Lisa
Real Estate AgentForum Replies Created
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Ischial callosity typically refers to the thick red bulge at a monkey’s rear. It consists of reinforced skin areas over ceramic bones, and these features are specific to many varieties of Old World monkeys and apes.
Here’s a little more:
Function: Ischial callosities perform multiple functions. They are especially effective for prolonged sitting since, like other monkeys, these primates are always motionless for a long period of time when sitting either in a tree or on the ground. These anatomical features also assist in social activities. In some of these animals, the color and size of their inter-callosal areas can suggest the position of social levels or their ability to reproduce.
Appearance: These colonic callosities differ in coloration and dimensionality. In several species, including baboons, these callosities can be very large and bright red or pink and protrude from the body. This is a result of blood vessels. It is often more visible in females at certain stages, such as estrus, which is the female’s fertile period.
Species Variation: Ischial callosities such as baboons, macaques, and vervet monkeys occur in Old World monkeys. Hence, they are not common with New World monkeys and apes.
These protrusions generally result from special adaptations towards the primate way of life owing to practical and sociable advantages.
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Lisa
MemberSeptember 5, 2024 at 7:04 am in reply to: How Do You Become a Preferred Lender For a Home BuilderFrom the little I know, I can share my direct experience with how one local home builder worked with a preferred lender. By no means is the builder in question is a large national builder like Lennar Homes or DR Horton. Again, the real estate and finance industry is a cut throat business and its all about money. I cannot say if all builders use the model I am sharing with you on a good friend/family member become a preferred loan officer but she had to rent a small desk in a closet like size office for a cost of $10,000 per month. The way this home builder did it was smart to get away from the RESPA rules of getting a kickback. There was no guarantee the builder was to generate a number of qualified borrowers. It can be zero or 40 borrowers per month. The way the loan officer got in the door to the builder was because my brother, and sister in law’s company did a lot of third-party consulting, construction and development work and my brother was vested in the projects the builder did by investing or getting the builder bridge loans. I do not know the details on how the builder and mortgage lender worked out but it is hard to believe that the best guy wins principle doesn’t apply. Home builders will not choose a preferred lender just on the merits of the lender. Again, I am not accusing builders and this is solely my opinion and thoughts that builders need to get a kickback or monetize in a legal way and not jeapordize going beyond the gray area. I will try to get some more information and see if I can get the people that know more about this to respond directly.
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Ukraine used chemical weapons on their own people. They did it so it made it look like Russia did it. You are absolutely correct and I totally agree with you. Artificial Intelligence can be evil 😈 and a disaster in the hands of the evil people. Who would have ever thought that the Globalists created COVID under the direction of Anthony Fauci. COVID was a man made virus and the COVID vaccine was made to be the Secret Sauce for human depopulation.
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Non-qm loans are not hard money loans. Non-qm mortgage rates are very competitive unlike hard money loans. Hard money loans is asset based and the borrowers credit and income is not factored into the approval process. Hard money loans are not available for owner-occupied home loans. It is mainly for investment properties and commercial properties.
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Another funny hilarious funny prank call video clip
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15K views · 314 reactions | Dr James KingFacebook
15K views · 314 reactions | Dr James KingFacebook
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Hilarious funny video clip
https://www.facebook.com/share/r/Uv44A4uV3CDkL5qw/?mibextid=D5vuiz
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4.1K views · 54K reactions | No way 😭 | Memes 🇸🇴 | somalian.lawyer · Original audio
No way 😭. somalian.lawyer · Original audio
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Hilarious funny prank call video clip
https://www.facebook.com/share/r/zHFcgHHPmTMhbsmF/?mibextid=D5vuiz
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Funny prank😂😂……..#instreamads #funnyprank #jokes #funny #comedy #highlights #followers #viewers
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Lisa
MemberJuly 3, 2024 at 5:19 pm in reply to: What is Accounts Receivable Financing For Business OwnersAccounts Receivable Financing is a financial package where a business uses its unpaid invoices (accounts receivable) as insurance to get a loan or line of credit. This type of funding permits companies to get money quickly against the value of what they are owed instead of having to wait for customers’ payments. Through invoice submission, account receivable financing functions. A financing company (also known as a factor) is given the outstanding invoices that the business may be having for sale or used as security for borrowing purposes by that specific entity. A fee, which represents interest or factoring fee deducted by them from balance remaining after realization of full payment from clients towards such invoices received shall be remitted back into enterprises by these financiers.
Types of Accounts Receivable Financing
Factoring is when the business sells its invoices to a factoring company at a discount. The company then collects the payments from customers on behalf of businesses.
Invoice Discounting is when the business borrows money against its invoices but retains control over the collection process. Businesses have to collect payments from their customers themselves. Benefits of Accounts Receivable Financing Immediate Access to Cash: This helps in maintaining continuous flow since they get paid instantly while still holding onto their debts thus giving out steady cash flow all through this period Scalable Solution: Amount available for borrowing increases with sales because it depends on how much one has got as accounts receivable No Fixed Loan Amounts: Unlike traditional loans where there are specific amounts set aside during different periods depending with some factors considered by lenders at such moments like creditworthiness among many others; this can vary based on current receivables hence proving hard and time-consuming
Less emphasis on credit: Approval is more focused on the creditworthiness of the customer rather than the business itself. This makes it easier for companies with less-than-perfect credit histories to qualify. With factoring, a company takes over collecting payments which frees up some internal resources in an organization that would have been used for collecting payments themselves. No new debt: Non-Dilutive Financing: Accounts receivable financing is not debt-based so it does not create any new liabilities or affect equity. Off-Balance-Sheet Financing: It can be recognized as an off-balance-sheet transaction and may improve certain financial indicators. Opportunity for growth: Expansion Funding – Immediate cash flow can be used by businesses to support growth initiatives such as new projects, marketing and expansions before invoices are paid. Many factoring companies offer credit checks on your customers which help manage credit risk better. Factoring fees range from 1% to 5% of invoice value this might be higher than traditional loan interest rates. The cost of financing may eat into profit margins so businesses need to consider whether they outweigh benefits gained elsewhere . Customers like dealing directly with the business when paying their invoices rather than through third-party finance providers. Financing terms and availability will heavily rely on your customer’s creditworthiness Poor customer ratings might limit financing options available . For businesses that need immediate cash flow, accounts receivable financing offers a valuable solution. It provides flexibility, easier qualification and potential for growth without adding new debt onto the balance sheet however there are considerations around cost and impact on customer relationships . Business owners should evaluate these factors carefully in order to maintain liquidity while supporting operational needs as well as expansion requirements through leveraging accounts receivable financing