In the past, police officers extended professional courtesy to motorists who dropped names of a police officer who they knew, were friends, or family when pulled over for a traffic infraction or even a drunk driving suspect. The traffic offense violator dropped names of a person who is a police officer who were their neighbors, friend, brothers or sisters, cousins, school class mate, a parent, aunt or uncles, cousins, extended acquaintance, or someone who they met once long time ago. There are also instances where the spouse of a motorist is pulled over by a police officer like the case in the video attached. Regardless, those days are long gone due to body cameras and dash cameras.

https://www.facebook.com/share/v/YpYd4ebNvEhbD54j/?mibextid=D5vuiz

Are there corrupt cops? How could that be when the recruitment and hiring process of police officers include a thorough assessment of the police applicant’s background. Background investigation includes interviews of former and current employers, co-workers, supervisors, neighbors, classmates, and teachers. Background investigators of police officer recruits will check the candidates credit and employment backgrounds, criminal arrests and convictions, public records, and medical and psychological history records. Many law enforcement agencies will conduct written psychological examinations as well as an oral interview with a board certified psychologist. Other police agencies will have polygraph examinations as part of the background investigation process. Like many other professions, there are bad apples in law enforcement. Here are some videos of corrupt police officers caught on tape.

https://www.facebook.com/share/v/8rZBrhjnZ3sU7GQR/?mibextid=D5vuiz

facebook.com

When Evil Cops Got Caught Red Handed | Mr. Nightmare | When Evil Cops Got Caught Red Handed | Mr. Nightmare #cops #police #thinblueline #lawenforcement #policeofficer #UK #usa | By BlackRoastFacebook

When Evil Cops Got Caught Red Handed | Mr. Nightmare #cops #police #thinblueline #lawenforcement #policeofficer #UK #usa

What are the types of monkeys to have for pets. Monkeys that are loyal, easy to train, affectionate, easy to housebreak, as little as possible, and a monkey who you can be your best friend. A pet monkey that can and will get along with people, especially little children. I saw many pet monkeys who are like human on youtube videos raised in Vietnam. I like to get a pet monkey for the United States.

In this thread, we will cover the biography of Elon Musk, the richest man on this planet, and the person whom President Donald Trump appointed to head the Department of Government Efficiency, commonly known and referred to as DOGE.

Elon Musk: A Detailed BiographyUpbringing and Family Life

Elon Reeve Musk came into the world on June 28, 1971, hailing from Pretoria, South Africa. His father, Errol Musk, is a South African electromechanical engineer, pilot, and sailor. On the other hand, his mother, Maye Haldeman Musk, is a Canadian-born model and nutritionist. Elon has two younger siblings: a brother named Kimbal and a sister, Tosca. After his parents divorced at age ten, he spent most of his childhood living with his father, a decision he later regretted because their relationship was not good.

Musk developed a strong interest in technology and computing at an early age. At the age of twelve, he developed a video game called Blastar, which he sold to a computer magazine. Musk attended Waterkloof House Preparatory School and graduated from Pretoria Boys High School. Wanting to find more opportunities, Musk moved to Canada at age 17. He began studies at Queen’s University in Ontario and then transferred to the University of Pennsylvania after two years, where he obtained a dual bachelor’s in physics and economics.

As a young boy, Musk already showed a keen interest in computing and technology. In 1995, Musk moved to California to do a PhD at Stanford. Two days later, he dropped out in favor of pursuing different business ventures.

With his brother, Musk operated Zip2, a city guide software that Compact bought for $300 million in 1999. Musk started X.com, an online money transfer that later turned into PayPal, which eBay bought for $1.5 billion in 2002.

Major Enterprises: SpaceX, Tesla, and Beyond

Musk created Space Exploration Technologies Corp with the intention of using it for the exploration of Mars. As the CEO and lead designer of the company, he made the Falcon and Starship rockets. By 2002, he also joined Tesla Inc. as the head of product and chairman, later switching from energy to electric vehicles. He then started SolarCity, which became a part of Tesla, Neuralink, and The Boring Company.

