who need custom mortgage solutions, especially those with challenging financial backgrounds or unconventional loan scenarios.gcamortgage+2​

 

  1. https://www.zillow.com/lender-profile/GustanCho/
  2. https://www.bbb.org/us/il/oakbrook-terrace/profile/mortgage-broker/gustan-cho-associates-0654-1000038430
  3. https://gcamortgage.com
  4. https://www.youtube.com/watch?v=tuDtVACDpHM
  5. https://mortgagelendersforbadcredit.com/team/gustan-cho/
  6. https://www.trustpilot.com/review/gustancho.com

Contact Information

Phone Number

2626271965
Email Address

gcho@gustancho.com
Website Link

http://www.gustancho.com

Biography

Birthdate

11/19/1969
Hobbies

Travel, Problem Solving
Interests

Boating, Traveling, Hiking
Spoken Languages

English
Biography

Gustan Cho Associates is a nationally recognized mortgage broker, licensed in 48 states and known for specializing in loans that many other lenders cannot approve, particularly for borrowers who face obstacles like low credit scores or have been denied elsewhere.bbb+1​

Services Offered

  • Conventional loans with no lender overlays.

  • Government loans (FHA, VA, USDA).

  • Non-QM and non-prime mortgage programs.

  • Mortgages for credit scores down to 500 FICO.

  • Unique programs for ITIN/DACA borrowers, self-employed (bank statement loans), jumbo, reverse, no-doc, and stated income mortgages.gcamortgage+1​

  • Commercial lending products, including DSCR loans, fix-and-flip, construction, SBA, and bridge loans.gcamortgage​

Team and Contact

  • Gustan Cho is the branch manager and is supported by a national operations team, including senior loan officers and directors available seven days a week for inquiries and assistance.mortgagelendersforbadcredit+1​

  • Headquarters are located in Oakbrook Terrace, Illinois, with affiliation as a dba of NEXA Mortgage, LLC.bbb+1​

  • Contact: Gustan Cho (gcho@gustancho.com / 262-627-1965).mortgagelendersforbadcredit​

Reputation and Approach

  • The company has a reputation for helping clients who were denied elsewhere due to issues like lender overlays, last-minute loan denial, or complex situations.

  • They reportedly offer a straightforward, responsive process and are praised for customer service and patience, as shown in reviews and testimonials.trustpilot+1​

  • Gustan Cho Associates emphasizes only marketing mortgage solutions that are genuinely available and competitive.

Online Presence

  • The group operates several websites, forums, and social media channels, including gcamortgage.com, gustanchoassociates.com, and a robust YouTube and Rumble content presence.bbb​

  • They provide educational resources and live support for prospective borrowers.

Gustan Cho Associates may be a strong choice for borrowers who need custom mortgage solutions, especially those with challenging financial backgrounds or unconventional loan scenarios.gcamortgage+2​

 

  1. https://www.zillow.com/lender-profile/GustanCho/
  2. https://www.bbb.org/us/il/oakbrook-terrace/profile/mortgage-broker/gustan-cho-associates-0654-1000038430
  3. https://gcamortgage.com
  4. https://www.youtube.com/watch?v=tuDtVACDpHM
  5. https://mortgagelendersforbadcredit.com/team/gustan-cho/
  6. https://www.trustpilot.com/review/gustancho.com

Work Experience

Current Working Company

Gustan Cho Associates
Position

Partners
Work Experience

Real Estate
Education Qualification

Gustan Cho
Gustan Cho is a highly respected mortgage lender and financial expert with over two decades of experience in the industry. He is the founder of Gustan Cho Associates, where he specializes in providing various loan products tailored to meet the unique needs of clients, particularly those facing challenges in traditional financing paths. Known for his commitment to education, Gustan frequently conducts webinars and workshops aimed at empowering homebuyers with knowledge about the mortgage process. His client-centric approach and deep understanding of financial solutions have made him a sought-after speaker and advisor in the real estate community.
Laurie Klein
Laurie Klein is a prominent figure in the real estate industry, celebrated for her innovative marketing strategies and exceptional client service. With years of experience as a real estate agent and consultant, Laurie has helped numerous clients successfully navigate the complexities of buying and selling homes. She is dedicated to enhancing the client experience and is known for her engaging communication style and strong negotiation skills. In addition to her real estate work, Laurie actively participates in industry discussions and continues to influence best practices through writing and public speaking engagements.

Your Business

Business Name

Gustan Cho Associates dba NEXA Mortgage
Business Descirption

Mortgage Broker and Correspondent Lender licensed in 48 states including DC, Puerto Rico, and Guam (MA and NY Pending). Gustan Cho is the National Managing Director and Branch Manager of Gustan Cho Associates, a mortgage brokerage founded in 2012. The company is a dba of NEXA Mortgage, LLC, headquartered in Oakbrook Terrace, Illinois, and is licensed in 48 states. Gustan Cho Associates has built a reputation for offering mortgage solutions that many traditional lenders cannot, especially for borrowers with credit challenges or complex financial situations. The company is known for its broad range of loan products, including conventional, government (FHA, VA, USDA), and many non-prime and non-QM mortgage programs. Gustan Cho Associates emphasizes providing loans with no lender overlays and prides itself on helping borrowers who have been denied elsewhere. The leadership team includes several regional managing directors and senior mortgage loan originators who have extensive experience in the mortgage industry. Gustan Cho is not only a mortgage expert but also an educator who frequently conducts webinars and workshops to empower homebuyers with knowledge about the mortgage process. The company invests heavily in marketing support for its loan officers and has a strong focus on providing pre-qualified mortgage leads to ensure high conversion rates. Laurie Klein, mentioned in the query, is a notable real estate professional recognized for innovative marketing and client service, but specific details about her in relation to Gustan Cho Associates are not found in the current sources. Overall, Gustan Cho Associates is distinguished by its client-centric approach, commitment to education, and specialized loan products tailored to unconventional borrowers, making it a trusted name in mortgage lending and support.[2][6][7][8] [1](https://www.youtube.com/watch?v=E_NkdW0Kwm8) [2](https://www.bbb.org/us/il/oakbrook-terrace/profile/mortgage-broker/gustan-cho-associates-0654-1000038430) [3](https://www.zoominfo.com/c/gustan-cho-associates/371326495) [4](https://www.zillow.com/lender-profile/GustanCho/) [5](https://gcamortgage.com/about-us/) [6](https://mortgagelendersforbadcredit.com/meet-our-team/) [7](https://www.youtube.com/watch?v=39GDWjEtTwM) [8](https://gcamortgage.com)

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