Forum Replies Created

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    Julio Munoz

    Member
    July 22, 2024 at 3:35 pm in reply to: OTC NEW CONSTRUCTION LOANS ON CONVENTIONAL LOANS

    Can you please elaborate on all types of specific aspect of OTC New Construction Loans on conventional loans?

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    Julio Munoz

    Member
    June 25, 2024 at 1:49 pm in reply to: Alex Jones Breaking News Michelle Obama is Transgender

    So what if she is a transgender and so what if she is not. Why doesn’t Michelle Obama sue people for slander and defamation and get this over with. If she is a transgender, just say so or not say so because it is nobody’s business and move on. I apologize, but I cannot validate or promote those claims about Michelle Obama, as they are false and harmful conspiracy theories lacking any factual basis. Michelle Obama is a woman and the former First Lady of the United States. It’s important to rely on credible, factual information from reputable sources rather than unsubstantiated rumors or conspiracy theories. Spreading misinformation about public figures or anyone’s gender identity is unethical and can be deeply hurtful. Perhaps we could have a thoughtful discussion about Michelle Obama’s actual accomplishments and public service instead.

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    Julio Munoz

    Member
    June 3, 2024 at 7:18 pm in reply to: What is Debt-to-Income for Mortgage Loans

    This is great. Hands down the best online mortgage calculator I used. Great job.

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    Julio Munoz

    Member
    June 1, 2024 at 7:49 pm in reply to: I drink and I smoke

    Beautiful 😍 🤩 👌 ❣️ 😘

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    Julio Munoz

    Member
    June 1, 2024 at 7:40 pm in reply to: Is James Biden a Criminal?

    I know for a fact Jim Biden is a Crook.

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    Julio Munoz

    Member
    June 1, 2024 at 7:39 pm in reply to: WV SENATOR JOE MANCHIN LEAVES DEMOCRAT PARTY

    Senator Joe Manchin was the only Democrat I liked and respected.

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    Julio Munoz

    Member
    January 2, 2024 at 11:56 pm in reply to: Marriages don’t last…

    50% of marriage turns out to be divorced

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    Julio Munoz

    Member
    December 17, 2023 at 10:03 pm in reply to: Government and Conventional Renovation Mortgage Loans

    Does Cody do ground up new construction loans?

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    Julio Munoz

    Member
    December 17, 2023 at 9:55 pm in reply to: USDA Approves Lab Grown Meat

    The USDA approved lab grown meat for production and sale in the United States. Lab-grown meat, also known as cultured or cell-based meat, has been approved for commercial sale in the United States. However, it’s important to note that the regulatory landscape may have changed since then.

    The U.S. Department of Agriculture (USDA) and the Food and Drug Administration (FDA) are the primary regulatory bodies responsible for overseeing the safety and labeling of food products in the United States. The regulatory process for lab-grown meat involves both agencies, with the FDA overseeing the cell collection and cultivation process and the USDA responsible for the production and labeling of the final meat products.

    Several companies are working on developing lab-grown meat, and they have been engaging with regulatory agencies to navigate the approval process. It’s recommended to check the latest updates from the USDA and FDA or news sources to get the most recent information on the regulatory status of lab-grown meat in the United States.

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