What is the minimum loan amount i can get approved for on non-QM loans? What is the minimum loan amount on bank statement mortgage loans? What is the minimum loan amount on DSCR LOANS?

Here is the second part of Jeffrey Epstein Pedophile Island Guest Report. Shocking Report on former President Bill Clinton, Former New Mexico Governor Bill Richardson, Globalist Bill Gates, Democrat Senate Minority Leader and hundreds more high society members. Everyone on the Jeffrey Epstein Pedophile Island Guest List is on pins and needles about the Jeffrey Epstein Pedophile Island Guest Report. Bill Clinton storms into the Vanity Fair Press Headquarters and demands not to write any derogatory stories about his good friend Jeffrey Epstein

https://www.youtube.com/live/dhsaX2CQt3g?si=g_qZ56_r2Zvc_WrU

Comprehensive Overview of Mortgage, Housing, Real Estate, Business, Employment, Economic, and Investment National Daily News for the Week of January 6th through 12th 2025: This Week’s Weekend Edition Summary:

NATIONAL PRESS: SPECIAL REPORT ON REAL ESTATE, INVESTMENT AND EMPLOYMENT – 2025 SUMMARY

Mortgage Sector Trends

On a Weekly and monthly basis, mortgage rates have remained constant with a small dip and are currently at the 6.35% mark for a 30-year fixed mortgage.

• As noted, the economics have always been good, which is somewhat surprising.
• On the bright side, there has been an increase in demand for short-term adjustable-rate mortgages that allow borrowers more versatility.

In States like Florida and California, nonconventional loans are on the rise.

• This is because self-employed individuals and self-seeking investors prefer them over traditional loans for flexibility.
• FHA recently proclaimed that it had altered its loan limits for 2025, which are now up to $1.2 million for places known to be expensive.
• This should help first-time investors and buyers as affordability is more likely in competitive areas.

News on House Ventures

• The recently published report on Housing shows a 2.5% month-on-month dip, which is a great concern. Active business listings were noted to decline, which is a bad sign.
• Most of this occurs in New York, Chicago, and Los Angeles.
• This may indicate some supply constraints.

Adding to the issue, the rising cost of construction and labor has worsened the lack of inventory.

Home Prices Rise Slightly

National median home prices increased by 1.2% m/m. Chambersburg, PA, and other Midwest cities, such as Columbus, OH, and Kansas City, MO, had the highest yearly growth rates.

Shift Toward Multi-Generational Housing

Rising demand for homes with distinct living areas and kitchens that allow multi-generational families to coexist is expected to increase by 18%, which reflects an emerging trend of multi-generational living.

Real Estate Trends: Commercial Real Estate Faces Headwinds

Overall, the office subsector is still struggling, with the vacancy rate above 20 percent in some major metropolitan areas, perpetuated by the hybrid work culture. However, the industrial real estate subsector continues to do well because of the expansion of e-commerce.

Luxury Real Estate Rebounds

Sales of luxurious houses valued over $3 million rose by 10 percent during the first week of January due to stock market appreciation and higher foreign investment.

Top Performing Real Estate Markets

In Phoenix, Arizona, Austin, Texas, and Charlotte, North Carolina, markets continue to exceed national averages in price appreciation and transaction volume growth.

Business and Employment News: Unemployment Rate Declines

• The national unemployment rate fell to 3.7%, which signifies a robust labor market.
• Job growth was strongest among the healthcare, tech, and construction sectors.

Job Cuts in Technology

Meta and Amazon have again announced layoffs to rein costs amid ongoing struggles to adjust to demand following the pandemic.

Small Business Improved Optimism

Eleven percent of small businesses are now confident about spending, owing to sturdy consumer purchases, which seem to have caused the Small Business Optimism Index to rise by four points.

Economic Movement Federal Reserve Indications of Stopping Rate Hikes

With inflation tapering to 4.1% from its nadir of 9.1% in mid-2022, minutes from the Federal Open Market Committee (FOMC) meeting point towards the ideal economic shadow of dwelling.

