Karine Jean-Pierre lying about how great Lying Cheating Dementia Joe Biden is a great President and saved the U.S. economy after President Donald Trump screwed it up

Karine Jean-Pierre is such a moron idiot.

Change Thumbnail

• Generating thumbnail…
• Generating thumbnail…

1:04

1:04

I am waiting until I file my 2022 taxes to apply for an FHA loan; I hear lenders are a lot stricter due to COVID-19, especially with those who are self-employed. My question is, with a 630 average FiCO score (2,4,5) and my new taxes showing increasing income in the new year (2023), what other concerns should I have or try to prepare for when I apply for an FHA? DTI is low as well

I have been self-employed for 8+yrs, and my wife is W-2, My question is I want to qualify for a mortgage loan only using 1 year of tax returns, What would be the best solution for us, I have read that Freddie mac, if allowed, would accept 1 year of tax returns but is there any other options available for us, Thank you!

Dear Gustan Cho Associates Team,

I am a veteran interested in obtaining a VA loan and would like to clarify a few aspects of my situation. I initially filed for Chapter 13 bankruptcy in March 2022, but after my separation from the Navy in May 2024, I converted to Chapter 7 in June 2024. Since the discharge, I have been working to rebuild my financial stability. My only current income comes from my 100% VA disability compensation and the BAH I receive from my GI Bill. I am actively searching for work but have not yet found a position that fits. Additionally, I am living in an apartment rented under my cousin’s name, with all utilities also in their name, so I don’t have any formal lease or utility bills in my name.

I’ve heard that your team specializes in helping clients with non-traditional cases, and I’m hoping you might be able to guide me through this process. Specifically, I have the following questions:

1. Do you have experience working with clients who have converted from Chapter 13 to Chapter 7 bankruptcy?
2. What is the earliest I might qualify for a VA loan given my conversion from Chapter 13 to Chapter 7?
3. What additional documentation will I need to provide to show my financial recovery and improve my chances?
4. How do you approach manual underwriting in cases like mine, and what factors are most important?
5. What kind of interest rates and loan terms could I expect based on my financial history?

Additionally, regarding my current living situation and income:

1. How does my current living arrangement, where I am not listed on the lease or utility accounts, impact the manual underwriting process for a VA loan?
2. Can I provide alternative documentation to verify my living situation, such as a rent-free letter or a notarized letter from my cousin who holds the lease? Would this be acceptable for meeting the requirements of rental verification?
3. Will the fact that my only income right now is from VA disability compensation and my BAH significantly affect my chances of qualifying for a VA loan? Are there compensating factors, such as savings or financial reserves, that could help offset this?

I appreciate any guidance you can provide and look forward to discussing how we can move forward with the loan process. Thank you for your time.

Does you company work to get subordinate agreements from IRS for buyers who have a tax lien in California?

HOW MUCH ARE CLOSING COSTS ON FHA and VA Streamline Refinance. How much are closing costs for FHA streamline refinance? What is the funding fee for a VA streamline refinance? Are closing costs higher on FHA streamline refinance versus VA streamline refinance? What is the process from application to closing on FHA and Streamline Refinance. Can the borrower roll all of the closing costs on the new streamline refinance FHA or VA loan.

• This discussion was modified 5 months, 1 week ago by  Sapna Sharma.

This forum post is about the life and career of the most corrupt politician in the history of the United States. It is the first of a two part series.

https://youtu.be/rejpzjsVb_0?si=v9uYlYpLhPBcs1P3

The IRS is weaponizing on wealthy republican Americans by cracking down on tax cheaters. Politician have been in talks of adding an additional 80,000 IRS special agents to go after Americans who may be abusing the U.S. tax code for additional revenues. With special emphasis on targeting republican taxpayers, millions of dollars is expected to be collected from taxpayers. The Internal Revenue Service will scrutiny irregular deposits and withdrawal including PayPal and Zelle wire transfers.

https://youtu.be/74pFxCtq3no?si=AtKBS0EltdNIEMy4

It’s official folks. President Joe Biden, also widely known as Lying Cheating Biden has set the all time record of being not only the worst President in the history of the United States but hands down the dumbest idiot in the World. Joe Lying Biden has beaten Jimmy Carter as the nation’s worst President which made Jimmy Carter family very happy.

https://youtu.be/AyGE_oQY2-o?si=8pnlmBgQgFEIhW5-

The Colorado Supreme Court ruling against former President Donald Trump will backfire against the Democrats. Donald Trump has not been charged for the January 6th insurrection allegations nor are there any facts the former President committed any crimes. However, Democrats have already impeached him, and he has prevailed and was found innocent. The Democrats have rigously pursued the former President in getting him blocked from bring on the ballot box for the 2024 Presidential ticket on the Republican presidential ballot. Democrats know that with President Trump, their chances of winning is next to nothing. In order to stand a chance to win the Presidency in 2024, former President Donald Trump needs to be barred from being the Republican contender. Democrats under the control of Barack Obama are panicking and are doing everything possible to destroy the former President from being on the Republican ticket. Maggie Haberman a Democrat journalist contends the Colorado Supreme Court ruling against the former president will backfire on the Democrats.

https://youtu.be/Sss0jvOqZJc?si=C-u2V_fm67pH08OC

Are credit card companies lowering credit card limits of consumers or is it just me?

Here is 30 Dementia Joe Lying Cheating Biden Bloopers. This idiot is out of control

https://youtu.be/Aa8Kotg3dyY?si=UMzk1bGY0Qc7cd6P

Ex-playboy Karen McDougal Tells all the affair she had with Former President Donald Trump when Trump was married to Melania Trump with CNN Anchor Anderson Cooper. Why would anyone even a slut tell a news Anchor about a private affair with two people.

https://youtu.be/xo2ISWrQAsU?si=CZpG7TkfN63hrqyp