The apartment building values started to plummet as much as 40%. Apartment and multifamily properties peaked in May 2022 and started falling since then. Besides plummeting apartment building values, foreclosure of apartment building properties are skyrocketing to 2007 levels. The numbers of apartment building values plummeting and soaring foreclosure rates vary from city and state. We will cover more in this breaking news as more develop in the coming days and weeks. Besides apartment building properties, values of commercial properties in general have and are plummeting at record levels.

https://youtu.be/QuDEubYPMoM?si=sYcSVFDyYmK1MeBC

• This discussion was modified 1 year, 10 months ago by  Gustan Cho.

Our dear friend and colleague at Gustan Cho Associates decided to make her new home in the mortgage industry at Loan Factory, a mortgage brokerage licensed in multiple states. Besides Loan Factory, Wendy Lahn also joined a second mortgage brokerage firm Loanworks. I did not realize that it was allowed to be licensed with more than one mortgage company but I guess I was wrong. Wendy is an attorney by education, a loan officer, and a real estate broker so I can have her explain the compliance end of being licensed with more than one mortgage broker.

• This discussion was modified 1 year, 11 months ago by  Gustan Cho.
• This discussion was modified 1 year, 11 months ago by  Gustan Cho.

Ladies and gentlemen, breaking news. Our first transgender first Lady, Big Mike Obama

The German Shepherd Dog, often referred to simply as the German Shepherd or GSD, is a popular and versatile breed known for its intelligence, loyalty, and versatility. Here’s some information about the German Shepherd:

Origin of the German Shepherd: The breed originated in Germany in the late 19th century, developed primarily by Max von Stephanitz, who aimed to create the ideal working dog.

Appearance: German Shepherds are medium to large-sized dogs with a strong, muscular build. They have a distinctive double coat, which is usually tan and black, or red and black, although other color variations exist.

Temperament: They are known for their intelligence, loyalty, and courage. They are often used as working dogs in roles such as police, military, search and rescue, and as service dogs for people with disabilities.

Training: German Shepherds are highly trainable and eager to please, which makes them excellent candidates for obedience training and various dog sports. They thrive on mental and physical stimulation.

Health: Like all breeds, German Shepherds are prone to certain health issues, including hip dysplasia, elbow dysplasia, and degenerative myelopathy. Responsible breeding and regular veterinary care can help mitigate these risks.

Exercise: They are an active breed and require regular exercise to stay mentally and physically healthy. Long walks, hikes, and play sessions are important for their well-being.

Socialization: Proper socialization from a young age is crucial for German Shepherds to ensure they grow up to be well-adjusted and confident around people and other animals.

Popularity: German Shepherds are consistently ranked among the most popular dog breeds worldwide due to their versatility, intelligence, and loyalty.

Overall, German Shepherds make excellent companions for active individuals and families who can provide them with the mental and physical stimulation they need. However, potential owners should be prepared for the commitment of time, training, and exercise required to raise a happy and healthy German Shepherd.

https://www.youtube.com/watch?v=2MqvumRb0nc

• This discussion was modified 2 years ago by  Gustan Cho.

Many people wonder what are the benefits and negatives between a car purchase and car lease? Which benefits a automobile consumer?

How will having a car lease affect my debt-to-income ratio when getting approved for a mortgage loan?