Personal Life: Relationships and Family

Musk’s personal life includes several relationships and six children, including twins and triplets, out of a marriage with Canadian writer and Wilson, with the aid of IVF.

Musk and his ex-wife tragically lost their first child, Nevada, to sudden infant death syndrome (SIDS) when he was only 10 weeks old. They divorced in 2008. Musk has been married to English actress Talulah Riley twice, first in 2010 and again in 2013, ending in divorce. In 2017, he briefly dated Amber Heard. Since 2018, he has been romantically involved with Canadian musician Grimes, with whom he shares three children. With Shivon Zilis, a Neuralink executive, Musk also has three children, including two twins born in 2021 and a child born through surrogacy in 2024. Social media personality Ashley St. Clair claimed to have a child with Musk in 2025, bringing his total number of children to thirteen.

Overcoming Obstacles, Musk has had and continues to overcome multiple head-on financial, reputational, and personal controversies. His incredible work ethic has steered the direction of numerous companies toward success, carving out a place for himself as one of the world’s leading entrepreneurs.

Current Lifestyle and Interests

Musk works long hours across most of his companies, which is well known. He is deeply interested in science fiction and futurism. Recently, he made headlines for living a modest lifestyle compared to earning, like selling off personal assets and even expressing a desire to own less land. He has been involved in philanthropy, focusing on education, space exploration, and renewable energy.

Connection with President Donald Trump

Trump’s direct interactions with Musk have always been collaborative and contention from the independent standpoint of Trump taking on many bold policies throughout his presidency. Musk served on advisory councils during Trump and has publicly disagreed with policies, including climate change.

Daily Routine and Goals

Musk’s daily tasks are highly scripted and laid out for the week, with specific days for each of his companies. He further aims to amplify and hasten space exploration and the global shift towards sustainable energy while managing a company dedicated to augmenting humans’ potential. The time during the day is split into five-minute sections to achieve maximum productivity, each piece dedicated to a specific task.

In the pursuit of reshaping industries and technology for the better, Elon Musk serves as the best example of innovation, change, and the attainment of lofty goals.

https://youtu.be/xAq1GTU-JlM?si=Lbsk9REsiDaH5FM3

• This discussion was modified 1 month, 2 weeks ago by  Gustan Cho.

I have always liked former governor Rod Blagojevich of Illinois. However, I think Blagojevich got a bad rap. Barack Hussain Obama is one evil son of a bitch crook who had a lot to do with throwing Rod Blagojevich under the bus. After 8 years in the federal penitentiary in Colorado former president Donald Trump pardoned Rod Blagojevich. Obama initiated the demise of Rod Blagojevich. Obama needs to go to HELL.

https://youtu.be/rR43DIaAOz4?si=rPz45WlC9jOmcx8N

What does $500 a month (U.S. Dollar) get you in the Philippines? How much does a average middle class wage earner make in the Philippines? How much is the average college graduate make in the Philippines? How is living in the United States like compared to the Philippines? How do you buy a house in the Philippines? What is the average cost of a house and how much money do you need to buy and finance a home? How does the housing and mortgage industry in the Philippines work? How much does a car cost? How do you buy and finance a car in the Philippines?

Headline News for Thursday January 30th 2025.

As of Thursday, January 30, 2025, these are the primary news events of relevance to local and global affairs:

National NewsWashington D.C. Plane Crash

A fatal airplane crash took place over the Potomac River, just south of the Ronald Reagan Washington National Airport, where an American Eagle Flight 5342 collided with a U.S. Army UH-60 Black Hawk helicopter. All passengers of both aircraft perished, and all operations at the airport were halted for some time.

President Trump’s Executive Orders

Donald Trump has signed into law numerous executive orders, including:

Militaries Policy:

• An order that sought the abolishment of “gender radicalism in the military,” which mainly targeted transgender personnel serving in the military.

