

Marcos
LawyerMy Favorite Discussions
-
All Discussions
-
Are there many corrupt police officers where they will draft up false criminal charges against citizens? What happens if you were not speeding but get caught for speeding and you know for a fact you were not speeding. What happens if you get arrested for reckless driving for going over 30 miles over the limit and you know for a fact you were not going more than 10 miles over the speed limit. Does the police officer have to show you proof that he caught you going 30 miles over the limit? A reckless driving conviction can mean automatic cancellation of your drivers license and your insurance company can drop you. Are there many corrupt police officers? What can we do if you fall victim to a corrupt police officer? How do police departments hire honest police officers who are honest and protect and serve. I have been watching many YouTube videos about First Amendment Auditors and police corruption. Can you sue corrupt police officers? I have also seen many news reports of police officers planting evidence and lying just for the sake of arresting someone they do not like. What can we do about cleaning up society of corrupt cops?
-
The Great Content Authority Forums, specifically known as the GCA Forums, is powered by Gustan Cho Associates. This forum serves as a platform for discussions on a wide range of topics, primarily focused on mortgage and real estate but also includes general community assistance and various other subjects like insurance, automotive, and more. Members can engage in topics ranging from FHA and conventional loan guidelines to mortgage rates, and there’s also a section for classified ads related to real estate and mortgage services.
The forum features various utilities such as mortgage calculators, FHA loan limits, and information on conventional loan limits. Members can also inquire about real estate and mortgage careers through designated sections for realtors and mortgage loan officers. Moreover, the forum provides links to subsidiary sites offering specialized services in real estate and mortgage brokering.
For those interested in diving deeper into specific topics like the differences between different mortgage companies such as AXEN and NEXA Mortgage, the forum hosts detailed discussions where experts like Michael Neill contribute insights on the intricacies of mortgage lending practices (GCA Forums) (GCA Forums) (GCA Forums).
If you’re looking to explore this forum or require more detailed information, you can access it here.
-
Are there corrupt cops? How could that be when the recruitment and hiring process of police officers include a thorough assessment of the police applicant’s background. Background investigation includes interviews of former and current employers, co-workers, supervisors, neighbors, classmates, and teachers. Background investigators of police officer recruits will check the candidates credit and employment backgrounds, criminal arrests and convictions, public records, and medical and psychological history records. Many law enforcement agencies will conduct written psychological examinations as well as an oral interview with a board certified psychologist. Other police agencies will have polygraph examinations as part of the background investigation process. Like many other professions, there are bad apples in law enforcement. Here are some videos of corrupt police officers caught on tape.
https://www.facebook.com/share/v/8rZBrhjnZ3sU7GQR/?mibextid=D5vuiz
facebook.com
When Evil Cops Got Caught Red Handed | Mr. Nightmare #cops #police #thinblueline #lawenforcement #policeofficer #UK #usa
-
Why did Richard Rawlings Fast and Loud show come to an abrupt end?
Rawlings also was the owner of Gas Monkey Garage. Gas Monkey Garage was under Fast and Loud. Why did “Fast and Loud,” the show that brought us wild car makeovers and Richard Rawlings’ bold energy, come to an unexpected end? It’s hard to believe a fan favorite could vanish so suddenly. The engines fell silent, and the car world was left speechless. What led to this surprising cancellation? Join us as we dig into what really happened to this once-dominant reality TV show.
https://youtu.be/6r9tY8UeQL0?si=-iIrQ4TwC_eGlwAA
youtu.be
What Really Happened To Richard Rawling From Fast N' Loud?
Why did “Fast and Loud,” the show that brought us wild car makeovers and Richard Rawlings’ bold energy, come to an unexpected end? It’s hard to believe a fan...
-
Gold and Silver Prices Surge. The economy continues to plummet. Inflation keeps on surging like an runaway freight train. The Dow Jones Industrial Average and other indices continue to surge and tank like a blind Eagle out of control. Mortgage rates back over 7% is killing the housing market and signaling the worst financial and housing economic climate and crisis. This is the biggest financial bubble bomb in United States has, had, and will face.
