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Juan
ContractorForum Replies Created
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Juan
MemberSeptember 20, 2024 at 8:14 pm in reply to: Getting NMLS MLO License With Theft ConvictionA judge ordered the conviction or adjudication of theft to be sealed. In this case, does your spouse still need to worry about whether that conviction affects their ability to acquire a licensed occupation (LO) license or not? It depends upon several factors, which include:
State Regulations: Each state has its regulations regarding licensing and how sealed convictions are dealt with. Some states have moved forward and permitted the closing up of the record ofization afforded that an individual proceeds to apply for a position without certain information other than the panel prescribes. In contrast, others, unfortunately, might have regulations to prevent a breach of any sealed convictions.
Type of License: Some particular requirements may be different depending on the type of license being issued to the person. In some vocational fields, there may be more rigid standards regarding the criminal background history of such individuals.
Time Since Sealing: Some jurisdictions will state that there is a timeline for how far backward bills are willing to take and will be stowed out within that jurisdiction, so it has no further bearing.
Disclosure Requirements: In some cases, even if the court orders that the conviction not be revealed to the public, certain forms may request information on all criminal activity, regardless of whether the person is still under ‘sealing or expunging’ provisions.
It would be in your spouse’s best interests to find out from the licensing board or agency in your state or jurisdiction the specifics of her case or seek counsel to better understand the issues at hand.
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Please explain the first-time homebuyers’ down payment assistance program enabled by Equity Prime Mortgage. I never heard of the EPM DOWN-PAYMENT ASSISTANCE PROGRAM. Let’s talk about whether or not Equity Prime Mortgage has a forgivable down-payment assistance program on FHA loans where the down payment of 3.5% is covered as a second mortgage, but it is forgivable after six months. What does forgivable mean in DPA programs? Does this mean that after some set amount of time, if you sell the house or refinance out of the FHA EPM DPA loan, you do not have to pay the DPA loan of 3.5% back? Can you give me seven case scenarios on how the EPM DPA PROGRAM WORKS? WHO CAN GET THE DPA LOAN PROGRAM.
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I heard Discover Credit Card was the worst. Discover does not believe in good will one time forgiveness. They talk about being a federal law and it is beyond their control. My credit card company reported me 30 day late on the credit bureaus. I spoke with them and they said there is nothing they can do. I asked to speak to a supervisor, and they supervisor said there is nothing they can do. I called in to the credit card company when they took the whole balance from my direct pay from my checking account. It was supposed to take off the minimum amount due. I called them and had the entire balance payment changed to the minimum payment due. Well, they gave me credit for the balance payment they took off but did not take the minimum payment due. Now I have a 30 day late payment on my credit report which dropped my credit scores and the derogatory credit reporting stays on my credit for seven years. What can I do to have this corrected and get the late payment removed?
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There’s a lot of news or conspiracy theories about Joe Biden is dead and has died in 2019 and the Joe Biden we see today is a body double. Can you please tell me more about this? There are news reports all over social media, YouTube, Rumble, and national media networks. I have been hearing about Joe Biden being dead from dozens of credible people and sources over the years. However, more and more news leaks is being posted recently.
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I would like to know all the specific aspects of the ground up one to four unit new construction process including the permit process, the draw process, subcontractors, dealing with the city and county, and when to list the subject construction property on the market. Do you need to partner up with a real estate agent and loan officer?
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Juan
MemberJuly 17, 2024 at 5:56 pm in reply to: What Are The Biggest Reasons People Are Moving Out of CaliforniaI WOULD LIKE TO EXPLORE BECOMING A HOMEOWNER IN CALIFORNIA. ARE MOST PEOPLE IN CALIFORNIA PRICED OUT OF THE HOUSING MARKET? HOW MUCH DO YOU NEED TO MAKE TO BE ABLE TO AFFORD A SINGLE FAMILY HOME IN LOS ANGELES OR ORANGE COUNTY CALIFORNIA?
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Juan
MemberJuly 15, 2024 at 11:51 pm in reply to: Lending Network, Inc. – https://www.lendingnetwork.orgWhat are the types of business and commercial loan programs available in today’s marketplace? Can you list the types of business loans such as factoring, Accounts Receivable Financing, Equipment Financing, MCA, BRIDGE LOANS, HARD MONEY LOANS, lines of credit, as well as other types of commercial loan programs available and offered at Lending Network, Inc. ?
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Joan Rivers reveals Barack Obama and Michael Robinson Obama. That statement cost Joan Rivers life.
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Juan
MemberJuly 13, 2024 at 10:02 pm in reply to: Former President Donald Trump Guilty on All CountsHere’s the REAL DONALD TRUMP