Defense Spending:

• An order to create an American Iron Dome ballistic missile defense system.

Reorganization of the Federal Government:

• An order mandating federal employees to resign between January 28 and February 6 and receive full salaries and benefits until September 30.

Finally, Trump also enacted the Laken Riley Act, which is the first law of his second term, and, alongside, seeks to rehabilitate Guantanamo Bay for housing migrants.

Australia

More than 100 counter-terrorism officers are investigating the five arrested suspects. One such suspect was arrested after a caravan containing explosives was located in Dural, Sydney. During a press conference, Prime Minister Anthony Albanese asserted that this accusation was indeed an act of terrorism. Moreover, the public psychiatrists in New South Wales recently made headlines by resigning en masse as the government privatizes mental healthcare, raising the question of whether high-risk patients will be cared for adequately.

New Zealand

As of this year, Mount Taranaki will henceforth be called Taranaki Maunga. Such a change would give the mountain legal standing and personhood and its significance to the Maori culture for which it is held.

Global Market Volatility

Things like these lead to global tech stock volatility. DeepSeek, the new AI chatbot launched by China, had Nvidia lose almost $600 billion in market capitalization overnight after never-before-seen single-day losses.

UK Financial Updates

• Several changes will occur financially within the United Kingdom:
• The renewal energy directive’s last price cap will increase, increasing household bills.
• The cap on bus tickets is increasing up to 3 pounds while the maximum limit on controlled train fares is increasing by 4.6 percent.

Changes in Taxes:

• VAT on private school fees and new rates for alcohol duties are expected to affect consumers.
• People need to pay attention to these changes and revise their budgets because of the changes.

These changes demonstrate a time of intense activity across all industries around the world.

I have a first mortgage with a 3% mortgage rate. I need to do a lot of renovations to my house, both exterior and interior. How can I get a renovation loan at a low rate where it can be interest only. I would want a drive by appraisal versus a full appraisal. What credit score do you need and what are the rate and term?

GCA Forums Daily Headline News for Wednesday January 29th 2025: GCA Forums Daily National News for Wednesday January 29th, 2025 will cover the following talking points:

1. How are the U.S. Border Patrol and ICE agents doing raiding homes, businesses, jails, and other places that shelter illegal migrants?
2. Governors of sanctuary cities and states are breaking federal law, and so are mayors of sanctuary cities. What is the federal government doing about this? Are they going to arrest mayors and governors of sanctuary cities and states?
3. What are the latest updates on Cabinet confirmations?
4. How are members of Congress and the Senate becoming multimillionaires? How did Barack and Michelle Obama, Bill and Hillary Clinton, Joe and Jill Biden, Gavin Newsom, and countless other politicians at all levels of government become multimillionaires while serving in government offices?
5. Illinois governor JB Pritzker had a news conference last night about President Trump being a liar and withholding federal funding and calling Trump that he is doing things illegally. What is that all about?
6. Give us the very latest updates on California’s wildfire relief efforts as well as the North Carolina and Florida hurricane victims efforts by the federal government.
7. What was the Federal Reserve Board’s interest rate stance today, and how is President Donald Trump going to make housing affordable and lower interest rates?
8. How are the mortgage markets doing? How is the stock market doing? How are the ten year treasuries doing?
9. What is the latest on the unemployment numbers, inflation, housing affordability, housing market forecast, mortgage rates, bankruptcies, foreclosures, and business closures and failures?

Answer: GCA Forums Headline News Update | Wednesday, January 29, 2025

Immigration Enforcement Now Narrows its Focus to Specific Regions in the United States

Federal authorities have stepped up the process of immigration enforcement actions. During the raids in New York City, around 30 of the offenders that were captured in the morning spent cells were accused of serious crimes like murder and kidnapping. The operations are part of a larger campaign meant to hunt criminal migrants across the sanctuary cities of the country.

Dallas, as well as in Aurora, Colorado, as Buckley Space Force Base is being turned by Immigration and Customs Enforcement into a space of coping and housing immigrants without documentation. But, local candidates are worried about using military force for immigration purposes.