-
GCA Forums News: National Headline News Overview for Monday, May 18, 2025
Trump Gives an Order for Prices of Medication to Be Slashed in the United States
President Donald Trump signed an executive order on May 12, 2025, which claimed to reduce drug prices by 60% with a new policy to slash pharmaceutical costs. This policy revives his first-term initiative that had stalled, directing the Department of Health and Human Services (HHS) to reimburse Medicare for office-based drugs (OBD) using the average cost-based reimbursement system of the bus pricing system, which is determined by the lowest-priced reimbursement value. It is a “high-cost” drug reimbursement system intended to mitigate long-standing grievances over the affordable pricing of medications that American consumers are subjected to. As adversarial as it may sound, it attempts to solve some pain points. Undoing the years of underpriced tiered pricing would be beyond complicated. There is doubt that these goals can be accomplished without some legislative confrontation or clearing up the complicated supply chain skepticism. While the anticipated outcome is positive, the concern is that the pharmaceutical manufacturers will either lie dormant in some “innovation depression,” skimp on supplying products, or ration innovation and streamline production, rendering health care services impotent. On the contrary, this is perceived as an audacious effort, enabling fulfillment of campaign promises in Trump’s focus on lowering healthcare expenditure.
Although no progress has been made or outcomes reported concerning the executive order, the last update was on May 18. The order specifics are still being discussed on a national level.
Increasing Dow Jones Industrial Average Together with Other Stock Market Indices
Since 2025, the US stock markets have witnessed wild fluctuations and enormous volatility caused by President Trump’s trade policies. As of May 18, the markets were moving upwards due to easing trade tensions. The United States and China reached a 90-day tariff ceasefire agreement on May 12, 2025, dramatically reducing tariffs on trade between the nations. This also marked the beginning of the increase in tariffs globally. Consequently, the Dow Jones Industrial Index surged by 2.8%, equivalent to more than 1100 points. The rest of the S&P 500 Index gained 3.3%. At the same time, the Nasdaq Composite was the champion for the day, gaining 4.3%, signifying hope in the retail and tech industries. Earlier in the year, when Trump proposed colossal tariffs of 145% on Chinese imports, there was panic in the markets due to the fear of recession. A trade deal with the UK, dated May 8, along with the reduction in tariffs, has fueled recovery. By early May, the Dow registered the longest winning streak of 2025. Still, like cautionary tales from analysts such as Paul Tudor Jones, macroeconomic headwinds like ongoing inflation and the Fed’s stance on interest rates add a long-term headwind to stock prices even when lower tariff barriers exist. This week, the Hang Seng Index and most other global markets gained 3 %. This concurrent Bitcoin boom also triggered a surge in prices for the cryptocurrency, surpassing the $100,000 mark. Although investor confidence is rising and gold prices are falling, Goldman Sachs forecasts inflation of around 3% for the remaining tariffs. These include additional price increases on used vehicles, appliances, and pharmaceuticals.
Latest News on the Mortgage Rates and Housing Sector
As of May 18, 2025, reports on the housing market show that home prices continue to increase, although there are issues in home affordability. As noted in the report dated April 29, the S&P CoreLogic Case-Shiller 20-city index reported an increase in home prices by 4.5% year on year for the period ending February 2025, down from 4.7% the previous month. Despite the decreasing demand from buyers compared to the previous years, the limited supply of homes is still propping up the prices. Mortgage rates remain high, with the average 30-year fixed-rate mortgage at 6.81% as of the week before April 29, nearly the same as the previous week’s 6.83%. While no specific information was released regarding mortgage rates for May 18, the prevailing trend indicates that the rates are in the mid-6% region, which adds to the affordability problem. Volatility in the market, driven by tariff policies, brings some uncertainty. Some analysts argue that trade-driven inflation would push rates up even further. The absence of significant new housing policy announcements in the provided data suggests that the market is on pause—supply constraints combined with high rates continue to dominate the market.