Consumer Confidence Gaining Upwards

The Consumer Confidence Index was boosted by holiday spending and wage increases, reaching its highest level since April 2023.

Performance of Stock Market

Last week witnessed tremendous stock market performance, with the tech and green energy stocks in the S&P 500 and NASDAQ gaining the most, growing by 1.8% and 2.2%, respectively.

Investment and Finance Developers REITS Showing an Upward Trend

REITs focusing on industrial properties and data centers noted considerable growth, which shows investors’ optimistic outlook on tech and logistics.

Recovery in Crypto Markets

Further boosted by renewed interest from institutional investors and regulatory clarity, Bitcoin surpassed the 100,000 dollar mark.

New Investments for Clean Energy Hit Records

This week, investment in solar and wind projects hit a record $15 billion, with new announcements from Tesla and First Solar advancing the developments.

What’s Happening Next Week: Expected Economic Reports

• Retail sales data for the year-end festive period of December 2024 will shed light on spending patterns.
• The previous month’s Consumer Price Index (CPI) report will indicate the inflationary direction into 2025.

Mortgage Applications & Rates

• Analysts expect a slight increase in mortgage applications as buyers respond to relatively stable rates and reduce affordability pressures.

Possible Legislative Developments

New housing tax credits, particularly those geared towards improving homeownership in unaffordable first-time buyer markets, will likely be debated in Congress.

These week’s activities underpin the emerging dynamics of 2025, with balanced growth in mortgage and housing markets and increased optimism in investments and the economy.

https://www.youtube.com/watch?v=ktYgkWIB4sY

The City of Chicago has a major budget deficit. Chicago is outspending Los Angeles, New York, and other major big cities

What Chicago needs is an office of government efficiency. Get rid of Incompetent Mayor Brandon Johnson and other leaders without a clue

https://youtu.be/zVJli70qr7Y?si=kPQ9oqtxhT7JqsqH

How do you get into the Marijuana business?

I would like to know more about Costa Rica 🇨🇷. Since I can work remotely, I was thinking about traveling more and enjoying life. Life is way too short and the older you get, the father time passes. God gave each of us one life to be the best we can be and become successful. Everyone’s definition of success is different. Some people are happy living in one place and living off their social security income and pass away in the very small town where they were born. Others want to travel the entire world 🌎 and become billionaires and still do not think they succeeded in life. My goal is to travel the United States 🇺🇸 with my Class A motorhome. I like to visit every state in the United States before I pass. I always want to visit and purchase vacation homes, AirBnB’d or investment properties. One of the places I am curious about is Costa Rica 🇨🇷. Both in having a waterfront condo, home, or apartment buildings for investment. I like to research about the government of Costa Rica 🇨🇷, their currency, economy, weather, school systems and education platforms, people, cost of living, economy, growth and growth potential, medical care, housing market, foods, entertainment industry, financial markets, employment opportunities, job opportunities, law and order, crime, business opportunities, and everything about Costa Rica. I see potential growth opportunities in Costa Rica and would love ❤️ to start a detailed online message board about everything Costa Rica. Thank you all in advance.

Does Fannie Mae have a down payment assistance mortgage loan program for first-time homebuyers?

Payday loans are short-term high-interest loans backed by future paychecks. It is not recommended getting payday loans due to the high interest loan shark type of fees.

Without the cost of land, do any of you know the cost of new construction on two-to-four unit multi-family buildings. It seems it is wiser to build a two-to-four unit multi-family home versus buying an existing two-to-four unit multi-family home.