Federal Action Against Sanctuary Regions

The federal government does not stop at the limits set by sanctuary cities and states that do not take actions to assist in immigration enforcement. Some federal funds have been promised to be removed from such regions. However, there are still legal complications, and no mayors or governors have been arrested. Many things remain unsettled as both teams face tough legal and political situations.

Cabinet Confirmation Progress

We have made progress in completing President Donald Trump’s cabinet confirmations as critical appointments have been made. Marco Rubio’s nomination to Secretary of State received unanimous approval.

Other confirmed members include

• John Ratcliffe, CIA Director
• Pete Hegseth, Secretary of Defense
• Kristi Noem, Secretary of Homeland Security
• Scott Bessent, Secretary of the Treasury
• Sean Duffy, Secretary of Transportation.

Multiple nominees are still pending confirmation and are being actively tracked.

Scrutiny of Politicians’ Wealth Accumulation

The enhanced net worth of certain politicians and their tenure in office has raised increased public scrutiny over the years. An analysis suggests that a good number of Congress people have vast increases in their net worth during non-public terms, which brings into question their access to non-public information. The Obamas, Clintons, Bidens, and even Gavin Newsom are known to have high profiles and wealth, which raises concern about the money they make serving in public office.

Governor Pritzker’s Critique of Federal Actions

Illinois Governor JB Pritzker held a press conference regarding Trump’s most concerning actions, such as his recent order to suspend the flow of federal funds to cities and sanctuaries.

Governor Pritzker has argued that this is illegal and that the President has shown a lack of integrity. He pointed out that the cutting of funds could have severe consequences for communities and promised to fight the administration.

Reports on Disaster Relief Activities

In California, those who live in Pacific Palisades are returning to their homes a couple of weeks after the devastating wildfires. People have begun retrieving their belongings and starting some reconstruction. Governor Gavin Newsom launched a philanthropic project called “LA RISES”, which is aimed at supporting the reconstruction and recovery efforts and receives significant funding from many organizations.

In North Carolina and Florida, people are still recovering the damage left by the most recent hurricanes to sweep the United States. Federal and state agencies fund the affected people and areas, attempting to rebuild the damaged infrastructure and provide adequate financial assistance to the storm victims.

Federal Reserve Holds Interest Rates

The Federal Reserve decided to hold interest rates and eliminated previous mentions of ‘progress’ regarding inflation in its policy statement. This suggests moving fears at the level of inflation remain too high. They are still on standby with a ‘wait-and-see’ approach as they look to analyze the economic data and how, if at all, a President Trump administration affects these.

Economic Indicators, Market Trends, and Business Activity

Housing and mortgage industries:

• The mortgage rate has stayed high.

Many Americans, notably Millennials, continue to say that they see little value in the Federal Reserve’s recent cuts. Due to persistent issues concerning affordability, the average age of first-time home buyers has increased to 38.

Stock Market:

• US stock futures remain unchanged after a recovery from a late tech industry selloff.
• Investors are keenly focused on the forthcoming earnings reports from the top technology companies.

Treasury Yields:

• The yield on 10-year US Treasury securities continues to attract investors’ attention because of the impending effects on borrowing costs throughout the economy.
• Current cuts appear steady.
• However, investors remain alert to changes in economic indicators.

Labor Market and Inflation

• Unemployment has increased marginally to 4.2% against the rising inflation rate of 2.9%.
• These numbers explain why consumer sentiment is worrying and illustrate the broader economic challenges.

Housing Market Outlook

There is a sustained problem of affordability in the housing market. With mortgage rates above 6%, home prices are increasing at a slower rate than the previous year. Supply constraints continue to pose problems for many potential buyers, and forecasters believe that this will continue until at least 2025.

Business Closures and Financial Distress

There has been an increase in bankruptcy filings, foreclosures, business deactivations, and other reports. These are all signs of the increased economic distress experienced in various economic sectors.

