Contractor Hector
ContractorForum Replies Created
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🚨 Robert Kiyosaki is sounding the alarm — and if you care about your financial future, you’d better pay attention. In this RONS BASEMENT update, we break down Kiyosaki’s latest warning and what it means for silver, gold, and your wealth. The writing is on the wall — the dollar’s dominance is fading, precious metals are heating up, and the smart money is already moving. Don’t miss this critical breakdown of what’s coming next for gold and silver.
https://www.youtube.com/live/lBA9C53wqoU?si=vtn6C-xviKAKU4C7
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On October 7th, 2025, six major homebuilders were simultaneously downgraded by Wall Street. What I found when I dug into the analyst reports should concern every homebuyer and investor.
The housing affordability crisis has reached levels that statistically exceed the 2008 peak—but we haven’t seen a correction yet. In this video, I reveal the real data behind the downgrades, expose which two states are in panic mode, and explain what’s actually different this time.
What’s Inside.
The shocking profit margin collapse happening right now.
Why 75% of Americans can’t afford a median-priced home.
The “lock-in effect” freezing the entire market
Two states showing 2008-style warning signs
What Warren Buffett’s recent move really signals.
Should you buy, sell, or wait?
This isn’t speculation—every stat comes from Wall Street analysts, data, and homebuilder earnings calls. Whether you’re trying to buy your first home, wondering about your home’s value, or looking at real estate investments, you need to see this.
SOURCES: Evercore ISI, National Association of Realtors, NAHB, U.S. Census Bureau, Lennar/D.R. Horton Earnings, Harvard Joint Center for Housing Studies, Federal Reserve, Cleveland Fed.
https://youtu.be/4k3huI6nYB0?si=Nh-5iLuPkzJVMm9L
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This reply was modified 4 months, 4 weeks ago by
Gustan Cho.
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This reply was modified 4 months, 4 weeks ago by
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Are you considering buying a new SUV but want to avoid common pitfalls that lead to regret? Many new SUV owners experience buyer’s remorse due to various SUV problems that arise after purchase. In this video, we will explore the most common reasons why new SUV owners regret their purchases, providing you with valuable car buying tips to help you make an informed decision. From car care clues and car maintenance tips to car repair and auto repair costs, we will cover it all. Whether you’re looking for a used car inspection checklist or tips on how to buy a used car, this video will serve as a comprehensive buying guide. We will also discuss SUV reviews, most reliable SUVs, and car news to keep you up-to-date on the latest trends. By watching this video, you’ll gain valuable insights into car buying, car buying service, and car help, enabling you to navigate the process with confidence and avoid costly mistakes. Additionally, our mechanic tips and used car buying tips will provide you with the knowledge needed to find the perfect vehicle. So, if you’re in the market for a new set of wheels, be sure to watch this video to learn how to buy a car from a dealer and get the best deal possible.
https://youtu.be/HLnoqKmjnww?si=kjCQCuhgw-0ydyth
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This reply was modified 4 months, 4 weeks ago by Hector.
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This reply was modified 4 months, 4 weeks ago by
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Illinois State police in riot gear clashed with an unruly crowd near the ICE facility in Broadview as protests continue to rage in Chicago in the wake of Trump’s illegal immigration crackdown. Demonstrations have raged across the Second City since Trump initiated “Operation Midway Blitz” — a push to crackdown on illegal immigration across the city which has been resisted by local leaders and protesters.
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In this 28-minute deep dive, you’ll uncover the shocking mechanics behind one of the largest silver withdrawals ever — 17 million ounces from SLV in just 72 hours — and why this could push the COMEX silver market into crisis. This is not market fluff. We dissect the real implications, price fallout, risk scenarios, and what investors must watch next. If you want clarity amid market noise, this is the video you need,
https://youtu.be/DjTJPyhL3_c?si=yG2Ax_2gxFnBuuWl
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This reply was modified 5 months ago by Hector.
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This reply was modified 5 months ago by
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Gold and Silver Prices are exploding higher today with silver nearing a fresh ALL TIME HIGH!