ICE, Sanctuary Cities, and States
As of May 18, 2025, the available materials do not contain any specific headlines focusing on the activities of Immigration and Customs Enforcement (ICE) about sanctuary cities and states. This topic is not covered in detail anywhere else. With that being said, context from Trump’s interview on April 22, 2025, with TIME reveals that his administration is fully harnessed on immigration enforcement, attempting to go after “career criminals” and dealing with high crime rates caused by the previous administration. The missing paragraph provides Trump’s statements from the interview, which, in combination, imply some form of aggressive deportation policy that would certainly affect sanctuary jurisdictions.” Posts on X and other reports on the internet do not provide any concrete updates about ICE operations or actions taken against sanctuary cities and states before or on May 18. It is reasonable to assume that, because of the administration’s stated policies, there is likely friction with these jurisdictions. The range of sanctuary policies differs, and some, if not many, are designed to prevent local law enforcement from honoring ICE detainers, which may set up legal or policy disputes. Given the lack of data, it is fair to assume that the enforcement efforts by ICE are following Trump’s stated goals that have been reported lately, even though no developments have been reported on that date.
Further Remarks
Progress on Trade Policies:
Unlike the usual focus on healthcare and other industries, Trump’s policies always make headlines. The US-UK trade agreement and the reduced tariffs with China have alleviated fears of a recession. As a result, JPMorgan Chase has adjusted the probability of a US recession, dropping it from 60% to less than 50% in early April. Still, the ongoing negotiations with Canada and Prime Minister Mark Carney’s leadership show the weakening relations, as Trump’s tariffs and appetite for annexation have not helped.
Overall Economic Expectations:
These concerns have become persistent between the continued optimism around the markets, the inflationary pressure of tax add-on tariffs, and the economic slowdown. Goldman Sachs has made a stark prediction that the prices of consumer goods are highly likely to surge in December 2025, which would reduce any gains made in the market.
Critical Judgement: It is clear from the first two parameters that the market is recovering rapidly, and the price cut expected from pharmaceutical companies stems from the tough policies enacted by Trump. The long-term impacts of these policies, however, are debatable. The so-called tariff truce is volatile, as with the pharmaceutical order, with site-based implementation complexities. There is also bound to be an escalation in the challenges surrounding housing affordability, enforcement of immigration policies, and debates on what was happening on the May 18 windows, because all of this has very, very meager data-driven estimations.
-
How can hardworking mortgage loan officers good mortgage leads with descent conversion rates?
-
Jeremy Dewitte is a cop wannabe police impersonator
Jeremy Dewitte has gotten arrested for impersonating police officers since he was 17 years old. Since Jeremy Dewitte is not hireable as a POST certified law enforcement officer in any state of the nation, Jeremy Dewitte opened a funeral escort service company in the state of Florida. In his fleet of vehicles for funeral escort services, Jeremy Dewitte has vehicles that resemble law enforcement vehicles such as dressing up Ford Crown Vics, Ford Explorer SUVs and motorcycle with police look alike stripes,badges, and emergency flashing lights and sirens. Check out this video
https://www.facebook.com/share/v/PVYpy8obKqn6cb19/?mibextid=21zICX
-
This discussion was modified 1 year, 1 month ago by
Gustan Cho. Reason: Spelling error
-
This discussion was modified 1 year ago by
Sapna Sharma.
facebook.com
Serial Police Impersonator Arrested by Real Police (Part One) #criminals #cops #police #chasing
-
This discussion was modified 1 year, 1 month ago by
-
I think I am going to start taking walks with my three German Shepherd dogs and get a bike and check out the hiking and bike trails near where I live. I will share my ideas with you all. Here’s a mountain ex bike that is on sale for half price. price:https://www.mokwheel.com/products/obsidian
-
What does $500 a month (U.S. Dollar) get you in the Philippines? How much does a average middle class wage earner make in the Philippines? How much is the average college graduate make in the Philippines? How is living in the United States like compared to the Philippines? How do you buy a house in the Philippines? What is the average cost of a house and how much money do you need to buy and finance a home? How does the housing and mortgage industry in the Philippines work? How much does a car cost? How do you buy and finance a car in the Philippines?
