Contractor Juan
ContractorForum Replies Created
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A judge ordered the conviction or adjudication of theft to be sealed. In this case, does your spouse still need to worry about whether that conviction affects their ability to acquire a licensed occupation (LO) license or not? It depends upon several factors, which include:
State Regulations: Each state has its regulations regarding licensing and how sealed convictions are dealt with. Some states have moved forward and permitted the closing up of the record ofization afforded that an individual proceeds to apply for a position without certain information other than the panel prescribes. In contrast, others, unfortunately, might have regulations to prevent a breach of any sealed convictions.
Type of License: Some particular requirements may be different depending on the type of license being issued to the person. In some vocational fields, there may be more rigid standards regarding the criminal background history of such individuals.
Time Since Sealing: Some jurisdictions will state that there is a timeline for how far backward bills are willing to take and will be stowed out within that jurisdiction, so it has no further bearing.
Disclosure Requirements: In some cases, even if the court orders that the conviction not be revealed to the public, certain forms may request information on all criminal activity, regardless of whether the person is still under ‘sealing or expunging’ provisions.
It would be in your spouse’s best interests to find out from the licensing board or agency in your state or jurisdiction the specifics of her case or seek counsel to better understand the issues at hand.
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Please explain the first-time homebuyers’ down payment assistance program enabled by Equity Prime Mortgage. I never heard of the EPM DOWN-PAYMENT ASSISTANCE PROGRAM. Let’s talk about whether or not Equity Prime Mortgage has a forgivable down-payment assistance program on FHA loans where the down payment of 3.5% is covered as a second mortgage, but it is forgivable after six months. What does forgivable mean in DPA programs? Does this mean that after some set amount of time, if you sell the house or refinance out of the FHA EPM DPA loan, you do not have to pay the DPA loan of 3.5% back? Can you give me seven case scenarios on how the EPM DPA PROGRAM WORKS? WHO CAN GET THE DPA LOAN PROGRAM.
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I heard Discover Credit Card was the worst. Discover does not believe in good will one time forgiveness. They talk about being a federal law and it is beyond their control. My credit card company reported me 30 day late on the credit bureaus. I spoke with them and they said there is nothing they can do. I asked to speak to a supervisor, and they supervisor said there is nothing they can do. I called in to the credit card company when they took the whole balance from my direct pay from my checking account. It was supposed to take off the minimum amount due. I called them and had the entire balance payment changed to the minimum payment due. Well, they gave me credit for the balance payment they took off but did not take the minimum payment due. Now I have a 30 day late payment on my credit report which dropped my credit scores and the derogatory credit reporting stays on my credit for seven years. What can I do to have this corrected and get the late payment removed?
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I would like to know all the specific aspects of the ground up one to four unit new construction process including the permit process, the draw process, subcontractors, dealing with the city and county, and when to list the subject construction property on the market. Do you need to partner up with a real estate agent and loan officer?
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I WOULD LIKE TO EXPLORE BECOMING A HOMEOWNER IN CALIFORNIA. ARE MOST PEOPLE IN CALIFORNIA PRICED OUT OF THE HOUSING MARKET? HOW MUCH DO YOU NEED TO MAKE TO BE ABLE TO AFFORD A SINGLE FAMILY HOME IN LOS ANGELES OR ORANGE COUNTY CALIFORNIA?
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What are the types of business and commercial loan programs available in today’s marketplace? Can you list the types of business loans such as factoring, Accounts Receivable Financing, Equipment Financing, MCA, BRIDGE LOANS, HARD MONEY LOANS, lines of credit, as well as other types of commercial loan programs available and offered at Lending Network, Inc. ?
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Joan Rivers reveals Barack Obama and Michael Robinson Obama. That statement cost Joan Rivers life.
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Here’s the REAL DONALD TRUMP
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Well known economist Harry Dent, Jr. says with conviction that historical housing market crash is on the verge of starting. Harry Dent, Jr. warns this housing bubble is going to be the largest global bubble that we had in history. China is supposed to get affected more than us. The United States will plummet by 50% to 80% or more with an average of a 60% drop for a median priced home. Larger expensive houses will take the biggest hit. Besides a housing crash, Economist Harry Dent, Jr. says we are going to have the biggest stock market crash in the history of the United States. Save your money because you will get the bargain in a lifetime in a few years after the home prices have plummeted.
