

Julio Munoz
ContractorForum Discussions Started
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I am interested in opening up a NEW and Used Car Auto Dealership. Can you give me a comprehensive detailed overview and guide to getting qualified and approved for an automobile dealership floorplan financing at the best interest rate? A step by step process on getting qualified and approved will be great. And who do I contact to get approved for an auto dealership floor plan financing? A bank, credit union, direct lender, or business finance broker?
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What are the eligibility requirements on gas station business and real estate loans. What are the requirements to get a gas station business and real estate loan? How do you qualify and get pre-approved? Do you need experience? Can you get trained from the seller? What are the EPA concerns, permits, credit scores, reserves, income, documents, and other requirements?
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Where can you legally depose dog feces? In the garbage bag for the garbageman to take? Where do dog kennels depose of dog feces?
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Do you get your property taxes waived if you install solar panels on your house in Wisconsin? Lisa Marie Jones and Tom Miller
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I have a first mortgage with a 3% mortgage rate. I need to do a lot of renovations to my house, both exterior and interior. How can I get a renovation loan at a low rate where it can be interest only. I would want a drive by appraisal versus a full appraisal. What credit score do you need and what are the rate and term?
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I want to APPLY NOW for a mortgage but have outstanding collection accounts. What is the statute of limitations on collection accounts for a mortgage?
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Can you please tell me what a charge off account on a credit card means? I don’t have to pay this debt?
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I am going through a divorce, and the last piece is buying my spouse out of the home. I have lived off-site since we started the process. I was about to close a loan to pay off my spouse, but the loan stalled as the lender stated I had to have lived there for at least 12 months. The home is paid for, so I would functionally take out a first mortgage. I have been unable to find anything other than I must occupy the home within 60 days of closing. Does this sound like lime? Lender rule, or am I missing something? The FHA guidelines?
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What are the latest Google algorithm changes and how will it affect website organic traffic?
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What is affiliate marketing and how do you get started? Can you make good money with affiliate marketing? What are the step by step process in getting started and becoming successful with affiliate marketing?
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How do you monetize from YouTube? How do I make money making YouTube videos? What category should I focus on to monetize on YouTube.
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I am interested in commercial loans. What does Factoring work and how do I learn about Factoring?
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I know HUD requires nonborrowing spouse’s debts to be counted on FHA home loans in community property states on FHA loans by mortgage lenders. Fannie Mae and Freddie Mac does not require NONBORROWING spouse’s debts to be counted on conventional loans on Conventional loans. What is the Veterans Administration (VA) requirements on NONBORROWING spouse’s debts on VA loans when a veteran applies for a VA LOAN? Does the NONBORROWING spouse’s debts count towards the debt to income ratio on VA loans in community property states.
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How does EPM EMPOWERED DPA and GRANT PROGRAM work? How do I qualify for the EMPOWERED DPA PROGRAM for first time homebuyers?
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I am more interested in the spec builder new construction loans. My brother Javier and business partner told me he heard Lending Network LLC offers land acquisition and construction loans that does not require a lot of red tape. Thank you.
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I would like more specific insights on working with a real estate in my area which is the north side of Chicago. I am interested in selling my house and buying a home in the northwest suburbs with a larger lot and potential to add on. My brothers and I own a construction business and have a lot of experience with doing fix and flips, gut rehab, new construction homes for customers, developers, builders, and ourselves. We have used many real estate agents and sometimes I think they do a good job and is worth the money while other times I think they are completely worthless and I am wasting my 6%. I need a list of questions where I can vett out hard working experienced real estate agents to list my properties and to buy my house. What will the NAR ruling and new law affect using a real estate agent to buy or sell a home?
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What is Bidenomics? Is Bidenomics a real thing? The U.S. economy is in crisis. Inflation is soaring. Mortgage rates have tripled from its low a few years ago from 2.5% to 7.5%. Home prices have doubled in many parts of the country and its not if we are going to have a housing bubble but when. Unemployment numbers came out last Friday and just skyrocketed from 3.2% to 4.3%. Many people cannot keep up with inflation. The economic data and numbers being released are lies. The inflation rate is NOT 3%. Look at the prices of goods and services when you go shopping. Most consumers see prices of goods and services are 100% to 500% higher than what it used to be. NOT 3% to 4%. Look around you. Look at how many people are out of work. Again, LIES, LIES, LIES. 4.3%? I don’t think so. The Dow Jones Industrial Average should NOT be at 40,000. The Federal Reserve Board is printing money like it is going out of style. Is Kamala Harris that much of an IDIOT? I think so. Kamala Harris is going around touting and bragging about Bidenomics and that Bidenomics is here to stay. Joe Biden is going around bragging that he made the economy of the United States through Biden Economics. So what is Bidenomics and what makes Biden Economics so GREAT? What is the difference between Reaganomics and Bidenomics? Why is the least popular politicians, Kamala Harris, going around and running on Bidenomics and how great Joe Biden was as President of the United States. Does Harris realize that Joe Biden stands to be the worst President in the History of the United States, making him worse than Jimmy Carter? So, can you please explain in detail what Bidenomics is so we, the American people, can understand?
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What is a mortgage broker? What is the role of a mortgage broker? What is the difference between mortgage brokers and mortgage bankers? What is the difference between mortgage broker, mortgage banker, Full-Eagle Mortgage Banker, direct lender, correspondent lender, and mini-correspondent lender? How Do Mortgage Brokers Get Compensated? How do mortgage bankers get compensated? How do full-eagle bankers get compensated? How do direct lenders get compensated? How do correspondent and mini-correspondent lenders get compensated? What is yield spread premium? How do mortgage companies get compensated?
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This discussion was modified 6 months, 2 weeks ago by
Gustan Cho.
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This discussion was modified 6 months, 2 weeks ago by
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What is a private money loan? What is the difference between a private money and hard money loan? How Do I Qualify for a Private Money Loan? What is the eligibility requirements to qualify and get approved for a private money loan? What is better? Private money loans or hard money loans? Where can I get approved for private money loans fast?
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This discussion was modified 6 months, 2 weeks ago by
Gustan Cho.
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This discussion was modified 6 months, 2 weeks ago by
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Can individual home sellers list their properties or do you need to be a real estate agent?
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Can a home buyer qualify for a conventional loan after short sale in 4 years from the date of the short sale with 5% down payment.?