-
The Village People perform at President Elect Donald Trump pre-Inauguration Celebration Party. At the conclusion of his Victory Rally in Washington, D.C., the Village People played President-elect Trump’s campaign anthem, “YMCA,” and Trump broke out his viral dance moves.
Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more.
-
California Governor Gavin Newsom’s Mismanagement has Santa Ana winds forcing wildfires to a new catastrophic level. January 8, 2025, marks one of the worst wildfire emergencies in Los Angeles’s Pacific Palisades neighborhood. The Palisades Fire was amongst its most destructive fires historically.
Fire Progression and Impact
Size and Containment:
- In no time, the Palisades Fire has expanded to consume over 15,832 acres without containment.
Destruction:
- This fire burned at least a thousand structures and broke the Sayre Fire (2008) and Bel Air Fire (1961) records.
Casualties:
- There have been five confirmed deaths as well as many casualties, such as a firefighter aged twenty-five years who suffered serious head injuries.
Evacuations:
- Around 70,000 residents have been required to leave their homes by law, and shelters are being used to house them.
Contributing Factors:
Weather Conditions:
- Strong Santa Ana winds, with gusts of more than 100 mph and very dry conditions, have spread the fire far more quickly and hampered efforts at containment.
Power Outages:
- Due to the fires, approximately 400,000 customers in Los Angeles County and surrounding areas have no electricity.
Community and Culture:
Historic Sites:
- This includes Will Rogers State Historic Park, which has lost its Stables and Will Roger’s house, and Topanga Ranch Motel in Topanga State Park.
Educational Institutions:
- Palisades Charter High School and Palisades Elementary School suffered severe damage, which disrupted education for many learners.
Entertainment Industry:
- The Critics’ Choice Awards and several movie premieres are some cultural events postponed or canceled due to this predicament.
Emergency Response:
Government Action:
- Governor Gavin Newsom declared an emergency and obtained federal support against these flames.
Firefighting Efforts:
- Over 1,400 firefighters are fighting the firestorm with help from other states’ resources.
- Harsh weather conditions led to an array of problems.
https://youtu.be/BeaHDHYJAqA?si=7frG0Hq1odigks7U
-
This discussion was modified 5 months ago by
Gustan Cho.
-
Mortgage Housing Real Estate and Consumer News for Monday January 13th 2025″
Comprehensive Overview of Mortgage, Housing, Real Estate, Interest Rates, Consumer, Business, Employment, Economic, Interest Rates, Bankruptcy, and Investment National Daily News for Monday, January 13th, 2025 Summary:
As of Monday, January 13, 2025, there is an in-depth analysis of the major sectors affecting the national economy:
Mortgage and Housing Market
Mortgage Rates:
- The average 30-year fixed mortgage rate remains elevated.
- Mortgage rates are expected to remain above 6 percent.
- This means that the projection for 2025 is hovering around 6.8 percent.
Housing Market Trends
Home Prices:
- Home values are estimated to grow around 3 percent in 2025, while the markets in the Northeast and Midwest regions, including Buffalo, NY, will spearhead the development.
Inventory Levels:
- Supply is constrained as inventory remains tight due to low mortgage rates.
- This is hindering homeowners’ urge to sell.
Interest Rates and Economic Indicators
Federal Reserve Policy:
- The Federal Reserve decided to cut rates.
- But long-term Treasury yields have risen.
- This indicates more market worries concerning inflation and overall economic and fiscal policy.
- The 10-year yield is at 4.8 percent.
Employment Data:
- With robust labor market indicators, strong job growth witnessed during December is good for the economy.
- It reduces the chance of the Federal Reserve making immediate rate cuts.
Consumer Spending:
- The luxury goods segment is experiencing a slowdown, with majors’ change in expense preference.”
- The forecast, however, suggests that the sector will reach stability by the end of 2025, along with the economic uncertainty.