Analysts are paying special attention to these developments to understand their potential economic impact and possible policy responses.

For further news and analysis, check out GCA FORUMS News.

https://www.youtube.com/watch?v=42X2TU0LLOA

GCA Forums NEWS Mortgage and Real Estate News for Wednesday, January 29th, 2025: Here’s an update of Great Content Authority Forums Daily Mortgage and Real Estate News. Many Americans are perplexed when President Donald Trump is talking about the housing values being stabilized and we will not have a real estate crash like we did with the 2008 real estate and financial crisis. President Donald Trump also made a career-changing bold statement that mortgage rates will drop and should drop below 5.0%. Most Americans know that President Donald Trump says what he means and does not talk out of his rear end, but many Americans who are homebuyers, homeowners, and real estate investors are questioning how our 47th President of the United States can make such a bold statement, NOT JUST ONCE, BUT MANY TIMES OVER AND OVER since becoming and being sworn in as the 47th president.

Home prices are dropping, there is a hyper-surplus of inventory, homebuilders are offering historic discounts and incentives, and home affordability is within reach of new homebuyers and homeowners. Inflation is skyrocketing, and wages are not keeping pace with inflation. Many homeowners who purchased a house in 2023 and 2024 with rates in the high 6.0% were banking on the mortgage rates dropping below 5.0%, but the opposite happened. The Dow Jones Industrials are at an all-time high and not expected to make a market correction. The ten-year treasuries are at an all-time high and did not correct or go lower after the Feds cut rates the past two times. Actually, when the Federal Reserve Board lowered rates the last two times, the ten-year treasuries went higher, thus making the mortgage rates higher. Everything is defying odds. How are gold and silver prices per ounce, and what are they forecasted to be for 2025? Bitcoin shot up over $100,000, which does not make any sense and defies all logic.

Mortgage rates today are 7.11% on conventional loans for prime borrowers, but home prices went down substantially due to more inventory versus demand for homes. More inventory of homes versus demand diminishes the equity of people’s homes, thus throwing a major hurdle on rate and term refinance and more so in cash-out refinance due to the diminishing equity of people’s homes. Many, if not most, mortgage companies are operating in the red and are borrowing money for their operations, hoping the mortgage and real estate markets are going to change for the better. Many mortgage loan originators (both from direct lenders and mortgage broker companies) and real estate agents are leaving the business for other careers. What will the Federal Reserve Board announce today with rates? Rates are supposed to remain the same. Will President Donald Trump’s statement have any merits, or was that just political talk? Is another housing market crash waiting to happen? Is President Donald Trump’s statement on the Federal Reserve Board lowering rates going to happen? Are we going to see more mortgage loan originators and real estate agents leaving the mortgage and real estate industries? What is the housing market forecast for 2025? What are mortgage rates forecast for 2025? What is the Federal Reserve Board expected to announce today and forecast in 2025?

Why is President Donald Trump so confident about the mortgage and real estate markets? I really trust the content, especially GCA FORUMS News, because GCA FORUMS News is never biased and calls out discrepancies and does not favor any political parties. GCA FORUMS News is always out to post and publish mortgage, business, housing, and real estate news that is the truth, the whole truth, and nothing but the truth. I would appreciate it if you could cover all aspects of the above top points and add any recent updates.

https://www.youtube.com/watch?v=bJFbcbPwzxs

• This discussion was modified 2 months, 1 week ago by  Connie.
• This discussion was modified 2 months, 1 week ago by  Sapna Sharma.

If someone is a foreign national, let’s say Serbia, and wants to visit the United States, what are the procedures of getting a visitors VISA to the United States. How long does it take and what is the process?

