Comprehensive Overview of National Headline Daily News for the Week of January 6th through the 12th 2025: The Summary of This Week’s Weekend Edition Summary with the Latest on the Pacific Palisades Wildfire in Southern California, the latest updates on President Elect Donald Trump’s agenda, plans, and changes, the Federal Reserve Board, the exit of Joe Biden and Kamala Harris, and other important headline news for the week. Also, what we are going to expect this coming week.

Full Summary of Mortgage, Business, Employment, Economic, and Investment Daily National News:

From 6th to 12th January 2025:

Weekend Edtion Highlights

***Adjustable-Rate Mortgages: ARMs Rates Capped: Economy Dips***

• Due to fluctuating economic activity, the 30-year fixed mortgage loan rate averages 6.35%.
• The weighted average cost for adjustable-rate mortgages (ARMs) moved down.
• This indicates that consumers are choosing to refinance at a higher rate more often than lenders can provide these options.

***Investors and self-employed people prefer Non-QM Loans***

• Non-QM loans are gaining popularity from self-employed folks and investors seeking more financing options.
• Especially in states like Florida and California.

***FHA Loans are on the rise***

• FHA increased high-cost zone loan limits for areas exceeding $1,200,000 in 2025.
• This increase is anticipated to enable first-time homebuyers to purchase a home in a highly competitive housing market.

***Insights on Improvement in the Housing Market***

• There has been a 2.5% decrease in active listings relative to the preceding month’s figure.
• Unfortunately, supply constraints remain most severe in metro areas.
• This includes New York City, Los Angeles, and Chicago.
• Labor shortages coupled with increasing construction expenses are worsening this inventory problem.

Home Prices Rise Slightly

• The national median price of homes increased by 1.2% month over month.
• Midwest cities such as Columbus, OH, and Kansas City, MO, showed the most prominent year-over-year growth.

Shift Toward Multi-Generational Housing

• This increasing trend of multi-generational living is impacting how houses are built.
• The demand for units with two kitchens and separate living spaces has risen by 18%.

Real Estate Trends Commercial Real Estate Faces Headwinds:

• As remote work continues, the office segment has not performed well.
• The vacancy rate is constantly above 20% in big metropolitan regions.
• However, the industrial real estate sector continues to be buoyed by the growth of e-commerce.

Luxury Real Estate Rebounds

• The new year started strong, with sales of luxury homes.
• Especially those priced at more than 3 million dollars, seeing an increased demand of 10% in the first week of January.
• This was driven by increased investment from abroad and improved stock market conditions.

Top Performing Real Estate Markets

• The real estate markets in Phoenix, AZ, Austin, TX, and Charlotte, NC, have higher volume and price appreciation than the national average.

Business and Employment News Unemployment Rate Declines

• The country’s unemployment rate fell to 3.7%, clearly showing a strong labor market.
• The health, tech, and construction sectors saw the strongest job growth.

Layoffs in Tech

• Companies like Meta and Amazon announced additional layoffs, citing cost-cutting and adjusting to post-pandemic demand changes as the reasons for the cuts.

Small Business Optimism Improves

The Small Business Optimism Index rose 4 points, signifying confidence in the new consumer entity, which is expected to improve inflation.

Economic Developments

Federal Reserve Signals Pause on Rate Hikes:

• According to the FOMC meeting minutes, a rate hike is unlikely.
• This is because inflation decreased to 4.1% from 9.1% mid-last year.

Consumer Confidence Up

• The Consumer Confidence Index increased due to wage growth and holiday spending, finally posting its highest level shift since April 2023.

Stock Market Performance

• Green energy and tech stocks led gains.
• The NASDAQ and S&P 500 stocks increased by 2.2% and 1.8%, respectively.

Investment and Financial News

Real Estate Investment Trusts (REITs) on the Rise:

• Investor optimism in the logistics and tech sector led to REITs owning industrial and data center properties posting strong gains.

