Forum Replies Created

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    Julio Munoz

    Member
    September 27, 2023 at 3:30 am in reply to: What are the mortgage requirements on community property states

    You can get a loan without your wife’s debts in community property states with conventional loans. FHA loans ask for your nonborrowing spouse debts to be included for debt to income ratio calculations by mortgage underwriters.

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    Julio Munoz

    Member
    September 27, 2023 at 3:27 am in reply to: What is wealth? Money or relationship?

    I agree with what you say. I have never been paid back on money I lent family and friends. Even coworkers who I loaned money never paid me back. Lending money is asking for ruining relationships

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    Julio Munoz

    Member
    September 27, 2023 at 3:23 am in reply to: 6 Unit Apartment

    What is the least down payment needed to get a six unit apartment building commercial loan with no landlord experience

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    Julio Munoz

    Member
    September 27, 2023 at 3:20 am in reply to: Marriages don’t last…

    I feel for you Brother. Men never learn. I am married third time and am miserably not happy.

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    Julio Munoz

    Member
    September 27, 2023 at 3:16 am in reply to: Viviani Fedelich Future Millionaire

    Secretary of state is where you can apply for an LLC in Florida. It’s $155 filing fee for a Florida Limited Liability Company

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    Julio Munoz

    Member
    September 27, 2023 at 3:11 am in reply to: CAN MY GAY PARTNER BE A COSIGNER ON VA LOAN

    Did you try FHA loans? FHA loans allow coborrowers.

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    Julio Munoz

    Member
    September 25, 2023 at 6:46 pm in reply to: EXPRESS SBA NO-DOC LOANS

    How much down payment do you need for a SBA LOANS?

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    Julio Munoz

    Member
    September 25, 2023 at 6:44 pm in reply to: EXPRESS SBA NO-DOC LOANS

    Thank you. Agree with Farah. Great information and informative article about SBA LOANS.

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    Julio Munoz

    Member
    September 11, 2023 at 2:57 am in reply to: BARI BEEF ELGIN ILLINOIS

    Bari Beef has a national reputation for being the best Italian Beef made. Nicholas Favia and Vanessa Favia are the two owners and the Face of Bari Beef. Full star endorsement to Bari Beef of South Elgin Illinois.

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