In this video I talk to a bullion dealer about silver price and gold price moving higher. This video was filmed on Tuesday, October 7th, 2025 and this silver dealer predicts that silver will hit a new all time high within a couple of days. Silver price has indeed reached a new all time high if it can close above $49.45. Silver price is soaring today and it currently above the previous all time high. We talk about gold price hitting a new all time high and going above $4,000 for the first time ever. We also talk about the the best type of silver to be stacking right now which is generic silver. How high can silver and gold price go from here?
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People outside Chicago have noticed intense worry about local leadership. To keep things clear and honest, I went digging for fresh numbers on how folks rate the mayor. At the same time, I lined up a bit of old-school context because seeing history beside the headlines helps.
Brandon Johnson’s numbers are flat-out startling. Some recent surveys drop his support between 6.6 percent and 14 percent. Headlines from the papers already label those figures the weakest in city hall lore- and reporters spell city hall with lowercase letters to show they mean it. Almost four out of five Chicagoans polled say they don’t approve.
Drop the spotlight on other officeholders with bad vibes, and the comparison still jolts. Congress hit a jaw-dropping 12 percent in February 2024, so a single-digit mayoral mark is like a blistering winter wind, rare and a little chilly. Put it this way: Johnson’s situation sits close to that record low, and that alone tells you how the wind is blowing.
Recent surveys, populated by groups like the Illinois Policy Institute and M3 Strategies, show near-identical figures despite being clocked by different firms. Commentators say the mayor’s once-mighty standing has shrunk. They add that if he kicks off a 2027 re-election bid, he will face voters like he did in 2019—with the underdog sticker slapped on his back.
Poll watchers can point to concrete decimals and fractions, not hearsay. License-plate tolls, sidewalk salt budgets, or late-night city hall votes keep energy-heated spats bubbling, and each tiff carves another notch into the popularity meter.
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You probably want to fund some home improvements without affecting your existing first mortgage rate. Allow me to go over some options and considerations for you:
Primary Renovation Loan Options:
1. Home Equity Line of Credit (HELOC)
During the draw period (which is usually up to 10 years), interest-only payments are typical.
– Variable rates based on prime rate
– Usually requires 620+ credit score
– Current rates typically range from 8-12% (as of April 2024)
– With a banking relationship, drive-by appraisals are sometimes possible.
2. Home Equity Loan
– Fully amortized fixed rate mortgage
– Typically requires 620+ credit score
Current rates around 7-9% (as of April 2024)
– Full appraisal usually required
3. Construction-to-Permanent Second Mortgage
– Renovation interest only periods are allowed
– Higher credit score usually required (660+)
– Rates are around 1-2% higher than other mortgages
– Full appraisal typically required
Because of your specific requests regarding interest-only payments and a drive -by appraisal , I would highly recommend a HELOC. I should emphasize, though, that the data recipients cited above is unclear estimates – it is best to confirm the information with lenders.
Do you want me to clarify how HELOCs function, or would you like to know about one of the other options?
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Brandon Johnson hasn’t exactly won hearts in Chicago. Many folks—lifelong South Siders, even Old Town residents—say he’s missed the mark on crime, potholes, and affordable rents. Polls show a lot of red ink where the approval number should be.
The way he puts together a management team also raises eyebrows. Some critics swear it feels like a favorites list, and others wonder if equal input from Honduran, Polish, or Burmese voices even crossed his mind. That gap makes many neighbors feel invisible when ordinances and budgets roll out.
History tells us plenty of mayors watch their approval sink, so Johnson’s not alone. Still, the sudden, steep, loud drop he has faced draws attention when people flip to the next city election chapter. It’s the draft that makes this moment memorable, nothing else.
Critics quickly point to a thin résumé in executive roles and a habit of leaning on big ideas instead of real, step-by-step fixes. That combination, they say, shows up in the messy budget, shaky public safety moves, and pothole-strewn streets, gnawing away at whatever trust city folks had left.
Pinning a worst-in-show medal on one politician is tough, yet the bar Johnson has set still bumps along the basement floor. Even people stuck around are starting to shake their heads, wondering when a leader will pull a room together and juggle Chicago’s clashing needs.