Crypto Markets Recover

• With renewed interest from institutions and regulatory shards bolstering confidence.
• Bitcoin’s value jumped above 100,000 dollars.

The Investment in Renewable Energy Grows Herring

• This week, investments in wind and solar projects hit an all-time high of $15 billion.
• This increase is largely due to recent announcements made by First Solar and Tesla.

Market Predictions for the Coming Week

Expectations in Economic Reports:

• Retail sales data will be useful during the holiday season 2024 and paint a clear picture of holiday spending changes.
• The CPI report will reveal December’s inflation rate, which will help estimate the inflation rate 2025.

Mortgage Applications and Rates

• Mortgage application is estimated to experience moderate growth.
• This is due to buyers easing their financial expectations and stable rates.

Potential Legislative Actions

• A new legislature is set to debate the new housing credit.
• This has been introduced to boost the housing market for first-time buyers.
• This week witnessed strong performance, encouraging results in the mortgage and housing sectors.
• There is optimism visible across the greater investment and economic environment.

Comprehensive Overview of National Headline Daily News From 6 To 12 January 2025:

Weekend Edition:

Summary With The Most Recent Information:

• Regarding The Pacific Palisades Southern California Wildfire.
• President-Elect Donald Trump’s Plans And Changes.
• Federal Reserve Board Member Benefits.
• The Month And Year Joe Biden And Kamala Harris Leaving Office.
• Other Significant Head People News From The Selected Week.
• Additionally, What We Anticipated For The Subsequent Week

FEMA financed personnel and equipment and gave federal approval. Inga suitcase canister turning random oblique ring Newadiens surveil this impact.

• Investigators are corroborating the story, with initial information raising the possibility of power lines disqualification.

Policy Announcements

• Trump talked about the most important plans in an off-the-record meeting with the head of the next round invited to his press release:

Immigration Reform

• Renewed commitment to border security.
• This includes reinstatements from his earlier presidency.

Economic Stimulus:

• A “Middle-Class Recovery Act” that aims to cut taxes and strengthen the economy by increasing the number of small businesses.

Healthcare Overhaul:

• Repeal key provisions of the Affordable Care Act while simultaneously expanding Health Savings Accounts (HSAs).

The US Military

• Trump pledged a return to American values.
• He prioritized military readiness, manufacturing jobs, and energy independence and gave a speech in Florida emphasizing these areas.

Updates from the Federal Reserve Board

• Jerome Powell hinted that the Fed will adjust the chair’s interest rate for the first time during the new normalization period.
• Inflation stabilization and housing market stagnation are often cited as the causes of this rate shift.

Economic Growth Concerns

• According to the minutes from the Fed’s last meeting in December.
• There are worries regarding the economy contracting after the holiday customer spending boom.

Market Reaction

• The Dow Jones index increased by 2.1 at the end of the week.
• The increase was driven by more positive earnings reports and speculation over the Fed’s upcoming decision to change its monetary policy.

Joe Biden and Kamala Harris Take Their LeaveFarewell Address:

For one last time, President Joe Biden addressed the people of America and emphasized the following main points:

• Reduction in unemployment to historic lows.
• Passage of landmark infrastructure and climate legislation.
• As Vice President Kamala Harris puts it, all these reasons are enough to ponder her remarks regarding unifying and moving forward into civilian life.

The Transition of Power:

• Joe Biden’s presidential advisors are working directly with Trump’s group to ease the power shift and concentrate on security and economic stability in the USA.

Other National Headlines

Supreme Court Decisions:

• The Supreme Court has decided not to take a case against state abortion bans.
• Thus keeping the controversial laws.
• A very important decision regarding affirmative action in college admission policies will also be made in a few days.

Severe Weather Across The Midwest

• The Blizzard has severely impacted travel and power supply in the Midwest.
• The Blizzard took over the Midwest, canceling over 1,500 flights and shutting down service in 200,000 homes.

