I’m looking into purchasing a modular or manufactured home on my own land to be purchased. I will also need to finance development costs such as utility hookups, etc. can I use FHA and are the terms and requirement different than for stick built homes?

Is Kamala Harris the best candidate The Democrats have to face former President Donald Trump for 2024 Presidential Election? Are the Democrats that desperate of having a semi-descent candidate for President? Do Democrats think the American people are that stupid? Do Democrats need to name Kamala Harris, the person who slept her way up the political latter? Kamala Harris slept with former San Francisco Mayor Willie Brown to kick off her political career. Kamala Harris is not too smart. Many people cannot believe how she even became a lawyer let alone District Attorney of San Francisco, Attorney General of California, United States Senator, and Vice President of the United States. Now she is running for President? OMG. What has Kamala Harris ever achieved in her political career. Watch this video clip about Kamala Harris.

https://www.youtube.com/live/RcsRfo16ZC8?si=gFA0rsAlw8iu0KLU

What are the types of monkeys to have for pets. Monkeys that are loyal, easy to train, affectionate, easy to housebreak, as little as possible, and a monkey who you can be your best friend. A pet monkey that can and will get along with people, especially little children. I saw many pet monkeys who are like human on youtube videos raised in Vietnam. I like to get a pet monkey for the United States.

I am an Experienced Mortgage Loan Originator. How Can You Approach a Home Builder and Become The Builder’s Preferred Lender. Why do home builders want to use you as their preferred lender? How do you become a Preferred Lender of a Home Builder? What do home builders want of a preferred lender. The bottom line is How Do You Become a Preferred Lender For a Home Builder? What can I do to get an opportunity to become a preferred lender for a regional or national home builder?

If I am a co-signer on an auto loan, is the debt calculated on my DTI? How does DTI work with Cosigner? Does cosigning a loan count as debt? Does co-signing a car affect debt-to-income ratio? Does cosigning an auto loan affect your credit?

If I can remove bankruptcy from credit report, will I qualify for mortgage? If my front end DTI is over 47% but my back end dti is under 50% will I qualify for FHA? Can you get a mortgage with a DTI of 47%? Can I get an FHA loan if I had a bankruptcy?

What is the maximum DTI for FHA front end? What are the rules for paying off debt to qualify for FHA loan? Can you pay down debt to qualify for a conventional loan? Can I get a mortgage after paying off debt?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If my middle score is 600-610…can I get an FHA, or USDA mortgage? Can I get a USDA loan with a 600 credit score?

Can I get an FHA loan with a 600 credit score? How big of a loan can I get with a 600 credit score? What is the lowest credit score FHA will accept?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If I get a co-borrow to sign on a mortgage loan but they sign a non-owner occupied will they still have access and rights to buy the home. If they chose to move in if I’m the primary resident? Can you co-sign a mortgage and not be on the deed? Does a co-borrower have rights to the property? Does a cosigner on a mortgage have ownership? Does a cosigner on a mortgage have to live in the house?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If I have been cancelled out of a chapter 13 bankruptcy, when can I qualify for an FHA loan? How long after Chapter 13 dismissed can I get an FHA mortgage? What happens if I cancel my Chapter 13? How long after bankruptcy can I qualify for an FHA loan? How soon can you get a mortgage after Chapter 13 discharge?

If I have a warranty deed in lieu of foreclosure on a timeshare, will I be able to get a mortgage loan? Is a timeshare foreclosure the same as a foreclosure? Can I get a mortgage with a timeshare foreclosure? What is one disadvantage of a deed in lieu foreclosure?

Does a deed in lieu of foreclosure affect credit? What benefit would an owner get from a deed in lieu of foreclosure? What might prevent an Arizona lender from accepting a borrower’s deed in lieu of foreclosure? What is a major disadvantage to lenders of accepting a deed in lieu of foreclosure? Why do lenders prefer a deed in lieu of foreclosure to a foreclosure?

• This discussion was modified 4 months, 2 weeks ago by  Sapna Sharma.

If a homeowner has two mortgage loans on their home, for a short sale to occur, do both lender need to approve the price?

How long after a chapter 7 discharge can I purchase a home? What mortgage loan programs do I qualify for after Chapter 7 Bankruptcy and what are the waiting period requirements? What are the eligibility requirements to qualify for a mortgage after Chapter 7 Bankruptcy?

How Can I Qualify For FHA Loan If I Am Commission Income? What type of mortgage loan program enables me to qualify for a home loan with commission income? What are the eligibility requirements?

How Much Cash-Out Can I Get With Reverse Mortgage?

I have always wanted to own a German Shepherd dog. We have been renting for the past ten years and are about to close on a house. We have a small family, my wife, five year old son, and two year old daughter. I have heard so many great things about owning a German Shepherd dog and how easy they are to train and how great they are as protectors. How is it like owning a German Shepherd dog for a small family like ours. Much appreciated.

I just joined and wanted to introduce what I provide: Unsecured funding for startups and established businesses. If you have clients that are having difficulty getting conventional funding for working capital, franchise fees, or any business purpose, please get in touch and we will more than likely have a solution for them. No collateral or down payment, no credit requirement for established businesses, monthly payments with rates as low a 9.00%, funds up to $500,000. Please call 301-495-8993 or email to lee@nextbizloan.com. Thanks!