Value of Silver will outpace Value of Gold as precious metals skyrocket. Silver trade in a thin market. Plus Silver has investment Value as well as practical industrial Value. In 2011 Value of Silver doubled to $45 per ounce. Trading of Silver opened higher today. Start stacking Silver today.

https://youtu.be/jYV3vi-ysPk?si=oC1zFZqFGjY8B6AU

Folks, here’s one of the all time Greatest, Sir Rod Stewart all time GREATEST HITS. A true legend. Hello everyone! Music always brings you relaxing moments and the most positive mood. So here Soft Rock Legends – All our time and energy was invested in creating the video to ensure quality highest and original video. I work hard with passion and dedication.

About Soft Rock Legends:
We have compiled the best soft rock tunes of all time with lyrics
We hope our music can give you some space to stay optimistic in life. Release all negative thoughts and just relax to keep creating! From now on, your life will only be filled with your emotions.

If you like this video, please share it with your friends and family, like and comment on the video and subscribe to my channel to help us get more of our next products.

To support my efforts, you can buy a coffee to give me more energy to try to bring you more good music. Thanks and have a nice day!Please enjoy the video!

youtu.be

Rod Stewart Best Songs Rod Stewart Greatest Hits Full Album The Best Soft Rock Of Rod Stewart

Hello everyone! Music always brings you relaxing moments and the most positive mood. So here Soft Rock Legends - All our time and energy was invested in c...

Many corvette buyers are confused about C8 Corvette Trim Levels. The first Trim level is 1LT. Second Trim level is 2LT. Third Trim Level is 3LT.

https://youtu.be/PrU8Tu6-7O4?si=i2YbeOW92iDLnA4g

The City of Chicago has a major budget deficit. Chicago is outspending Los Angeles, New York, and other major big cities

What Chicago needs is an office of government efficiency. Get rid of Incompetent Mayor Brandon Johnson and other leaders without a clue

https://youtu.be/zVJli70qr7Y?si=kPQ9oqtxhT7JqsqH

Joe Biden claims he is Honest Joe Biden

https://www.youtube.com/shorts/b5T_QKbnJ1Q

The Great Content Authority Forums, specifically known as the GCA Forums, is powered by Gustan Cho Associates. This forum serves as a platform for discussions on a wide range of topics, primarily focused on mortgage and real estate but also includes general community assistance and various other subjects like insurance, automotive, and more. Members can engage in topics ranging from FHA and conventional loan guidelines to mortgage rates, and there’s also a section for classified ads related to real estate and mortgage services.

The forum features various utilities such as mortgage calculators, FHA loan limits, and information on conventional loan limits. Members can also inquire about real estate and mortgage careers through designated sections for realtors and mortgage loan officers. Moreover, the forum provides links to subsidiary sites offering specialized services in real estate and mortgage brokering.

For those interested in diving deeper into specific topics like the differences between different mortgage companies such as AXEN and NEXA Mortgage, the forum hosts detailed discussions where experts like Michael Neill contribute insights on the intricacies of mortgage lending practices​ (GCA Forums)​​ (GCA Forums)​​ (GCA Forums)​.

If you’re looking to explore this forum or require more detailed information, you can access it here.

Several important issues are affecting the national outlook of the United States as of December 19, 2024.

The Following is a Detailed Summary:Government and Politics

Potential Government Shutdown:

• The U.S. Congress faces a possible government shutdown after President-elect Donald Trump declined the bipartisan spending bill while requiring that he remove the debt ceiling.
• A partial government shutdown will begin on Saturday if a new agreement is not reached.
• It will interrupt numerous government activities and result in more than 2 million federal employees being unable to receive their pay.
• Social Security payments, for example, are likely to be uninterrupted.

Financial Times Person of the Year

Donald Trump has been conferred the title of the Financial Times Person of the Year 2024 as he made a startling return in the political arena. This regard comes alongside the endorsement of substantial deregulation, tax reductions, and paradigmatic changes toward right-wing policies. Such plans include aggressive measures, including mass deportations, alongside stricter measures attempting to quell liberal institutions, which bear substantial repercussions across domestic and foreign business scenarios.