Business Bankruptcies:
- In 2024, 694 corporate bankruptcy filings were made, one of the highest rates following the economic recession of 2009.
- Sectors such as healthcare, automobiles, casual chains, and retail have experienced challenges as a colossal interest rate, inflation, and consumer behavior have shifted.
Investment and Market Movements
Stock Market Performance:
- The US stock market has been turbulent.
- After the election, the S&P 500 lost all of its gains.
- This was due to fears over increased bond yields alongside possible inflationary policies with President Donald Trump.
Bond Market Dynamics
The bond market is starting to act differently as stock market volatility increases. The massive increase in the 10-year Treasury yield caused by the Federal Reserve cutting rates has only occurred twice in the last 40 years.
-
German Shepherd Puppies. Tennessee. Pure bred. 2 panda color males and one black and tan males. Mom is black and tan. Dad is white. 4 months old. Beautiful German bloodlines. Contact Yvonne Schinzel for more information. To good homes only. I may be available on the black and tan one. Black and tan is a female
-
This video clip is funny. Pranking a guy until he literally goes nuts.
https://www.facebook.com/share/r/Z1LV4FFvHHBExZ2A/?mibextid=D5vuiz
facebook.com
Please HOLD 📞 | Billy Rosewood IV | you_funny_fooker · Original audio
Please HOLD 📞. you_funny_fooker · Original audio
-
What is domain authority and domain rankings. What is Spam score and back link? What are toxic back links?
-
Most Americans are aware that many people from different walks of life hate former President Donald Trump. I have never witnessed the hatred people can have against one person. I will try to keep the tone of this post as objective and neutral as possible and base the content on FACTS. I want to compare which candidate is the best leader as President to be the Commander in Chief of the United States. Suppose you can focus on facts and comment on which candidate will be the best President in the best interest of America and the people of the United States so we remain the leader of the free world 🌎. In that case, we can Unite our country and get back to being Americans with one goal in mind: What’s best for our livelihood, the livelihood of our children, the livelihood of our grandchildren, and the livelihood of our future generations? The way our country is divided and the hatred that exists is not healthy. It’s more of a crisis and equivalent of stage 4 cancer. More and more Americans are beginning to speak out and not remain silent. Nobody is above the law. Not Trump, Not Biden, Not Kamala Harris. We don’t have to like or love Trump. However, take a step back and compare Joe Biden, Kamala Harris, and Donald Trump. Who is the best man for the job? Who’s the man who can get us out of the rathole we are in? Who is the man who can get rid of the lying, corrupt, and politically infested system that is destroying America 🇺🇸? Let’s get a thread on your thoughts and opinions on making America a country that the entire World would envy. Let’s brainstorm and become a country of the people. A country of honesty, integrity, pride, honor, and the country helping and caring for people. Let’s decimate corruption, fraud, Treason, and criminals who commit crimes against humanity.
-
A wildfire recently broke out near me in Orange County, and I could see the giant smoke plume from my place in Irvine for several days. It reminded me just how real the threat of wildfires can be here in California. If you’re not from the area, you’ve probably at least seen all the news about wildfires across the state.
While wildfires are something to be mindful of, there are plenty of ways to lower the risks—especially for homes in fire hazard zones. If you’re looking to buy a home, it’s good to understand where these zones are and what steps you can take to keep your property safer. Not all homes are at the same level of risk, but knowing about these zones can help you make more informed decisions.
What Is a Wildfire Zone?
Certain areas in California are marked as “Fire Hazard Severity Zones.” This means the area has a higher chance of wildfires because of things like weather, dry vegetation, and terrain. You might expect these zones to be mostly in rural places, but even some urban neighborhoods are at risk. Knowing if a house is in one of these zones is key.
Important Things to Know as a Homebuyer:
- Check the Fire Risk: Before you get too excited about a house, find out if it’s in a high-risk wildfire zone. You can check using CAL FIRE’s map or ask your realtor for more information. This will help you understand what extra steps, like special insurance, might be needed.