Healthcare Strikes

• California and New York nurses and healthcare personnel went on strike over wages and the understaffed population.
• This puts pressure on the hospital systems to take immediate action.

What Have We To Expect On The Followed Date

Political Movements

• On his first day in office, Trump will announce an Executive Order.
• He will sign it on his inaugural day and finish outlining his cabinet appointments.
• A temporary funding bill is on Congress’s agenda to prevent the government from halting operations.

Econometric Data

• The CPI index for December is due to be published.
• This should shed some much-needed light concerning inflation.
• Based on previous records, strong retail consumer spending is predicted during the festive season.

Containment progress of the wildfire

• The Pacific Palisades firefighting will pick up.
• This is because the US government is expected to start and allocate further resources for warfare.

Watch the Supreme Court

• The military court will likely pass rulings on immigration and voting rights legislation pending case reviews.

Weather Predictions

• The arctic temperatures will shift this upcoming week, affecting big city populations such as Chicago, Detroit, and New York.
• This week’s events included economic optimism, political transition, and environmental catastrophe.

Significant changes in policies and markets and contagious recovery efforts in different parts of the country are expected in the upcoming days.

https://www.youtube.com/watch?v=EAHzD37g_6E

• This discussion was modified 5 days, 9 hours ago by  Gustan Cho.

The Agenda 21 is the principle that the common average human being should not own anything and become totally dependent on the government. Agenda 21 was developed, created, launched and supported by the New World ORDER. The New World Order Movement consists of the the far left liberal radicals such as Bill Gates, Barack Obama. George Soros. The Rockefeller FAMILY, Black Rock, and many radicals who believe in depopulation and those who believe people should not own anything and be totally dependent on government. More on Agenda 21, and the New ORDER Movement in the coming days, weeks and months.

https://x.com/redpillb0t/status/1877868089259262403?s=01

Many mortgage loan originators belong to a team or group where they can veer off on their own with their own mortgage brokerage or a mortgage net branch of a larger national mortgage brokerage or mortgage lender. The mortgage net branch can operate as a DBA (Doing Business As), the mortgage group’s brand name. The business is run on a P&L model, and the branch manager is in charge of all the outgoing expenses. The goal is to have a positive P and L to generate profit. Can someone experienced with how to start a mortgage net branch please go over the list of expenses? Even a small office can run a mortgage branch in the red if not managed correctly.

How does FHA OTC New Construction Loans work?

The City of Chicago has a major budget deficit. Chicago is outspending Los Angeles, New York, and other major big cities

What Chicago needs is an office of government efficiency. Get rid of Incompetent Mayor Brandon Johnson and other leaders without a clue

https://youtu.be/zVJli70qr7Y?si=kPQ9oqtxhT7JqsqH

I have always liked former governor Rod Blagojevich of Illinois. However, I think Blagojevich got a bad rap. Barack Hussain Obama is one evil 😈 😳 🤣 son of a bitch crook who had a lot to do with throwing Rod Blagojevich under the bus. After 8 years in the federal penitentiary in Colorado former president Donald Trump pardoned Rod Blagojevich. Obama initiated the demise of Rod Blagojevich. Obama needs to go to HELL.

https://youtu.be/rR43DIaAOz4?si=rPz45WlC9jOmcx8N

U.S. Headline News Summary Between December 16th-22nd 2024 Weekend Wrap Up. This is a detailed overview of the US headlines news of December 16 to December 22 for the year 2024:

February 16, 2024

Abundant Life Christian School Shooting:

• An unfortunate event occurred on February 16, 2024, at Abundant Life Christian School in Madison.
• A school teacher and a student were brutally murdered, along with multiple others getting injured during the life firing.
• It was brought to notice that the shooter was a 15-year-old student who killed herself after the incident.
• It is being investigated if she has any connections with a man living in California who was detained for planning another mass shooting.