Thousands of Loan Officers and Real Estate agents are leaving the Mortgage and housing industries. Every professional in the housing industry is going through a hard time including Loan Officers, Realtors, Auto Salesman, Attorneys, Appraisers, Home Inspectors, and third party professionals. Banks, credit unions, and other creditors are not extending credit to commissioned mortgage and real estate professionals due to volatile mortgage markets. The 10 year treasuries keep on skyrocketing without any signs of correction. Mortgage Rates on government loans are 7.5% for 730 credit score borrowers and conventional loans have Rates over 8% for 700 plus credit score borrowers. With surging inflation and out of control mortgage rates many homebuyers are priced out of the housing market. Thousands of Loan Officers and Realtors including owners of mortgage companies and real estate brokers are leaving the business or closing their doors. What business is the best business to get into if you were to leave the mortgage industry or real estate industry for those who have been in the industry for years or decades?

Jeremy Dewitte is a cop wannabe police impersonator

Jeremy Dewitte has gotten arrested for impersonating police officers since he was 17 years old. Since Jeremy Dewitte is not hireable as a POST certified law enforcement officer in any state of the nation, Jeremy Dewitte opened a funeral escort service company in the state of Florida. In his fleet of vehicles for funeral escort services, Jeremy Dewitte has vehicles that resemble law enforcement vehicles such as dressing up Ford Crown Vics, Ford Explorer SUVs and motorcycle with police look alike stripes,badges, and emergency flashing lights and sirens. Check out this video

https://www.facebook.com/share/v/PVYpy8obKqn6cb19/?mibextid=21zICX

• This discussion was modified 11 months, 2 weeks ago by  Gustan Cho. Reason: Spelling error
• This discussion was modified 10 months ago by  Sapna Sharma.

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Serial Police Impersonator Arrested by Real Police (Part One) | Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing | By Real World CopsFacebook

Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing

The automotive market is collapsing. Consumers are having a very difficult time making the minimum monthly car payment. Repossession numbers of cars are skyrocketing. Inventory of new cars is stockpiling to historic levels. One in five consumers is getting denied car loans. Nobody is buying pickup trucks, SUVs, and higher-priced vehicles. Car interest rates are 7% to over 10%, depending on your credit score. And Kamala Harris is saying that Joe Biden fixed our economy? Did Bidenomics work, and will she continue? What a liar. The economy sucks. There is an economic collapse coming our way. A huge recession will come in the coming months: housing, car, and stock market crash.

https://youtu.be/GSmWcXf4ThE?si=WUVNYcwJ0SnDo89K

Can I get mortgage with good credit scores but recent late payment?

Can I use previous W2s and a current YTD paystub if the current has OT?

Can a Non-Occupying Co-Borrower be a friend and not a family member? I realize that HUD Guidelines require non-occupant co-borrowers to be related by law, blood, or marriage. Fannie Mae and Freddie Mac does not require non-occupant co-borrowers need to be related to the main borrower by blood, law, or marriage.

Can switching to an extended payment plan with student loans help with DTI vs using the 1% with a graduated payment or IBR plan? Will underwrites allow this change?

Can we apply together for fha loan ? His credit is not too good, although we just paid off his car loan and hoping that will boost his credit any day now. I’ve been in ssi for ten years.

Can Borrowers Qualify For Mortgage With Lawsuit During Mortgage Process?

Can someone will a credit score in the mid to high 500s with steady income be approved for a refinance?

Does Credit Repair Work?

Do landlords run check checks?

Do employers do credit checks?

Do you do bank statement loans.? HOW DOES BANK STATEMENT LOANS WORK? WHERE CAN I GO TO GET APPROVED FOR BANK STATEMENT LOANS.

Do you do Reverse Mortgages in Florida? HOW DOES REVERSE MORTGAGE WORK?

Do you have a minimum loan amount for FHA?

Does Free Online Credit Report Check is Reliable?

Does USDA Have Two Different Underwriting Process? HOW DOES USDA MORTGAGE PROCESS WORK?

Does it make a difference if it is a private student loan VERSUS government student loans? What if I have private student loans versus government student loans delinquent or in collections.

Do you have Non QM Refinance programs for Self Employed people?

Do You Need Verification Of Rent OR Mortgage On Bank Statement Loans?