- Get the Right Insurance: Not all homeowner’s insurance covers wildfire damage, especially in high-risk areas. You might need to add more coverage to fully protect your home. Also, homes in wildfire zones usually come with higher insurance premiums, so keep that in mind when budgeting.
- Look for Fire-Resistant Features: Some homes are built using materials that can resist fire, like concrete or metal roofs. When viewing homes in wildfire zones, ask about the building materials and whether the owner has made any upgrades to improve fire safety.
- Defensible Space Around the Home: One way to help keep a home safe from wildfires is to have “defensible space.” This means keeping the area around the house clear of things like dry brush, dead leaves, or other stuff that can easily catch fire. When you’re checking out homes, see if the current owner has kept up with this—and be ready to do the same if you move in.
- Community Efforts Matter: Some neighborhoods have strong community efforts to reduce wildfire risks. They might have a fire-safe council, evacuation plans, or firebreaks in place. Living in a community that takes fire prevention seriously can make a big difference in reducing your overall risk.
- Be Ready for Evacuations: If you buy a home in a wildfire zone, there may be times when you have to evacuate, especially during fire season. It’s a good idea to learn the local evacuation routes and be prepared in case you need to leave quickly. This is especially important if you have pets or kids.
The Bottom Line
Buying a home in a wildfire zone doesn’t have to be a dealbreaker—but you do need to make sure you’re fully informed. Things like having the right insurance, keeping defensible space, and being ready for emergencies can make a big difference in staying safe and protecting your home. Staying aware of the risks and taking precautions can help you feel confident in your home-buying decision.
Have more questions about buying in these areas? Feel free to reach out—I’d be happy to help guide you through the process!
chadbushre.com
Chad Bush - Southern California Realtor
Your resource to southern California real estate. Stay informed on the latest housing market trends and available homes throughout the area.
-
-
How does Proposition 19 in California work? How does the Proposition 19 Property Tax Rule Benefit Homeowners buying a new house? What are the eligibility requirements for PROP 19 in California?
-
Davey Jones was one of the most talented people and founder of The Monkeys 🐒. One of the classic songs he wrote was Day Dream Believer
-
I think the new Corvette C8 are AMAZING and look better than the exotic cars. Plus the Corvette C8 are priced reasonably unlike Ferrari and Lamborghini exotic sports cars. Can anyone who know corvettes explain the various trim and brands of Corvettes? For example, what’s the difference between 1LT, 2LT, 3LT, ZR1, Z06, Z08, Calloway Corvettes, Hennessey Corvettes, and other options of Corvettes as well as the price difference. What’s the available factory upgrades available and prices. What is the MSRP for regular and convertible C8 Corvettes. How many C8 Corvettes are made or will be made. Are C8 Corvettes good investments or will it deprecate like other mass produced cars. I would like specific details about C8 CORVETTES because I am interested in buying one.
-
CAN SOCIAL SECURITY INCOME BE GROSSED UP? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON FHA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON VA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON USDA LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON CONVENTIONAL LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON JUMBO LOANS? HOW MUCH CAN SOCIAL SECURITY INCOME BE GROSSED UP ON NON-QM LOANS?
-
-
-
-
I’m trying to create a business name that reflects my dual role as a real estate agent and mortgage loan officer in California. Since I operate individually and not as part of a team or a broker, I want to make sure the name is compliant with state regulations. Can anyone offer guidance on the legal requirements for selecting a business name in California, especially for someone providing both real estate and mortgage services?
-
Hello hope you’re well, have question for you. My brother was divorced but the house is in his wife name and his and the payment and deed are in both. He has 3 children will his part go to his kids.
-
How do you write a successful classified ad? What makes a good classified ad? What is a format of classified advertisement. Tips for creating successful classified ads. Does a well written classified ad good for SEO for my brand? What do I include and what do I leave out when writing a successful classified ad. Is there a way where if I create and post a creative well written classified ad if the same ad can be networked to multiple classified ad portals and networks?
-
Baltimore, Maryland Tiffany Henyard is allegedly the most Corrupt Mayor in America. We need to expose corruption and scammers in public office.