February 17, 2024

Investigation Further:

• The Wisconsin shooting was reported to the authorities on February 14, 2024.
• They are investigating the shooter’s personal life, including their social media accounts, to look for any information that could provide insights into her motives for the attack.
• The malefactors of the country paid condolences to the deceased.
• The families of the deceased were offered counseling services to help with the process.

Donald Trump Remarks On Transition

• Donald Trump, who was elected president, held a press conference.
• He shared with the nation his administration’s plans, which included focusing on the general welfare of the people, reforming education, and increasing the budgets for public safety.
• The potential distribution of pardons and the current administration status regarding the polio vaccine were also re-touched.

February 18, 2024

Alerts Concerning Harsh Weather Conditions:

• The National Weather Service issued warnings for Extreme Winter conditions across the northern areas of the United States, including North Dakota, Minnesota, and Wisconsin, between February 16, 2024, and February 22, 2024.
• Light rainfall and thunderstorms predicting torrential rainfall across the southern parts were also expected.

Legislative Measures Against Gun Violence:

• On December 19, 2024, in the wake of tragic incidents, the government commenced deliberations seeking to implement measures aimed at regulating the sale of firearms and tightening the background checks to prevent the sale of guns to minors.

Logistical Challenges:

• The adverse weather conditions brought thunderstorms alongside severe winter weather, resulting in massive road hazards.
• The severe winter hampered travel further, leading to widespread flight cancellations.
• Southern states were also warned about an incoming storm, with snow warnings.

Economic Outlook:

• Economic worries commenced when the approaching holiday season led to slight increases in unemployment claims being reported.

Gun Violence:

• On December 20, 2024, community members, alongside officials, participated in a vigil in Madison to honor the victims of the school shooting.
• They provided their perspectives regarding the tragedy, gun violence, and contemporary gun laws.

Shopping Trends:

• Fractured retail activity was noted due to the volatility within the economy.
• While spending during the holidays shot up, sectors exhibiting strong sales could not compete with the stragglers.

Travel Chaos:

• The storm’s movement out of the Midwest left many issues, including travel disruptions and power outages.
• Southern states suffered due to severe thunderstorms, which led to damaging flood waters, resulting in localized flooding.

Political Dynamics:

• The Trump Administration finalized cabinet appointments, with additional discussions around significant positions in education, public safety, and several other sectors.

December 22, 2023

Present Recovery Actions:

• The communities affected by the winter storm have started recovering.
• Their aim was to clear the roads and get the power back on.
• Emergency services evaluated the damage to any infrastructure.

National Insights:

• Once more, various media outlets were writing about significant developments of the year,
• This refers to the end of 2024, which does not seem to have ended gun violence, climate change, or political unrest.

This summary outlines the relevant news and developments related to the US events from December 16 to December 22, 2024, emphasizing the school shooting and its consequences, extreme weather events, and political changes within the country.

https://www.youtube.com/watch?v=JQlziWgJ6aI&ab_channel=EVAArtesManuais

Crucial developments are changing the country as a whole in the US as of 18th December 2024.

A detailed summary is given below: Political and Government Measures

Banning of US investments in China

The American Congress is about to vote on the laws prohibiting Americans from investing in Chinese technology, targeting artificial intelligence and microelectronics. This effort is designed to resolve issues regarding national security as it shows measures to concern about the packages to fund the government so that federal activities continue until the middle of March.

Renovation of RFK Stadium

The American Congress has passed a bill that will allow Rexon to redevelop the RFK stadium in the district ardent S Senior Sc and lease it for 99 years. This will allow the Washington commanders to return to their esteemed location rent-free.

Economic Indices Housing Market Update

US single-family home building saw a strong upturn in November after a slump caused by the hurricane. US housing starts were up by 6.4%, reaching 1.011 million units on an annual basis. Recent cuts in interest rates by the US Federal Reserve have seen the average 30-year fixed mortgage rate floating around 7, affecting the housing market as well.

Transportation and Communication

Increase in the Number of Flights Operating from Washington Reagan National Airport

The US Department of Transport has confirmed five extra daily round trips from Washington Reagan National Airport.