Public Health

Life Expectancy Increases:

• According to the America’s Centre for Disease Control and Prevention (CDC), the average American lifespan expanded for almost an entire year in 2023, reaching around 78.5 years.
• The advancement has certainly been correlated with decreasing rates of prominent causes of death, including COVID-19, heart disease, and even drug overdoses.
• Nevertheless, the rate of advancement has reduced, which could mean the world is heading back to a less optimal state.

Taking Climate Action

Goals Set By The Biden Administration:

• The Biden team has projected that the United States will decrease greenhouse emissions by 61% and 66%.
• By doing so, its goal is to cut methane emissions by a minimum of 35% by 2035.
• Such action appeals to state and local leaders, especially since they are expected to take a step forward in climate action, regardless of what the Trump presidency would entail for them.

Legal Proceedings and Crime

Murder of United Health Care CEO:

• Luigi Mangione, a known hate-filled individual targeting the Healthcare system, has recently been charged with the murder of a CEO.
• He has been termed as a stalker, claiming it was only political reasons that led him to kill the United Health Care president. He was arrested after a search when the political motivations turned violent, and guns were used.

Washington Stadium Construction

Trump’s embarrassing decision to pull out of constructing a new garden for Washington’s RFt led to further construction delays.

The events have caused speculation in the public space and disinformation, e.g., Elon Musk. If the site is affiliated with the Washington Commanders football team, its fate remains in the air.

Such developments, including political stalemates, health care developments, climate change programs, court cases, and construction works, demonstrate a particular era of vigor in U.S. national life.

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National U.S. Headline News Summary for 19 December 2024 - Search Videos

National U.S. Headline News Summary for 19 December 2024 - Search Videos

My mortgage lender said I did not qualify for a mortgage because I had a debt settlement. The loan officer told me that mortgage lenders consider debt settlement the same as bankruptcy. Some mortgage lender consider debt settlement worse than bankruptcy because with bankruptcy, you cannot file another bankruptcy after seven to ten years after a discharge. However, with debt settlement, the consumer is a walking time bomb and can file bankruptcy anytime after the debt settlement. Is this true? I should have never done a debt settlement if I am treated like a dead beat. I tried to be a responsible person and pay my debts with debt settlement. How long does a debt settlement on your credit report.

Can the staff of GCA FORUMS and Sub-FORUMS give us news on what the progress is with the GREAT CONTENT AUTHORITY (GCA) FORUMS, GCA FORUMS Online Community, and GCA FORUMS Mortgage Group. A complete UPDATE will be greatly appreciated. Members of GCA FORUMS would appreciate what the status is with the GCA FORUMS Business Directory, GCA FORUMS Classified Ads, and the Online Business Solutions and Viral Website Developers.

Here are some photos of my house on a clear day

Is the coronavirus vaccine deadly? A lot of stories and reports that healthy individuals who got vaccinated dropped dead without any other reason except after taking the coronavirus vaccine.

This message is more towards John Strange, the FHA and VA STREAMLINE REFINANCE expert. Can you please explain how FHA and STREAMLINE REFINANCE loans work

Here’s an informative YouTube video on Digital Media Marketing.

https://youtu.be/t9ymUPSBT9U?si=ICr4HIxcP3ZIrZLR

I would like to know more about Costa Rica . Since I can work remotely, I was thinking about traveling more and enjoying life. Life is way too short and the older you get, the father time passes. God gave each of us one life to be the best we can be and become successful. Everyone’s definition of success is different. Some people are happy living in one place and living off their social security income and pass away in the very small town where they were born. Others want to travel the entire world and become billionaires and still do not think they succeeded in life. My goal is to travel the United States with my Class A motorhome. I like to visit every state in the United States before I pass. I always want to visit and purchase vacation homes, AirBnB’d or investment properties. One of the places I am curious about is Costa Rica . Both in having a waterfront condo, home, or apartment buildings for investment. I like to research about the government of Costa Rica , their currency, economy, weather, school systems and education platforms, people, cost of living, economy, growth and growth potential, medical care, housing market, foods, entertainment industry, financial markets, employment opportunities, job opportunities, law and order, crime, business opportunities, and everything about Costa Rica. I see potential growth opportunities in Costa Rica and would love to start a detailed online message board about everything Costa Rica. Thank you all in advance.

