If someone is a foreign national, let’s say Serbia, and wants to visit the United States, what are the procedures of getting a visitors VISA to the United States. How long does it take and what is the process?

Where are Mortgage Interest Rates at now and where are Mortgage Interest Rates headed?

Can men and women who work at brothels in Nevada working as sex workers qualify and get approved for a mortgage loan?

Can anyone tell me more about contract processing? I do not know how contract processing works and want to know how this concept will benefit my home buyer. I have been a real estate agent and managing broker for 25 years and have worked with dozens of loan officers over the years and never hear of such thing. Is it better for real estate agents to refer clients to mortgage brokers without contract processing? Do real estate agents connect with contract mortgage processors? Who pays for contract processing? Are contract mortgage processors competent and experienced? I think processing is the most important step throughout the mortgage process. Thank you in advance.

I am currently in chapter 13 in WA state, I have 12 months on time payments and my low credit score is 667. Can i refinance my home to pay the balance of my chapter 13?

If I get a co-borrow to sign on the loan but they sign a non owner occupied will they still have access and rights to the home. If they chose to move in if I’m the primary resident

I would fully qualify for FHA except for recent foreclosure. I have $15k. can you get me into a home?

What is Judgment Day?

If I am a co-signer on an auto loan, is the debt calculated on my DTI? How does DTI work with Cosigner? Does cosigning a loan count as debt? Does co-signing a car affect debt-to-income ratio? Does cosigning an auto loan affect your credit?

If I can remove bankruptcy from credit report, will I qualify for mortgage? If my front end DTI is over 47% but my back end dti is under 50% will I qualify for FHA? Can you get a mortgage with a DTI of 47%? Can I get an FHA loan if I had a bankruptcy?

What is the maximum DTI for FHA front end? What are the rules for paying off debt to qualify for FHA loan? Can you pay down debt to qualify for a conventional loan? Can I get a mortgage after paying off debt?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If my middle score is 600-610…can I get an FHA, or USDA mortgage? Can I get a USDA loan with a 600 credit score?

Can I get an FHA loan with a 600 credit score? How big of a loan can I get with a 600 credit score? What is the lowest credit score FHA will accept?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If I get a co-borrow to sign on a mortgage loan but they sign a non-owner occupied will they still have access and rights to buy the home. If they chose to move in if I’m the primary resident? Can you co-sign a mortgage and not be on the deed? Does a co-borrower have rights to the property? Does a cosigner on a mortgage have ownership? Does a cosigner on a mortgage have to live in the house?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If I have been cancelled out of a chapter 13 bankruptcy, when can I qualify for an FHA loan? How long after Chapter 13 dismissed can I get an FHA mortgage? What happens if I cancel my Chapter 13? How long after bankruptcy can I qualify for an FHA loan? How soon can you get a mortgage after Chapter 13 discharge?

If I have a warranty deed in lieu of foreclosure on a timeshare, will I be able to get a mortgage loan? Is a timeshare foreclosure the same as a foreclosure? Can I get a mortgage with a timeshare foreclosure? What is one disadvantage of a deed in lieu foreclosure?

Does a deed in lieu of foreclosure affect credit? What benefit would an owner get from a deed in lieu of foreclosure? What might prevent an Arizona lender from accepting a borrower’s deed in lieu of foreclosure? What is a major disadvantage to lenders of accepting a deed in lieu of foreclosure? Why do lenders prefer a deed in lieu of foreclosure to a foreclosure?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If a homeowner has two mortgage loans on their home, for a short sale to occur, do both lender need to approve the price?

We are going through the mortgage process, we are waiting for the appraisal at the moment. However we just received notification that an unpaid medical bill for $149 just hit the coborrowers credit report. Could this derail our loan process and cause our loan to be declined?

How long after a chapter 7 discharge can I purchase a home? What mortgage loan programs do I qualify for after Chapter 7 Bankruptcy and what are the waiting period requirements? What are the eligibility requirements to qualify for a mortgage after Chapter 7 Bankruptcy?

How Can I Qualify For FHA Loan If I Am Commission Income? What type of mortgage loan program enables me to qualify for a home loan with commission income? What are the eligibility requirements?

What is the largest size carry on luggage that you can have with you in an airplane without checking in. It’s the carry on luggage with wheels and handle. I want to purchase one but want to make sure I can board it with me on the overhead bin of an airline I am traveling. Thank you in advance.

What are the benefits of getting pre-approved when house hunting?

Felix, how many down payment assistance mortgage program does Gustan Cho Associates have? I heard GCA Mortgage Group has over 200 down payment assistance programs. Is that correct? Can you please give me the specifics. Much appreciated.

Have many potential homebuyers with little to no money. What type of buyer would qualify for USDA loans. I am used to FHA loans mainly. Thank you in advance.

Is it possible to get a USDA AND FHA Loan at the same?

Does USDA loans have a streamline refinance mortgage program like FHA streamline refinance and VA streamline refinance. How is the refinance process done step by step on USDA loans?

The homebuying process starts way before you actually start shopping for a house. It is best to prepare six to twelve months before you actually want to start looking for a house. Getting pre-approved can be a process depending on your credit. Get pre-approved first. Interview Real Estate Professionals. Consult with real estate agents and financial advisors who have expertise in your local market. They can provide insights into current conditions and help you make informed decisions. Consider broader economic conditions, such as job stability, inflation rates, and the overall health of the economy. Economic factors can influence property values and affordability. If you decide to move forward with a purchase, always get a thorough home inspection to identify any potential issues or needed repairs. This can impact the overall cost of homeownership.

In summary, the decision to buy a house depends on your individual circumstances and the conditions of the housing market in your area. It’s essential to thoroughly research and assess your financial readiness before making such a significant investment. Additionally, consider seeking advice from professionals who can provide guidance tailored to your specific situation.

There are millions of secret facilities being built in all 50 states. We are talking 11 million plus secret facilities being built in all 50 states. These facilities are detention facilities. So what purpose does these detention facilities to house? Illegal immigrants? That’s a negative. You need to go back to the NAZI Concentration Camps. So who is quarterbacking all this? Is it Joe Biden Administration? Is it the Globalists? Mayorkis keeps on asking for more money to build secret detention facilities to build in all 50 states.

https://youtu.be/kkrQ8ZRsQ8U?si=cxxRRrSQXV9ktz_b