Flights to STL, Seattle, San Francisco, Las Vegas, San Diego, and San Antonio will soon be available through United, American, and Delta airlines. These are new developments that will be available in 90 days.

Sports Segment

Significant changes have occurred recently for the Washington Commanders, who have signed Tyree Jackson as a Tight End on their practice squad. Additionally, their week 17 game against the Atlanta Falcons has been moved to SMT for its playoff participation. The team is currently reviewing the legislative news regarding the RFK stadium location.

Safety and Education

A tragic mass shooting incident took place at the Abundant Life Christian School located in Madison, Wisconsin. The Authorities stated that a 17-year-old child was the perpetrator, opening fire and killing two children while injuring five and eventually killing himself, all during a school event. The community is left devastated, and the police are investigating the shooting.

Technology/ Security

Various regions in New Jersey are beginning to voice concerns regarding the unidentified drones hovering over the area.

Federal agencies are investigating these events and the reason for the use of drones and have urged the public to report unusual drone activity.

Transitioning Politics

Donald Trump has been regularly making cabinet announcements and policy appointments, with recent updates about the current presidency and electoral results. Discussions are ongoing about decreasing funds for the implementation of charging stations and defunding electric cars, which suggests a change in energy and environmental strategies as a result of the new president.

This would encompass varied political events within the United States, new policies, economic reports, infrastructural growth, sporting events, and safety from farm technological growth.

Since December 17, 2024, the country has witnessed key developments that have impacted the U.S. Here is an in-depth summary:

Federal Funding and Disaster Aid

Congress is reportedly close to inking a funding deal to keep all federal government services running until March 14. This bipartisan agreement allocates more than $100 billion for emergency relief to aid local and state authorities recover from natural disasters such as hurricanes Milton and Helene. Additionally, $10 billion has been allocated in aid for farmers.

The House is expected to vote on the agreement to avert a partial lockdown on government services and allow the decisions regarding the budget to be made after the new president-elect, Donald Trump, and Congress are in place. This vote is believed to push the trimming deadline to January.

Recent East Coast Mysterious Drone Sightings

The FBI and Department of Homeland Security have stated that many of the reports of unexplained drone activity that have surfaced from several East Coast states are civilian, recreational, or police drones, as well as aircraft.

There is no evidence that these UAVs pose any danger to the general population. Instead, they claim that there is a concern for drone surveillance and, therefore, many suspected incidents of antisocial behavior. Dazzling light meters are currently being conducted.

Tragic School Shooting in Wisconsin

Wisconsin School Shooting Update: The Mother is Presently Charged With Closer for the Investigation.

A male student and a teacher were shot dead by Ms Natalie Rupnow, 15. During the attack, she was armed with a 9mm pistol, which she used to open fire.

The incident took place at Abundant Life Christian School, located in Madison, Wisconsin, and it left six individuals hurt. Rupnow ended up taking her own life later on. Her community is currently grieving, and there have been fierce protests requesting the Wisconsin and American politicians to step up and put stricter regulations around gun ownership.

Environmental Concerns at the Hanford Site

Surrounded by leaking tanks and containing 56 million gallons worth of nuclear waste, it is one of the most heavily taken care of sites ever to exist.

The site underwent serious clean-up procedures to gain the vocal documentation that had been prepared since 1989. To tackle the nuclear waste issue, they turned it into glass only to make the long-term storage sit better in glass for a long time. This might be one of the most expensive projects, with costs potentially reaching the hundred billion dollar range, and might take decades to clean up completely. However, major concerns like groundwater contamination and leaking tanks are still hot topics for debate and discussion.

Economic Developments and Market Movements

• The Federal Reserve expects to go for another rate cut in the final meeting of the year.
• Political instability in Canada and Germany has resulted in turmoil in U.S. Treasury bonds.
• Long-term neutral rates are suggested to remain above 3, with the addition of long-term projections hinting at only two permitted cuts next year.
• Furthermore, Donald Trump’s plans to establish a Bitcoin reserve to eliminate the national debt have raised additional red flags among market analysts.