Need some down payment assistance? Fannie Mae just rolled out 6K and down payment assistance! This is a special assistant barware program! This is gonna be only obtainable and 20 locations throughout the United States of America. Dilan parameters also include at least 3% down a 620 FICO score. You will be eligible for up to $6000 towards closing costs and $500 towards a home warranty You must be a first time home Brow for more information reach out to me at 586-256-3945. Feel free to text.

Here is classic by the Rolling Stones She’s So Cold

https://www.youtube.com/watch?v=sEJM6NJt-9c

Amazing message Kevin. Thank you for your faith and outlook in life and being a hero to us all. God Bless

Watch this video on Facebook

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After a fantastic day on Tuesday and frustrating little bounce after yesterday’s Retail Sales data, mortgage rates have fully recovered back to the recent lows.

Any time rates move enough to merit a discussion, it coincides with a similar move in the broader bond market. Bonds are currently highly susceptible to economic data (as seen on Tue/Wed).

Whereas Wednesday’s data pushed bond yields and interest rates higher, Thursday’s data sang a different tune. weekly Jobless Claims (not to be confused with the big monthly “jobs report” that comes out on the first week of any given month) were higher than expected and several other reports also spoke to a modest uptick in economic headwinds.

The economy may not like headwinds, but what’s bad for the economy is generally good for bonds/rates. Today was no exception. As bonds erased all of yesterday’s losses, interest rates moved back in line with best recent levels. For some lenders, that was Tuesday. For others, it was last Friday.

Rhode Island is the smallest state in the United States by land area and one of the original 13 colonies that declared independence from British rule during the American Revolution. Here are some key facts and information about Rhode Island:

1. Geography: Rhode Island is located in the New England region of the northeastern United States. It is bordered by Massachusetts to the north and east, Connecticut to the west, and the Atlantic Ocean to the south. Despite its small size, the state has a diverse geography, including coastal areas, bays, and islands.

2. Capital and Largest City: Providence is both the capital and the largest city of Rhode Island. It is home to many universities, including Brown University and the Rhode Island School of Design (RISD).

3. Nickname: Rhode Island is often referred to as the “Ocean State” due to its extensive coastline along the Atlantic Ocean.

4. History: Rhode Island was one of the original 13 colonies, and it played a significant role in the early history of the United States. It was founded by Roger Williams in 1636 as a haven for religious freedom and tolerance. The state was also the first to declare independence from Britain on May 4, 1776.

5. Economy: Rhode Island’s economy is diverse, with sectors such as healthcare, education, manufacturing, and tourism playing important roles. The state is known for its maritime and fishing industries, as well as its vibrant arts and culture scene.

6. Tourism: Rhode Island attracts visitors with its beautiful coastline, historic sites, and cultural attractions. Popular destinations include Newport, known for its Gilded Age mansions and sailing culture, and the coastal town of Narragansett, famous for its beaches.

7. Education: Rhode Island is home to several prestigious educational institutions, including Brown University, the University of Rhode Island (URI), and the Rhode Island School of Design (RISD). These institutions contribute to the state’s academic and cultural vibrancy.

8. State Symbols: The state bird of Rhode Island is the Rhode Island Red, and the state flower is the violet. The state’s motto is “Hope,” which is featured on its flag.

9. Government: Rhode Island has a state government that consists of a governor, a bicameral legislature (House of Representatives and Senate), and a judiciary. It is known for its long history of political activism and engagement.

10. Quirky Facts: Rhode Island is known for having the longest official state name in the United States: “The State of Rhode Island and Providence Plantations.” In recent years, there have been discussions about shortening the state’s name to eliminate the reference to “plantations” due to its historical associations with slavery.

Overall, Rhode Island may be small in size, but it has a rich history and a unique identity within the United States.