How Can I Get Rid of a 30 Day Late Payment

What is the largest size carry on luggage that you can have with you in an airplane without checking in. It’s the carry on luggage with wheels and handle. I want to purchase one but want to make sure I can board it with me on the overhead bin of an airline I am traveling. Thank you in advance.

Were you aware that for a mere $100,000, artificial intelligence can create a virus that can kill millions of people? According to Jason Matheny, the president of Rand Corporation, a think tank that studies security issues, This article appeared in the New York Times. In response, it would cost billions of dollars to create a vaccine or antiviral.

Some years ago, a team created a distant cousin of small pox for $100,000. AI can be less expensive to refine, making chemical warfare cheap and effective. Russia has already launched chemical warfare on Ukraine, and the Chinese government has raised the possibility and targeted particular races. All this stuff is pretty scary. The big threat comes from China’s biowarfare. Robots are programmed to be killers—maybe not pillage and rape. AI robots would be less prone to massacres and tortures.

Technology has the ability to suppress this situation. A random study proved that young people who gave up smart phones enjoyed the simple things in life. All high-tech companies have the ability to weed through all the child porn; they can use immunities to stop these types of robotic AI postings.

If we don’t try to control AI, it will be the greatest challenge for our grandchildren since Prometheus defied the gods and gave fire to humanity in the form of technology to enhance civilization.

I am doing a loan modification and the lender says that my ex wife has to sign the documents too. Even though her name has never been on the mortgage, she is only on the deed. Why does she have to sign the loan modification?

Are non-qm loans hard money loans?

The Softening of America

Euphemism is a mild or indirect word or expression substituted for one considered to be something unpleasant or embarrassing. I thought I would use the dictionary for the meaning before the AI responses. When did America get so soft on words? We have the first amendment, so what’s the issue? We can say anything short of “fire” in a crowded theater. We drink, we curse at sporting events—what happened?

It started slowly generations ago; that’s when our language became more passive and non-offending, which is a big deal today. You don’t say, “partly cloudy,” anymore; it’s partly “party sunny.” When did toilet paper become bathroom tissue, right before sneakers became running shoes?

We have created the language to be more pleasant to the ear by substituting a harsh word for a nice one. Some euphemisms actually try to explain the phrase while saying the same thing. The CIA, as we all know, kills people, neutralizes them, or depopulates them.

It’s time to pre-board the plane; if I’m pre-boarding, I am actually boarding the plane. Constapation is bowel irregularity, and the dump is a landfill.

World War I, shell shock, World II, battle fatigue, Korean War, Operation Exhaustion

Vietnam War, Post-Tramatic Stress Syndrome, or PTSD. Over the last one hundred and twenty years, euphemisms have been used to ease the pain of war. To explain to the public in nice, easy words. Shell Shock is so accurate and appropriately named. Americans were up in arms to help the returning soldiers after World War I when hearing what the boys went through.

If returning Vietnam veterans had had shell shock, they would have received better treatment for the disease and a lot more awareness.

Special thanks to George Carlin

What are the benefits of getting pre-approved when house hunting?

To Jill Biden, even at the cost of her husband Joe Biden making a total fool of himself around the the Globe, she’s pushing Joe to run for President of the United States. This is self fish, not right, inhumane, and right down evil. Jill Biden is an exact replica of Edith Wilson, First Lady and wife of President Woodrow Wilson who had a stroke in the White House 🏠. Jill Biden’s actions are despicable and outright wrong. Jill Biden is becoming very unlikeable among both parties Democrats and Republicans. Jill Biden has political aspirations of her own to become a United States Senator 🇺🇸 and is using her political goals and power hunger at the expense of her husband Joe Biden who is obviously suffering from late stage stage 6 dementia.

https://youtu.be/dl84TfPCqYk?si=Y7TfBsfQjYl0ARaS

Can you please explain how accounts receivable financing is and what benefits are accounts receivable financing have for business owners?

A Southern Suburban Illinois homeowner who used to pay $1,800 in property tax was shocked when the property tax on his single-family modest home in Chicago Heights, Illinois skyrocket to $30,000.

https://www.fox32chicago.com/news/cook-county-homeowner-property-tax-bill-erroneously-skyrockets

fox32chicago.com

Suburban homeowner's property tax bill skyrockets from $1,800 to over $30K

A homeowner in unincorporated Chicago Heights is reeling after receiving a property tax bill that assessed his modest 1950s home at over $1 million.

https://www.youtube.com/watch?v=dG62qH86q8Y

Precious metals are the best investments today. Here’s Fake President Biden’s zero cent coins from the U.S. TREASURY MINT.

Viviani Fedelich is a star in the making. The team at GCA Mortgage Group and Lending Network LLC is proud to work with Viviani Fedelich. Viviani Fedelich is a role model and always goes above and beyond. Mark my words, Viviani Fedelich is a multi millionaire in the making. Attached is where Viviani Fedelich does her work and is Viviani think tank. Viviani is a commercial loan officer and a Business Development Manager at Lending Network LLC.

What are the difference between mobile homes, manufactured homes, and manufactured homes. How can I get financing on mobile homes, manufactured homes, or modular homes.