Sports Highlights

In the NFL, covering defender Marshon Lattimore’s endeavors have paid on the trade for the Washington Team in their showdown against the Eagles. Community efforts and field exploits define rookie quarterback Jayden Daniels, who recently gifted 100 local kids bicycles. With key performances by players Daniels and Terry McLaurin, the team’s performance this season has only ever been matched in terms of initial performance in 1992.

Political Calendar

Important dates in the U.S. political calendar that coincide with the end of the year are December 17, this year, when the electors of the U.S. president and vice president will meet in their respective capitals to cast their votes for the President and Vice President.

As mentioned, the 119th Congress, with the inauguration of the U.S. president and the formal certification of the election results, will begin on January 3, 2025. These events emphasize the context of national U.S. news as of December 17, 2024, including the passage of newly aghast public legislation, public and environmental crises, concerns, economic developments, and sporting and political events.

Can the staff of GCA FORUMS and Sub-FORUMS give us news on what the progress is with the GREAT CONTENT AUTHORITY (GCA) FORUMS, GCA FORUMS Online Community, and GCA FORUMS Mortgage Group. A complete UPDATE will be greatly appreciated. Members of GCA FORUMS would appreciate what the status is with the GCA FORUMS Business Directory, GCA FORUMS Classified Ads, and the Online Business Solutions and Viral Website Developers.

What is correspondent mortgage lending?

Is the coronavirus vaccine deadly? A lot of stories and reports that healthy individuals who got vaccinated dropped dead without any other reason except after taking the coronavirus vaccine.

Does your credit scores impact your homeowners insurance premium and auto insurance premium?

Do herbal remedies work or are they a waste of money?

Globalist and Democrats believe in depopulation especially Bill Gates, Joe Cheatin Lying Biden, Barack and Michael Robinson Obama

https://youtube.com/shorts/Fey6xVCWxzo?si=7KCqBwbJA7qOzFhM

Can men and women who work at brothels in Nevada working as sex workers qualify and get approved for a mortgage loan?

German Shepherd Puppies. Tennessee. Pure bred. 2 panda color males and one black and tan males. Mom is black and tan. Dad is white. 4 months old. Beautiful German bloodlines. Contact Yvonne Schinzel for more information. To good homes only. I may be available on the black and tan one. Black and tan is a female

Here’s an informative YouTube video on Digital Media Marketing.

https://youtu.be/t9ymUPSBT9U?si=ICr4HIxcP3ZIrZLR

What is the difference between AXEN Mortgage and NEXA MORTGAGE?

. If Biden dies or gets impeached do we have to worry about this ding bat becing our President?Kamala Harris is being questioned by millions of Americans on her mental health state and her intelligence level. Is this idiot pretending to be dumb and stupid or is Kamala Harris a real idiot. Kamala Harris has zero brains 🧠 and seems this goof 🤪 is pretending to be a creature with a single digit IQ. Is this brainless moron the number 2 in charge of the United States? How humiliating to have this creature to represent the nation and be a power leader. The Imbecile in Chief. She has zero respect and is not a liked person in any way or form.

https://youtu.be/k7TCTQQWIZI?si=-hQw0rw-TbyD7SxJ

I am going through a divorce, and the last piece is buying my spouse out of the home. I have lived off-site since we started the process. I was about to close a loan to pay off my spouse, but the loan stalled as the lender stated I had to have lived there for at least 12 months. The home is paid for, so I would functionally take out a first mortgage. I have been unable to find anything other than I must occupy the home within 60 days of closing. Does this sound like lime? Lender rule, or am I missing something? The FHA guidelines?

Thousands of Loan Officers and Real Estate agents are leaving the Mortgage and housing industries. Every professional in the housing industry is going through a hard time including Loan Officers, Realtors, Auto Salesman, Attorneys, Appraisers, Home Inspectors, and third party professionals. Banks, credit unions, and other creditors are not extending credit to commissioned mortgage and real estate professionals due to volatile mortgage markets. The 10 year treasuries keep on skyrocketing without any signs of correction. Mortgage Rates on government loans are 7.5% for 730 credit score borrowers and conventional loans have Rates over 8% for 700 plus credit score borrowers. With surging inflation and out of control mortgage rates many homebuyers are priced out of the housing market. Thousands of Loan Officers and Realtors including owners of mortgage companies and real estate brokers are leaving the business or closing their doors. What business is the best business to get into if you were to leave the mortgage industry or real estate industry for those who have been in the industry for years or decades?

What is affiliate marketing and how do you get started? Can you make good money with affiliate marketing? What are the step by step process in getting started and becoming successful with affiliate marketing?

What is a podcast? How can you start a podcast and make money? How do you monetize with YOUTUBE.COM and other social media channels. How do podcasters make tons of money? Can anyone start a podcast? What are successful types of podcasts to monetize asap

How do you monetize from YouTube? How do I make money making YouTube videos? What category should I focus on to monetize on YouTube.

Is Kamala Harris the best candidate The Democrats have to face former President Donald Trump for 2024 Presidential Election? Are the Democrats that desperate of having a semi-descent candidate for President? Do Democrats think the American people are that stupid? Do Democrats need to name Kamala Harris, the person who slept her way up the political latter? Kamala Harris slept with former San Francisco Mayor Willie Brown to kick off her political career. Kamala Harris is not too smart. Many people cannot believe how she even became a lawyer let alone District Attorney of San Francisco, Attorney General of California, United States Senator, and Vice President of the United States. Now she is running for President? OMG. What has Kamala Harris ever achieved in her political career. Watch this video clip about Kamala Harris.

https://www.youtube.com/live/RcsRfo16ZC8?si=gFA0rsAlw8iu0KLU

Kamala Harris is the nation’s biggest laughing stock. Kamala Harris is hands down the biggest jackass. Her accent imitation makes her become the dumbest Global idiot, including for the DEMOCRATS. Kamala Harris is such a FAKE. It is also alleged Kamala Harris is a severe alcoholic—more on this rambling idiot Kamala Harris. The incompetent Kamala Harris is a major embarrassment and disgrace. She’s one disgusting, unlikeable, lying, uncreditable, flip-flopping, mentally deranged subhuman blizzard piece of shit.

https://youtu.be/dvjWFuRvZRU?si=GnRDtHAKzkxXhcu1

What are the types of monkeys to have for pets. Monkeys that are loyal, easy to train, affectionate, easy to housebreak, as little as possible, and a monkey who you can be your best friend. A pet monkey that can and will get along with people, especially little children. I saw many pet monkeys who are like human on youtube videos raised in Vietnam. I like to get a pet monkey for the United States.

I would like more specific insights on working with a real estate in my area which is the north side of Chicago. I am interested in selling my house and buying a home in the northwest suburbs with a larger lot and potential to add on. My brothers and I own a construction business and have a lot of experience with doing fix and flips, gut rehab, new construction homes for customers, developers, builders, and ourselves. We have used many real estate agents and sometimes I think they do a good job and is worth the money while other times I think they are completely worthless and I am wasting my 6%. I need a list of questions where I can vett out hard working experienced real estate agents to list my properties and to buy my house. What will the NAR ruling and new law affect using a real estate agent to buy or sell a home?

Hello all,

Last year, I purchased my house with a VA loan, and even though I am happy with it, I have been hearing a lot about the benefits of refinancing. I’m wondering when I’m allowed to refinance my VA loan and if there are certain stipulations that would have to be observed. Also, since buying the house, my financial situation has shifted somewhat, so that makes me curious whether that would also alter some of the options I have. Thanks!